Bank of America branches open and close on a fixed schedule, but the day matters

Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. They are closed on Sundays. Whether a branch opens tomorrow depends on what day tomorrow is — if it is Sunday, no. If it is a federal holiday, no. Otherwise, yes, unless that specific branch has different hours.

The hours listed above are standard across most locations, but some branches operate on different schedules. A branch in a shopping mall might stay open later. A branch in a rural area might close earlier. The only way to know for certain is to check the hours for your specific branch, which Bank of America publishes on its website and in the mobile app.

If you need to do something tomorrow and the branch is closed, you can handle most transactions online or through the mobile app without waiting. Deposits, transfers, bill payments, and account changes all work 24/7 through digital channels. The main things you cannot do remotely are cash deposits at a teller, getting a cashier's check, or speaking to someone in person about a problem.

Key Takeaways

  • Standard Bank of America branch hours are Monday through Friday 9 a.m. to 5 p.m., and Saturday 9 a.m. to 1 p.m.; branches are always closed Sunday.
  • Federal holidays close all branches, including New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas.
  • Individual branches may have different hours, so you must check your specific location on the Bank of America website or app.
  • Most banking tasks — transfers, bill payments, deposits through mobile deposit, and account changes — work through the app or website at any time.

How to find your branch's hours

Go to bankofamerica.com and use the branch locator tool. Enter your zip code or address, and the site will show you every Bank of America branch near you with its exact hours. The mobile app has the same tool — tap the menu, select "Locations," and search by zip code or address.

The hours shown are current. If a branch has reduced hours on a particular day or is closed for renovation, the locator will show that. You can also call the branch directly — the phone number appears in the locator results — and ask about tomorrow's hours if you want to confirm before you go.

Federal holidays when all branches close

Bank of America closes all branches on these federal holidays: New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

If a holiday falls on a Saturday or Sunday, the branch closure may shift to the nearest weekday. For example, if Christmas falls on a Saturday, the branch may close on Friday instead. Check the locator tool or call ahead if tomorrow is near a holiday.

ATMs and online banking remain available on holidays. You can withdraw cash, check your balance, transfer money, and pay bills without visiting a branch.

What you can do without visiting a branch

Bank of America's mobile app and website handle most routine transactions. You can transfer money between your own accounts or to another person's account, pay bills, deposit checks by taking a photo, check your balance, freeze or unfreeze your debit card, change your PIN, and update your address or phone number.

If you need to deposit cash, you cannot do it through the app, but you can use a Bank of America ATM that accepts cash deposits. Not all ATMs have this feature — the locator tool shows which ones do. You can also ask a teller to deposit cash when the branch reopens.

For problems that require a conversation — a disputed charge, a lost card, a question about a loan — you can call Bank of America's customer service line at 1-800-432-1000. The line is open 24/7, and you do not have to wait for a branch to open.

What requires a visit to the branch

Some tasks still need a teller or banker in person. Getting a cashier's check requires a branch visit — you cannot order one online or by phone. Depositing a large amount of cash (over $10,000) may trigger reporting requirements that the teller will handle. Closing an account in person is faster than doing it by phone, though you can close most accounts remotely.

If you need to speak to a banker about a mortgage, investment account, or credit line, you can schedule an appointment through the app or website. This lets you pick a time that works for you rather than showing up and waiting.

What to do if you need something tomorrow and the branch is closed

If tomorrow is Sunday or a holiday, the branch will not open. Use the mobile app or website for any transaction that does not require cash or a physical document. If you need a cashier's check, call the branch when it reopens and ask if you can pick it up the same day or the next day — some branches can prepare them quickly.

If you have a time-sensitive problem, call 1-800-432-1000. Bank of America's phone line handles account issues, fraud reports, and lost cards around the clock. They can often resolve the problem without you visiting a branch.

Frequently Asked Questions

Are Bank of America branches open on Saturday?

Yes. Standard hours are 9 a.m. to 1 p.m. on Saturday. Some branches may have different hours, so check your specific location on the Bank of America website or app.

Can I deposit a check if the branch is closed?

Yes, through mobile deposit. Open the app, go to Deposits, take a photo of the front and back of the check, and submit it. The deposit usually shows in your account within one business day. This works 24/7, even on weekends and holidays.

What if I need cash and the branch is closed?

Use a Bank of America ATM to withdraw cash. ATMs are available 24/7 at branches, in stores, and at other locations. The locator tool shows ATM locations near you.

Do Bank of America branches close early on any day?

Most branches close at 5 p.m. on weekdays and 1 p.m. on Saturday, but some locations have different hours. Check your specific branch on the website or app to confirm closing time.

Can I call a Bank of America branch directly to ask about tomorrow's hours?

Yes. The branch locator tool shows the phone number for each location. You can call and ask about hours, or ask if a specific service (like getting a cashier's check) is available tomorrow.