You can remove a bank account from Robinhood through the app or web interface in about two minutes, but timing matters if you have pending transfers

To remove a bank account from Robinhood, go to Account > Banking > Linked Banks, select the account you want to remove, and choose Delete or Remove. The account disappears from your linked list when ready. However, if you have a transfer in progress to or from that account, Robinhood will not let you delete it until the transfer settles — which takes one to three business days depending on whether it is an ACH pull or push.

The removal itself is permanent. Once deleted, you cannot use that account for future deposits or withdrawals through Robinhood. If you want to link it again later, you will go through the full verification process a second time, which involves Robinhood sending two small test deposits to confirm you own the account.

Your money stays in your Robinhood account after you remove the bank link. Removing the bank account does not withdraw your cash or close your Robinhood account — it only breaks the connection between Robinhood and that specific bank.

Key Takeaways

  • You remove a bank account from Robinhood through Account > Banking > Linked Banks, then select the account and choose Delete.
  • Robinhood will block deletion if a transfer to or from that account is still pending, which usually takes one to three business days to clear.
  • Removing the bank account does not move your money out of Robinhood or close your account — it only disconnects that bank from your Robinhood profile.
  • If you want to link the same bank account again later, you will need to re-verify it with the two test deposits Robinhood sends.

Why you might not be able to delete a bank account right now

The most common reason Robinhood prevents deletion is an active transfer. If you initiated a deposit or withdrawal in the last few days, that transfer is still settling. ACH transfers — the standard method Robinhood uses — take one to three business days to complete. Until the transfer lands in your account or clears from your bank, Robinhood locks the bank account from deletion.

Check your Activity or Transfers section to see if anything is pending. Look for transfers with a status of "pending," "processing," or "in progress." Once the status changes to "completed" or "settled," you can delete the account. Weekends and bank holidays extend the timeline, so a transfer initiated on Friday may not clear until Tuesday.

If you see a transfer that appears stuck or has been pending for more than five business days, contact Robinhood support through the app or at their website. A stuck transfer is rare, but support can investigate and sometimes manually release the account for deletion.

Steps to remove a bank account on the Robinhood app

On iPhone or Android: Open Robinhood, tap the Account icon (usually at the bottom right), scroll to Banking or Account Settings, and tap Linked Banks. You will see a list of all connected bank accounts. Tap the account you want to remove, then look for a Delete, Remove, or trash icon. Tap it and confirm the deletion when prompted.

The confirmation step is important — Robinhood will ask you to confirm that you want to remove the account. This prevents accidental deletion. Once you confirm, the account is gone from your linked list within seconds.

Steps to remove a bank account on the Robinhood website

Log into your Robinhood account on a web browser, go to Account (usually in the top right or a menu), then select Banking or Account Settings. Click Linked Banks. Find the account you want to remove and click the three-dot menu or Delete button next to it. Select Remove or Delete from the menu, then confirm.

The web version works the same way as the app — the deletion is when ready and permanent once you confirm.

What happens to money in your Robinhood account after removal

Your cash balance in Robinhood does not change when you remove a bank account. The money stays in your Robinhood account and remains available to trade with or hold. You straightforward lose the ability to move that cash to or from the deleted bank account.

If you want to withdraw money after removing your only linked bank account, you will need to link a different bank account first. The new account will require verification, which takes one to two business days before you can use it for transfers.

Re-linking the same bank account later

If you delete a bank account and later want to connect it again, you can. Go back to Linked Banks and add a new account. Enter the bank's routing and account numbers as if you were linking for the first time. Robinhood will send two small test deposits (usually under $1 each) to the account within one to two business days. You then confirm the amounts in Robinhood to complete verification.

This re-verification process is the same whether you are linking a new bank or re-linking one you previously deleted. There is no shortcut — Robinhood treats it as a fresh connection.

Removing a bank account does not affect your Robinhood investments

Your stocks, ETFs, options, or crypto holdings are not touched when you remove a bank account. The bank link only controls cash deposits and withdrawals. Your positions, buying power, and account history all remain exactly as they were.

If you are concerned about account security and want to remove a bank account for that reason, know that deleting the link prevents future transfers but does not retroactively cancel past ones. If you believe unauthorized transfers occurred, contact Robinhood support when ready rather than straightforward removing the bank account.

Frequently Asked Questions

Can I remove a bank account if I have a pending transfer?

No. Robinhood blocks deletion while a transfer is in progress. Wait for the transfer to complete (one to three business days), then try again. If a transfer appears stuck beyond five business days, contact Robinhood support.

Will removing my bank account close my Robinhood account?

No. Removing a bank account only disconnects that bank from your profile. Your Robinhood account, cash balance, and investments remain active. You can still trade and hold positions.

Do I need to re-verify if I link the same bank account again?

Yes. Robinhood treats a re-linked account as a new connection and sends two test deposits for you to confirm. This takes one to two business days before the account is ready to use.

What if I remove my only linked bank account?

You can still hold money and trade in Robinhood, but you will not be able to deposit or withdraw cash until you link a new bank account. The new account will need to go through verification first.

Can I remove a bank account on the weekend?

Yes, you can delete the account link anytime through the app or website. However, if you have a pending transfer, it will not clear until the next business day, so deletion may still be blocked until then.