Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card, on the bottom left of any check you have, in the Account Details section of your online banking portal, or in the mobile app under Account Information.
The fastest route is your debit card. Look at the raised numbers on the front—the account number is the second set of digits, after the card number itself. If you do not have your card handy, log into your Bank of America account online or open the mobile app, go to the account you need, and select Account Details or Account Information. The number appears there in full.
If you need the account number for a wire transfer, direct deposit setup, or to give to another institution, the online version is safest because you can copy it directly without transcription error. The debit card version works just as well if you are reading it carefully.
Key Takeaways
- Your account number is a 10-digit code printed on your debit card, checks, and visible in your online banking account details.
- The account number on your debit card is the second set of numbers, after the card number itself.
- Logging into your Bank of America account online or mobile app shows your account number under Account Details without needing to call.
- When you need the account number for another bank or institution, copying it from your online account reduces the risk of typing it wrong.
Finding it on your debit card
The front of your Bank of America debit card shows two sets of numbers. The first long number (usually 16 digits) is your card number. The second number below or near it, which is 10 digits, is your account number. This is the number you use when setting up direct deposit, making wire transfers, or giving payment instructions to another institution.
The account number on your card stays the same even if you order a replacement card. If your card is lost or stolen and you get a new one, the account number does not change—only the card number changes. This matters because if you have already set up direct deposit or automatic payments using your account number, those continue to work with your new card.
Finding it in online banking or the mobile app
Log into your Bank of America account at bankofamerica.com or open the mobile app. On the dashboard, you will see a list of your accounts. Click or tap the account you need the number for, then look for Account Details, Account Information, or a similar label. Your 10-digit account number appears there in full.
This method is useful when you need to verify the number before giving it to someone else, because you can see it clearly without handling a physical card or check. You can also screenshot or copy the number directly into an email or form, which reduces transcription mistakes. Bank of America does not charge for viewing your account number online.
Finding it on a check
If you have a checkbook, the account number is printed on the bottom left of any check, after the routing number. The format at the bottom of the check is: routing number, then account number, then check number. The account number is always 10 digits. This method works if you do not have your debit card or online access available, though it is slower than the other routes.
The routing number and account number on your checks are the same for all checks from that account, so you only need to look at one check. If you have multiple accounts with Bank of America, each account has its own number, and you will see different numbers on checks from different accounts.
What to do if you cannot find your account number
If you do not have a debit card, checks, or access to online banking, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of ID ready. The representative will verify your identity and read your account number to you over the phone. This takes a few minutes but requires you to confirm personal information first.
You can also visit a Bank of America branch in person with a photo ID. A teller can print your account number for you or write it on a piece of paper. This is useful if you need the number when ready and do not want to wait for a phone call or set up online access.
Account number versus routing number
Your routing number and account number are different. The routing number (nine digits) identifies which Bank of America branch or processing center handles your account. The account number (10 digits) identifies your specific account. Both appear on the bottom of your checks, in that order: routing number first, then account number.
When you set up direct deposit or a wire transfer, you usually need both numbers. The routing number tells the sending bank which institution to send the money to; the account number tells Bank of America which account within the bank to deposit it into. If you give only one, the transaction will not go through. Bank of America's routing number varies slightly by state and account type, so check your check or call the bank if you need the routing number for your specific account.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card. Your account number is a 10-digit number that also appears on your card, below or near the card number. They are different codes that identify different things.
Will my account number change if I get a new debit card?
No. Your account number stays the same for the life of the account. Only your card number changes when you order a replacement card. Any direct deposits or automatic payments set up with your account number will continue to work with your new card.
Can I use my account number to make purchases online?
No. Your account number is for bank-to-bank transfers, direct deposit, and wire transfers. For online purchases, you use your debit card number, expiration date, and CVV. Never give your account number to a merchant or website.
What if I see a different number on my check than on my debit card?
Contact Bank of America when ready. Your account number should be the same on both. A mismatch could indicate an error in printing or a problem with your account. Call 1-800-432-1000 to verify which number is correct.
Do I need my account number to log into online banking?
No. You log in with your username and password or online ID. Your account number is something you look up after you log in, not something you use to log in. You can view it once you are already in your account.