Unlinking your bank account from Atlas
To unlink your bank account from Atlas, log into your Atlas account online or through the mobile app, go to your account settings, find the connected bank accounts section, and select the account you want to remove. Atlas will show you a button or option to disconnect or unlink that account — click it, and the connection ends. The process usually takes a few minutes.
Before you unlink, check whether you have any pending transfers, automatic payments, or recurring transactions tied to that account. Atlas will not process new transactions from an unlinked account, so if you have scheduled payments or deposits coming from it, those will stop. If you need those payments to continue, set them up with a different account first, or pause them until after you have linked a new one.
Unlinking does not close your Atlas account itself — it only removes the connection to that specific bank. Your Atlas account stays open, and you can link a different bank account whenever you need to.
Key Takeaways
- You can unlink a bank account from Atlas through your account settings in the app or online portal by finding the connected accounts section and selecting disconnect.
- Any automatic payments or recurring transfers tied to that account will stop working once you unlink it.
- Unlinking a bank account does not close your Atlas account — only the connection to that specific bank is removed.
- If you rely on transfers or deposits from that account, set up a replacement account or pause those transactions before unlinking.
Steps to unlink through the Atlas app
Open the Atlas app and sign in with your username and password. Tap the menu icon (usually three horizontal lines) or look for a settings or account option, depending on your app version. From there, select "Connected Accounts," "Linked Accounts," or "Bank Accounts" — the exact wording varies, but it will be in the account or settings area.
You will see a list of all bank accounts currently connected to your Atlas account. Find the one you want to remove and tap on it. The app will show you details about that account, including the last four digits of the account number and the bank name. Look for a button labeled "Disconnect," "Unlink," "Remove," or "Delete Account" — tap that button.
Atlas will ask you to confirm that you want to unlink the account. This is a safety step to prevent accidental removal. Confirm your choice, and the account will be disconnected when ready. You will see a confirmation message, and the account will no longer appear in your connected accounts list.
Steps to unlink through the Atlas website
Go to the Atlas website and log in with your credentials. Once you are signed in, look for "Account Settings," "Settings," or a profile icon — this is usually in the top right corner or in a menu. Click on it and find the section for connected or linked bank accounts.
You will see a list of all accounts linked to your Atlas profile. Click on the account you want to remove. The page will display the account details and a button to disconnect or unlink it. Click that button and confirm your choice when Atlas asks you to verify.
The account will be unlinked right away. If you need to link a different account later, you can do that from the same settings page by selecting "Add Account" or "Link New Account."
What happens to pending transactions
If you have a transfer in progress when you unlink an account, that transfer may still go through if it has already been processed by Atlas and sent to your bank. Transfers that have not yet left Atlas will be cancelled. Check your transaction history in the app or on the website to see the status of any recent transfers before you unlink.
Automatic or recurring payments set up through that account will stop. If you have bills or regular deposits coming from that account, you will need to either set them up again with a different linked account or contact the organization sending the payment to update your banking information with them directly.
Relinking the same account later
If you unlink an account and then want to reconnect it to Atlas later, you can do so by going back to the connected accounts section and selecting "Add Account" or "Link New Account." You will need to go through the verification process again, which usually involves confirming small deposits that Atlas sends to the account or answering security questions about the account.
There is no waiting period between unlinking and relinking — you can reconnect the same account when ready if you need to. However, any automatic payments or recurring transactions you had set up before will not automatically restart, so you will need to set those up again manually.
If you cannot find the unlink option
Different versions of the Atlas app and website may have slightly different layouts. If you cannot find the connected accounts section, try searching within the app or website for "bank account," "linked account," or "payment method." You can also look in the help or support section of Atlas, which usually has screenshots showing where to find account settings.
If the unlink button is greyed out or not appearing, it may mean there is a pending transaction or balance issue on that account. Contact Atlas support through the app or website to ask why the option is unavailable. They can tell you what is blocking the unlink and help you resolve it.
Frequently Asked Questions
Will unlinking my bank account close my Atlas account?
No. Unlinking a bank account only removes the connection between that specific bank and your Atlas account. Your Atlas account itself stays open and active. You can link a different bank account whenever you need to.
What happens to money already in my Atlas account when I unlink the bank?
Any money in your Atlas account remains there. Unlinking the bank account does not affect your balance or move your money anywhere. You can still access your funds through Atlas — you just cannot send or receive transfers from that specific bank until you link a different one.
Can I unlink my account if I have a pending transfer?
You may be able to unlink even with a pending transfer, but it depends on the transfer status. If the transfer has already been sent to your bank, it will likely still go through. If it is still processing within Atlas, it may be cancelled. Check your transaction history first to see the status.
How long does it take to unlink a bank account?
Unlinking is when ready — the account disconnects as soon as you confirm the action. You will see it removed from your connected accounts list right away.
Do I need to contact my bank to unlink from Atlas?
No. You only need to unlink through Atlas itself. Your bank does not need to do anything on their end. However, if you have automatic payments set up directly with your bank that use your Atlas account information, you may need to contact your bank separately to update or cancel those.