You can order checks directly from your bank, from a third-party printer, or sometimes pick them up in person at a branch

Most banks let you order checks online through your account dashboard, by phone, or in person. The process takes a few days to two weeks depending on the method and your bank's processing speed. You'll need your account number and routing number, which appear on your existing checks or statements. Some banks charge for checks; others include a certain number per year with your account type. Third-party printers like Deluxe or Current often cost less than ordering through your bank, though delivery takes longer.

If you need checks urgently, a few banks offer temporary solutions: some can print a small stack at a branch while you wait, and some accounts come with digital check features that let you write checks from your phone. Neither replaces a full order, but both work when you need something today.

Key Takeaways

  • Online ordering through your bank's website is the fastest standard method and usually takes five to ten business days.
  • Your bank's routing number and account number are required for any check order, and both appear on your bank statements.
  • Third-party check printers cost less per box than bank orders but take longer to arrive, usually two to three weeks.
  • Some banks charge per box of checks while others include checks free with certain account types, so confirm your bank's pricing before ordering.
  • If you need checks within days, ask your branch whether they can print a temporary stack or whether your account includes a digital check feature.

Ordering checks through your bank's online banking portal

Log into your bank's website or mobile app and look for a "Checks" or "Order Supplies" section, usually under Account Services or Settings. You'll select your check style (standard, duplicate, or business format), quantity, and delivery address. The system will pull your account number and routing number automatically. Most banks show you the price before you confirm, and the order processes when ready.

Delivery typically takes five to ten business days for standard orders. Some banks offer expedited shipping for an extra fee, which cuts the time to two to three business days. You'll receive a confirmation email with a tracking number once the printer ships your order. If your bank doesn't show a Checks section in the app, call the customer service number on the back of your card—they can walk you through it or place the order for you over the phone.

Ordering from a third-party check printer

Companies like Deluxe, Current, and Carousel offer checks at lower per-box prices than most banks. You can order directly from their websites without logging into your bank account. You'll enter your routing number and account number manually, along with your name and address as they should appear on the checks. These printers usually cost 30 to 50 percent less than bank orders, but shipping takes two to four weeks.

Third-party printers work with any bank, so you're not limited to your bank's design options or pricing. However, you lose the convenience of ordering through your existing account dashboard. If you order from a third-party printer, verify your routing and account numbers carefully before submitting—a mistake means the checks won't work. Some banks discourage third-party orders in their terms, though most allow them; check your account agreement if you're unsure.

Getting checks printed at your bank branch

If you need a small number of checks within hours, some branches can print them on the spot. Walk in with your ID and ask whether the branch offers same-day check printing. Not all branches do, and availability depends on staffing and equipment. If they can print them, you'll typically get 10 to 25 checks within 30 minutes to an hour. This option usually costs more per check than ordering online, but it solves an when ready problem.

Call your branch before you go to confirm they offer this service and whether you need an appointment. Some branches require you to order through the online system first and then pick up at the branch, which still takes several business days. Ask specifically whether they can print checks while you wait.

Digital checks and temporary solutions

Some banks and fintech accounts include a digital check feature that lets you write and send checks from your phone or computer. Services like Chime, Current, and some business accounts from traditional banks offer this. You write the check in the app, and the recipient receives it by mail or email. This works for bills and payments when you don't have physical checks on hand, though not every business accepts digital checks.

Digital checks are not a replacement for a full order of printed checks, but they bridge the gap while you wait for your order to arrive. If your account includes this feature, you'll find it in the Payments or Transfers section of your app. If you're not sure whether your account has it, ask your bank's customer service.

What information you need before ordering

You'll need your account number and routing number, both of which appear on the bottom left of any check you already have. If you don't have a check, log into your online banking and look for Account Details or Account Information—both numbers are listed there. Your routing number is the same for all customers of your bank; your account number is unique to you.

You'll also need your name and address exactly as you want them printed on the checks. Some banks let you add a phone number or logo. If you're ordering for a business account, you may need to provide the business name and tax ID. Confirm all details before submitting your order, because reprinting a batch with errors costs time and money.

Pricing and what affects the cost

Bank check pricing varies widely. Some accounts include a certain number of free checks per year—often 25 to 50 per box. Others charge per box, typically $10 to $20 for a standard box of 100 checks. Premium check designs, duplicate copies, or expedited shipping add to the cost. Business accounts usually cost more than personal accounts.

Third-party printers often undercut bank prices, sometimes charging $5 to $10 per box of 100. However, you pay for shipping, which can add $5 to $15 depending on speed. If you order in bulk—five or more boxes—third-party printers usually offer better value. Check your account agreement to see whether your bank includes checks in your monthly fee or charges separately.

Frequently Asked Questions

How long does it take to get checks after I order them?

Standard orders through your bank take five to ten business days. Expedited shipping cuts this to two to three business days but costs extra. Third-party printers typically take two to four weeks. Same-day printing at a branch is possible at some locations but costs more per check.

Can I order checks if I just opened my account?

Yes. Your account number and routing number are active when ready, even if you haven't received your debit card yet. You can order checks online as soon as you log into your account. Some banks require you to wait a few days before ordering, so check your account dashboard or call customer service if you see a restriction.

What happens if I order checks but my account gets closed?

If your account closes before the checks arrive, the checks will not work when they do arrive. If you're closing an account, cancel any pending check orders first. If checks arrive after closure, contact your bank—they may be able to redirect the order to a new account or refund the cost.

Do I have to order checks from my bank, or can I use any printer?

You can order from any printer as long as they have your correct routing number and account number. Third-party printers are legal and work with any bank. However, some banks discourage it in their terms, and a few may charge a fee if they detect checks printed elsewhere. Check your account agreement, or ask your bank directly.

What if I made a mistake on my check order?

Contact your bank or printer when ready if you catch an error before the checks ship. Most can cancel and reorder at no extra charge. If the checks have already shipped, you'll need to order a new batch with the correct information. Misprinted checks cannot be used and must be destroyed.