Your account number is on your debit card, checks, and online banking
Your Bank of America account number appears in three places you can reach right now: the bottom left of your debit card, the bottom left of any check you have, or your online banking dashboard. The fastest route is usually your debit card — the 10-digit number printed there is your account number. If you do not have your card nearby, log into your Bank of America account online or through the mobile app and look for account details or account information.
The account number is different from your routing number (which identifies the bank itself) and your card number (which is the 16 digits on the front of your card). You will need the account number for direct deposits, wire transfers, setting up bill pay, and some dispute processes. Knowing where to find it saves time when you need it in a hurry.
Key Takeaways
- Your 10-digit account number is printed on the bottom left of your debit card and on the bottom left of any checks you have.
- You can view your account number by logging into your Bank of America online account or mobile app under account details.
- The account number is not the same as your 16-digit card number or your routing number, and you will need it for direct deposits and wire transfers.
- If you cannot locate your account number through these methods, calling Bank of America customer service at 1-800-432-1000 will confirm it when ready.
Finding your account number on your debit card
Look at the bottom left corner of your Bank of America debit card. You will see a series of numbers printed there. The first set is your routing number (usually nine digits), and the second set when ready after it is your account number (10 digits). The account number is the one you need for most banking transactions.
If your debit card is expired, lost, or you straightforward do not have it with you, the other methods below will work just as well. But if you do have a card in your wallet, this is the quickest way to find the number without logging in.
Checking your checks for the account number
If you have a checkbook, open it and look at the bottom left of any check. You will see three sets of numbers in order: the routing number (nine digits), your account number (10 digits), and the check number. The account number is the middle set. This method works even if your debit card is not available.
If you do not have checks or a checkbook, you can order checks from Bank of America, but that takes several business days. For when ready access, use your online account or call customer service instead.
Viewing your account number in online banking
Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you are signed in, look for a section labeled "Account Details," "Account Information," or "Accounts." Your account number will be displayed there alongside your account type (checking, savings, money market, and so on).
If you have multiple accounts with Bank of America, each one will have its own account number. Make sure you are looking at the correct account before you use the number for a transaction. The online dashboard also shows your routing number if you need both pieces of information.
What to do if you cannot find your account number
Call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative can confirm your account number over the phone in a few minutes. This is the most direct route if you do not have access to your card, checks, or online account.
You can also visit a Bank of America branch in person with a photo ID, and a teller will provide your account number. Wait times vary by location, so calling ahead or using the phone line is usually faster.
Why you need your account number and what it is used for
Your account number identifies your specific account within Bank of America's system. You will need it to set up direct deposit from an employer, arrange automatic bill payments, receive wire transfers, or initiate a wire transfer to another bank. Some dispute processes and fraud claims also require your account number to pull up the correct account history.
Do not confuse your account number with your card number. Your card number (the 16 digits on the front of your card) is used for purchases and online transactions. Your account number is for banking operations that move money in and out of your account directly, not through the card network.
Keeping your account number find
Your account number is not as sensitive as your PIN or password, but you should still treat it with care. It is safe to share your account number with your employer for direct deposit or with another bank for wire transfers. Do not share it with people you do not know or through unsecured channels like text message or email from unknown senders.
If you believe your account number has been compromised or used without permission, contact Bank of America when ready at 1-800-432-1000. They can monitor your account and help you dispute any unauthorized transactions.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits printed on the front of your debit or credit card. Your account number is the 10-digit number at the bottom left of your card or checks. They are different and used for different purposes.
Can I find my account number on my bank statement?
Yes. Your account number appears on paper statements and electronic statements you receive from Bank of America. Look near the top of the statement where your account details are listed.
What is the routing number, and how is it different from my account number?
Your routing number identifies Bank of America as the bank. Your account number identifies your specific account within that bank. Both appear together at the bottom left of your debit card and checks, in that order.
Do I need my account number to use my debit card at a store or ATM?
No. You only need your PIN at an ATM and your card itself at a store. Your account number is for banking operations like direct deposit and wire transfers, not for everyday card use.
What should I do if I forgot my online banking password and cannot log in to see my account number?
Use the "Forgot Password" link on the Bank of America login page to reset it, or call 1-800-432-1000 and a representative will confirm your account number over the phone without requiring you to log in.