Your routing number is a nine-digit code printed on the bottom left of your checks

If you have checks from your Bank of America account, look at the very bottom left corner of any check. You will see three groups of numbers separated by colons or special symbols. The first group — always nine digits — is your routing number. It identifies Bank of America and the specific branch or processing center that handles your account.

The second group of numbers is your account number, and the third is the check number itself. The routing number stays the same for all your Bank of America accounts at that branch, but your account number is unique to each account you hold.

Key Takeaways

  • Your routing number appears on the bottom left of any Bank of America check as the first nine-digit group.
  • Bank of America's main routing number for most accounts is 026009593, though some branches and account types use different numbers.
  • You can find your routing number through the Bank of America website, mobile app, or by calling customer service at 1-800-432-1000.
  • Wire transfers, direct deposit setup, and ACH payments all require your routing number, so keep it handy when setting up these services.

Finding your routing number without checks

Not everyone has checks on hand, and that is fine. Log into your Bank of America online account or open the mobile app. Go to the account details or account information section — the exact location varies slightly depending on whether you are on a computer or phone, but it is usually under "Account" or "Settings." Your routing number will be listed there alongside your account number.

If you do not have online access set up yet, you can call Bank of America customer service at 1-800-432-1000. Have your account number and a form of identification ready. A representative can read your routing number to you over the phone in a few minutes.

Understanding routing numbers for different account types

Most Bank of America checking and savings accounts use the same routing number: 026009593. However, some accounts — particularly money market accounts, certain business accounts, or accounts opened at specific branches — may use a different routing number. If you are setting up direct deposit or a wire transfer and the system rejects the standard number, check your account details again or call customer service to confirm.

The routing number is tied to how your account is processed, not to you personally. If you move to a different state or switch branches, your routing number typically does not change. Bank of America processes most accounts through centralized centers, so the routing number remains valid as long as your account stays open.

When you need your routing number

You will need your routing number whenever you set up a service that moves money in or out of your Bank of America account without a debit card or check. Direct deposit from an employer, automatic bill payments, transfers from another bank, and wire transfers all require your routing number and account number together.

Some services ask for your routing number to verify that your account exists and is in good standing. Providing it is safe — the routing number alone cannot be used to withdraw money or access your account. You would also need your account number and typically additional verification to do anything with your account.

Keeping your routing number safe

Your routing number is not a secret in the way your PIN or password is. It is printed on every check you write and is publicly available information. However, you should still be cautious about where you enter it. Only provide your routing number to services you recognize and trust, and never share it in response to an unsolicited email or phone call.

If someone contacts you claiming to be from Bank of America and asks for your routing number, hang up and call Bank of America directly at the number on your card or statement. Scammers sometimes pose as banks, but a real bank already has your routing number on file and would not need to ask for it.

What to do if you cannot find your routing number

If you have tried checking your account online, looking at your checks, and calling customer service but still cannot locate it, visit a Bank of America branch in person. Bring a photo ID and your debit card or account information. A teller can print your routing number for you on the spot, usually within a few minutes.

You can also visit the Bank of America website and use their routing number search tool if you know your branch location. Enter your state and city, and the tool will show you the routing number for that branch. This works even if you do not have online account access.

Frequently Asked Questions

Is my routing number the same for all my Bank of America accounts?

Usually yes. Most Bank of America accounts at the same branch share the same routing number. However, some account types — particularly business accounts or accounts with special features — may have different routing numbers. Check each account's details to be certain, especially if you are setting up transfers between accounts.

Can someone use my routing number to steal money from my account?

No. Your routing number alone is not enough to access or withdraw from your account. A person would also need your account number, and even then they would typically need additional verification like your PIN, password, or signature. Treat your routing number like information on a check — it is meant to be shared with legitimate services.

What if the routing number I found online does not work?

Double-check that you entered it correctly — it should be exactly nine digits with no spaces or dashes. If it is correct but still does not work, call the service you are trying to set up and ask them to verify the routing number. Some services have outdated databases. You can also call Bank of America at 1-800-432-1000 to confirm your routing number is correct.

Do I need a different routing number for wire transfers?

No. The same routing number works for wire transfers, direct deposits, and ACH transfers. Bank of America uses one routing number for most account types. If a wire transfer service asks for a different number, contact Bank of America to verify before proceeding.