How to check if Bank of America is open right now

Bank of America publishes its hours on its website and in the mobile app, and both update for holidays and local closures. The fastest way to check is to open the Bank of America app, tap the menu, select "Locations & Hours," enter your ZIP code or city, and the nearest branch will show today's hours in real time. If you do not have the app, go to bankofamerica.com, click "Find a location" at the bottom of the page, and search the same way.

Most Bank of America branches open at 9 a.m. on weekdays and close between 4 p.m. and 6 p.m., depending on the branch. Saturday hours typically run 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Most branches are closed on Sundays. However, these are not fixed across all locations — a branch in a shopping center may stay open later than one in a downtown office building, and some branches have different weekend schedules. The app or website will show the exact hours for your specific branch.

Key Takeaways

  • The Bank of America app and website both show real-time hours for your nearest branch when you search by location.
  • Most branches open at 9 a.m. on weekdays, but closing times vary between 4 p.m. and 6 p.m. depending on the branch.
  • Saturday hours are usually 9 a.m. to 1 p.m. or 2 p.m.; most branches do not open on Sunday.
  • Holiday closures and temporary hour changes appear in the app and on the website, so check before you travel to a branch.

What to do if your branch is closed

If the branch you need is closed, you have several options that do not require you to wait. Bank of America operates a 24/7 phone line at 1-800-432-1000 for account questions, transfers, and payment issues. You can also use the mobile app to deposit checks by photograph, transfer money between accounts, pay bills, and send money to other people — all without visiting a branch.

For deposits or withdrawals, Bank of America has ATMs in most grocery stores, pharmacies, and convenience stores, and you can use them at any time. If you need cash and do not have a Bank of America ATM nearby, you can use any ATM in the Allpoint network (over 55,000 locations worldwide) without a fee, though you will need to check your account terms to confirm this benefit applies to your account type.

Branches closed on federal holidays

Bank of America closes all branches on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday, though this varies by location. The bank remains open for online banking, mobile app use, and ATM withdrawals on these days.

If you know you will need to visit a branch on or near a holiday, check the app or website a few days in advance. Some branches post adjusted hours (such as opening later or closing earlier) on the day before or after a holiday, and the app will reflect these changes.

Using Bank of America services without visiting a branch

Most banking tasks no longer require a branch visit. You can open a new account online, deposit checks through the mobile app, transfer money when ready to other Bank of America accounts or to external accounts (though external transfers may take one to three business days), and pay bills through the app or website. You can also order a new debit card, report a lost or stolen card, freeze your account, and dispute a transaction without speaking to anyone in person.

If you need to speak with someone, the phone line at 1-800-432-1000 is available 24/7 for most account services. For more complex issues — such as explore for a loan, discussing investment options, or resolving a complicated dispute — you may need to schedule an appointment at a branch, which you can do through the app or website.

Finding a Bank of America branch near you

Bank of America has over 4,000 branches across the United States. To find the one nearest you, open the app or website, click "Find a location," and enter your ZIP code or address. The search will show you the branch address, phone number, hours, and which services that specific branch offers. Some smaller branches do not offer all services — for example, a branch in a grocery store may not have a safe deposit box or a loan officer available.

The search results also show you nearby ATMs, which is useful if you need cash outside of branch hours. You can filter the results to show only branches that offer a specific service, such as safe deposit boxes or mortgage services, if you know you will need that.

What to bring when you visit

If you do visit a branch in person, bring a government-issued photo ID (such as a driver's license or passport) and your debit card or account number. If you are opening a new account, bring two forms of ID and proof of address (such as a utility bill or lease). If you are explore for a loan or credit product, bring recent pay stubs, tax returns, and bank statements so the loan officer can review your information on the spot.

For routine transactions like deposits or withdrawals, just your ID and card are enough. If you are unsure what to bring for a specific task, call the branch directly using the number in the app, and they can tell you what you need.

Frequently Asked Questions

Can I do everything I need through the app instead of visiting a branch?

Most routine banking — deposits, transfers, bill pay, account management — works entirely through the app. Loans, credit applications, and some dispute resolutions may require a branch visit or a phone call to a specialist, but you can schedule an appointment through the app rather than showing up without one.

What time does Bank of America close on weekdays?

Most branches close between 4 p.m. and 6 p.m. on weekdays, but this varies by location. Check the app or website for your specific branch, because a branch near you might stay open until 6 p.m. while another closes at 4 p.m.

Is Bank of America open on Saturday?

Most branches are open on Saturday from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., but some branches have different hours or are closed on Saturday. Check your nearest branch in the app to confirm.

Can I withdraw money if the branch is closed?

Yes. Bank of America ATMs are available 24/7, and you can withdraw cash at any time. You can also use ATMs in the Allpoint network without a fee if your account includes that benefit.

How do I know if my branch will be closed for a holiday?

The app and website show holiday closures and any adjusted hours. Check a few days before the holiday to see if your branch has special hours or is closed entirely.