You can remove a bank account from Stripe in your account settings, and the process takes just a few clicks

To remove a bank account from Stripe, log into your Stripe Dashboard, go to your Account Settings, find the Banking information section, and delete the account you no longer need. The bank account itself is not affected — you are only removing Stripe's access to it. Once removed, Stripe cannot send payouts to that account or pull funds from it.

The steps are the same whether you are removing a checking account, savings account, or any other bank account linked to Stripe. You do not need to contact Stripe support unless something goes wrong during the deletion process.

Key Takeaways

  • Removing a bank account from Stripe happens in your Dashboard under Account Settings and Banking, not through your bank.
  • Your actual bank account is not closed or changed when you remove it from Stripe — only Stripe's connection to it ends.
  • If you have pending payouts scheduled to that account, you should check your payout schedule before deleting it.
  • You can add a different bank account to Stripe at any time after removing one, using the same Banking section.

Step-by-step: removing the account from your Dashboard

Open your Stripe Dashboard and sign in with your email and password. In the top right corner, click on your account name or the settings icon (usually a gear), then select Account Settings from the dropdown menu.

Once you are in Account Settings, look for the Banking section on the left sidebar. Click on it. You will see a list of all bank accounts currently linked to your Stripe account, with details like the account type (checking or savings), the last four digits of the account number, and the bank name.

Find the account you want to remove and click the Delete button next to it. Stripe will ask you to confirm the deletion. Read the confirmation message carefully — it will tell you whether any payouts are pending to that account. Click Delete again to confirm.

What happens to payouts already scheduled

If you have a payout scheduled to the bank account you are about to remove, Stripe will warn you before you delete it. The warning tells you the date the payout is supposed to arrive. You have two choices: wait for the payout to complete before removing the account, or remove the account now and reschedule the payout to a different bank account.

Most people choose to wait. Payouts usually arrive within one to two business days, so deleting the account after the money has left Stripe is the safest approach. If you do remove the account before a payout completes, that payout will fail, and you will need to contact Stripe support to have it sent to a different account instead.

Adding a new bank account after removal

Once you have removed a bank account, you can add a different one whenever you need to. Go back to the Banking section in Account Settings and click Add Bank Account. You will need to provide the routing number, account number, and account type (checking or savings) for the new account.

Stripe will verify the new account by making two small test deposits to it, usually within one to two business days. You will need to confirm the amounts of those deposits in your Stripe Dashboard to finish the verification. Until you confirm, Stripe cannot send payouts to the new account.

Reasons you might remove a bank account

People remove bank accounts from Stripe for several reasons. You might be closing that bank account entirely and want to move payouts to a different one. You might have opened a new account at the same bank and want to update your information. You might be switching banks and need to remove the old account before adding the new one.

You might also remove an account if you are no longer using Stripe for that particular business or project, or if you suspect fraudulent activity on that account and want to prevent any further transactions through Stripe.

What you cannot do from the Dashboard

You cannot pause or temporarily disable a bank account from the Dashboard — you can only delete it completely. If you want to stop using an account for a while but keep it linked, you will need to contact Stripe support to ask about other options.

You also cannot remove a bank account if it is the only one linked to your Stripe account and you have pending payouts. Stripe requires at least one valid bank account on file at all times. If you are in this situation, add a new account first, wait for any pending payouts to complete, and then remove the old one.

Frequently Asked Questions

Does removing a bank account from Stripe close the actual bank account?

No. Removing the account from Stripe only stops Stripe from accessing it. Your bank account remains open and active. If you want to close the account itself, you need to contact your bank directly.

Can I remove a bank account if a payout is in progress?

You can try, but Stripe will warn you that a payout is pending. If you delete the account anyway, that payout will fail. It is safer to wait one to two business days for the payout to complete first.

What if I accidentally deleted the wrong bank account?

You can add it back by going to Banking in Account Settings and clicking Add Bank Account again. You will need to re-verify it with the two test deposits, which takes one to two business days.

Do I need to tell my bank that I am removing the account from Stripe?

No. Your bank does not know or care that Stripe was connected to the account. Removing it from Stripe changes nothing on your bank's end.