The steps to unlink your bank account from Atlas
To unlink your bank account from Atlas, log into your Atlas account online or through the mobile app, go to your account settings, find the connected bank accounts section, and select the account you want to remove. Atlas will show you a "disconnect" or "remove" button — click it, and the account will be unlinked when ready. You will no longer be able to move money between that bank account and Atlas, though your account history will remain visible in your Atlas records.
The process takes less than a minute and does not affect your actual bank account — your money stays where it is, and your bank account itself remains open and active. Unlinking just breaks the connection between Atlas and your bank, nothing more.
If you cannot find the bank accounts section in your settings, look for a menu labeled "Connected Accounts," "Linked Banks," "Payment Methods," or "Funding Sources." The exact wording varies depending on which version of the Atlas app or website you are using. On the mobile app, this is often found under a settings icon (usually three horizontal lines or a gear symbol) at the bottom or top of your screen.
Key Takeaways
- Unlinking a bank account from Atlas takes about one minute and happens through your account settings under connected accounts or linked banks.
- Your actual bank account is not closed or affected — only the connection between Atlas and your bank is removed.
- After unlinking, you cannot transfer money between that bank account and Atlas, but your transaction history stays in your Atlas records.
- If you want to use a different bank account with Atlas later, you can link a new one through the same settings menu.
Why you might unlink a bank account
People unlink bank accounts from Atlas for several reasons. You might be closing that bank account entirely, switching to a different bank, or straightforward no longer using Atlas for transfers. Some people unlink accounts they no longer need but want to keep the account itself open at their bank.
If you are concerned about security or have had unauthorized activity, unlinking stops any future transfers from that account to Atlas. However, if you believe someone else has already accessed your account, contact your bank directly — they can freeze the account or investigate fraudulent transactions. Unlinking alone does not reverse past unauthorized transfers.
What happens to pending transfers when you unlink
If you have a transfer in progress when you unlink the account, that transfer will usually complete. Atlas processes transfers quickly, so by the time you unlink, most transfers are already done. Check your Atlas transaction history to see the status of any recent transfers before you unlink.
If a transfer is still pending and you unlink the account, contact Atlas support to ask what happens to that specific transfer. They can tell you whether it will go through, be cancelled, or be held until you relink the account. Do not unlink if you are waiting for an important transfer without checking the status first.
Relinking the same bank account later
If you unlink a bank account and then want to use it with Atlas again, you can relink it. Go back to your connected accounts section and add the bank account again — Atlas will ask you to verify it the same way you did the first time, usually by confirming small deposits or answering security questions.
Relinking does not restore old transaction history with that account, but your overall Atlas transaction history remains unchanged. The process is the same as linking a new account for the first time. You may need to wait a few business days for verification to complete before you can transfer money again.
If you cannot find the unlink option
If you are looking at your account settings and do not see a way to unlink, check that you are in the right section. Search your settings menu for words like "bank," "account," "connected," "linked," or "payment." Some versions of Atlas organize this differently depending on whether you are using a phone, tablet, or computer.
If you still cannot locate it, contact Atlas support directly through the app or website. They can walk you through the exact steps for your version of Atlas and can unlink the account on your behalf if you are having trouble doing it yourself. Support is usually available through an in-app chat or a contact form on the Atlas website.
Unlinking versus closing your Atlas account
Unlinking a bank account is different from closing your entire Atlas account. When you unlink, you keep your Atlas account open but remove one bank connection. When you close your Atlas account, the entire account goes away, along with your transaction history and any remaining balance.
If you want to close your Atlas account entirely rather than just unlink one bank, look for a "Close Account" or "Delete Account" option in your settings. This is usually found deeper in the settings menu, sometimes under "Account" or "Advanced Settings." Atlas may ask you to confirm that you want to close the account and may require you to withdraw any remaining balance first.
Frequently Asked Questions
Does unlinking my bank account close the account at my bank?
No. Unlinking only removes the connection between Atlas and your bank. Your bank account stays open and active, and your money remains there. You can still use that account normally through your bank's app or website.
Can I unlink a bank account if I have a pending transfer?
Yes, you can unlink at any time. Pending transfers usually complete before you unlink, but if one is still in progress, contact Atlas support to confirm what will happen to it before you proceed.
Will I lose my transaction history if I unlink?
No. Your Atlas transaction history stays in your account even after you unlink the bank. You can still see past transfers and activity with that account whenever you log in.
What if I want to use a different bank account with Atlas?
After you unlink the old account, go back to your connected accounts section and add a new bank account. Atlas will walk you through verification, which usually takes a few minutes to a few business days depending on the verification method.
Can Atlas support unlink my account if I forgot my password?
Yes. Contact Atlas support and explain that you need to unlink a bank account but cannot access your account. They can verify your identity and unlink the account for you without requiring your password.