When a creditor or government agency wins a judgment against you, they can use legal tools to collect what you owe. Garnishment takes money directly from your paycheck or bank account, while levies seize your property or assets. These collection methods have specific rules about what can be taken, how much, and what protections you have depending on the type of debt and where you live.
The articles here explain how garnishment and levies actually work, what happens when your wages or accounts are targeted, and what steps you can take to respond. You'll learn the difference between federal and state protections, how to challenge an invalid garnishment, and what options exist if you're facing collection action.