The fastest way to disconnect Atlas is through your bank's settings, not Atlas's website
If you linked Atlas (the financial management app) to your bank account and now want to disconnect it, you have two routes: revoke access through your bank's connected apps menu, or remove the connection inside the Atlas app itself. The bank method is faster and more complete—it cuts off Atlas's access when ready and leaves no lingering permissions. Most banks let you do this in under five minutes from your online banking portal or mobile app.
Atlas uses OAuth authentication, which means it doesn't store your actual bank password. Instead, your bank grants Atlas permission to view and sometimes move money. When you unlink, you're revoking that permission, not changing your password. Your bank account stays exactly as it is; only Atlas loses the ability to see into it.
Key Takeaways
- Unlinking through your bank's app or website is faster and more reliable than doing it through Atlas, because it cuts off access at the source.
- You will need to log into your bank's online portal or mobile app and find the "Connected Apps" or "Third-Party Access" section—the exact name varies by bank.
- After you unlink, Atlas will no longer be able to see your account balance, transaction history, or move money, but your bank account itself is unaffected.
- If you cannot find the connected apps menu in your bank's interface, calling your bank's customer service line will get you there in one call.
Unlinking through your bank's website or app
Log into your bank's online banking portal or open the mobile app. Look for a menu labeled "Settings," "Security," "Connected Apps," "Third-Party Access," or "Authorized Applications"—the exact wording depends on your bank. Once you find it, you should see a list of apps and services that have permission to access your account. Atlas will appear on that list with a button or option to "Disconnect," "Remove," or "Revoke Access."
Click that button. Your bank will ask you to confirm—usually a straightforward "Yes, remove this app" prompt. After confirmation, Atlas is unlinked. This typically takes effect when ready, though some banks process it within a few minutes. You do not need to do anything inside the Atlas app; the disconnection happens on your bank's side.
If you cannot locate the connected apps section, your bank's customer service line can walk you through it in a few minutes. Have your online banking username ready when you call.
Unlinking through the Atlas app itself
Open Atlas and go to Settings or Account Settings (usually a gear icon or your profile name). Look for "Connected Accounts," "Bank Accounts," or "Linked Banks." Select your bank from the list and choose "Disconnect," "Remove," or "Unlink." Atlas will ask you to confirm.
This method works, but it is slower than the bank method because Atlas has to communicate with your bank to revoke the permission. It can take a few hours to fully process. If you unlink through Atlas and then check your bank's connected apps list a few hours later, the permission may still appear there briefly before disappearing.
What happens after you unlink
Once Atlas is unlinked, the app can no longer see your account balance, view your transactions, or move money. If you open Atlas after unlinking, it will show your account as disconnected and may prompt you to reconnect. You can ignore this prompt or delete the app entirely.
Your bank account itself is completely unaffected. Your money is still there, your account is still active, and your bank login credentials have not changed. Unlinking only removes Atlas's permission to access the account—it does not close the account or alter any settings on your bank's side.
If you cannot find the connected apps menu
Different banks organize this menu differently. Some call it "Connected Services," others use "Authorized Third Parties," and some bury it under "Privacy" or "Data Sharing." If you have looked in Settings and Security and cannot find it, call your bank's customer service number on the back of your card.
Tell them you want to disconnect a third-party app called Atlas from your account. They can either walk you through the steps in your specific bank's interface or disconnect it for you directly. This usually takes five to ten minutes on the phone.
Relinking Atlas later if you change your mind
If you unlink Atlas and later decide you want to use it again, you can reconnect it anytime. Open the app, go to Settings, and choose "Add Bank" or "Connect Account." Follow the same login process you used the first time. Your bank will ask you to authorize Atlas again, and once you confirm, Atlas will have access to your account again.
There is no penalty for unlinking and relinking. You can do this as many times as you want without affecting your bank account or your credit.
Frequently Asked Questions
Does unlinking Atlas change my bank password?
No. Atlas never had your password—it only had permission to view your account. Unlinking removes that permission but does not touch your password or any other bank settings. Your login credentials stay exactly the same.
Will Atlas still show my old transactions after I unlink?
Atlas may still display transactions it downloaded before you unlinked, but it will not be able to pull new ones. The app will show your account as disconnected and will not update your balance or show new activity.
Can I unlink Atlas without logging into my bank?
Yes. You can unlink through the Atlas app itself without touching your bank's website. Open Atlas, go to Settings, find your linked bank, and choose Disconnect. It takes a few hours to fully process, but you do not need to log into your bank.
What if I unlink Atlas but it still appears in my bank's connected apps list?
This usually means the disconnection is still processing. Wait a few hours and check again. If it is still there after 24 hours, call your bank's customer service and ask them to manually remove it.
Do I need to delete the Atlas app after unlinking?
No. You can keep the app on your phone if you think you might use it again. If you do not want it anymore, you can delete it like any other app. Deleting the app does not affect your bank account.