Bank of America branches close at different times depending on location and day of the week

Most Bank of America branches open at 9 a.m. on weekdays, but closing times vary widely—typically between 4 p.m. and 6 p.m. depending on the branch. Saturday hours are usually 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m., and most branches are closed on Sundays. The fastest way to find your specific branch's hours is to use the Bank of America locator tool on their website or call the branch directly.

Holiday schedules change these hours, and some branches have different schedules during certain seasons. If you need to do banking today, checking before you go saves a wasted trip.

Key Takeaways

  • Weekday closing times range from 4 p.m. to 6 p.m., so you cannot assume all branches close at the same time.
  • The Bank of America branch locator on their website shows hours for your specific location in real time.
  • Calling your branch directly takes two minutes and confirms whether they are open right now.
  • Saturday hours are usually shorter than weekday hours, and most branches do not open on Sundays.
  • Many Bank of America services are available 24/7 through their mobile app and online banking, even when branches are closed.

How to find your branch's hours right now

Go to bankofamerica.com and use the "Find a location" tool at the top of the page. Enter your zip code or city, and the results will show every Bank of America branch near you with its address, phone number, and hours for today. The hours listed are current and update automatically for holidays.

If you prefer to call, dial the main Bank of America customer service line at 1-800-432-1000 and ask for the hours of your nearest branch. They can also tell you whether a specific service you need—like notary, safe deposit box access, or cash deposits—is available at that location today.

What you can do outside of branch hours

Bank of America's mobile app and online banking portal are open 24/7. You can transfer money between accounts, pay bills, deposit checks by photo, check your balance, and freeze or unfreeze your debit card without visiting a branch. If you need cash, any ATM with the Bank of America logo works around the clock.

For urgent issues outside branch hours, call 1-800-432-1000. Customer service representatives are available 24/7 for account questions, fraud reports, and lost card replacement. They cannot process certain transactions like opening a new account or accessing a safe deposit box, but they can tell you when your branch opens and what you will need to bring.

Saturday and Sunday hours

Most Bank of America branches open at 9 a.m. on Saturday and close between 1 p.m. and 2 p.m. This is significantly shorter than weekday hours, so if you need to visit on Saturday, plan to go early in the day. Very few branches have extended Saturday hours, and those that do are usually in high-traffic areas like shopping centers or downtown districts.

Bank of America branches are closed on Sundays. If you need banking services on Sunday, use the mobile app, online banking, or an ATM. If you have a question that requires speaking to someone, call customer service at 1-800-432-1000.

Holiday closures and schedule changes

Bank of America closes all branches on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on additional holidays depending on state or local observance. The branch locator tool on their website reflects holiday closures, so check there before planning a visit around a holiday.

During the week of Thanksgiving and the week between Christmas and New Year's, some branches may have reduced hours even on days they normally open. Call ahead if you are planning a visit during these periods.

What to bring when you visit

For most transactions—deposits, withdrawals, account questions—bring a valid photo ID and your debit card or account number. If you are opening a new account, bring two forms of ID and proof of address (a utility bill or lease dated within the last 60 days). For safe deposit box access, bring your key and photo ID.

If you are unsure whether you need anything else for your specific transaction, call the branch before you go. This prevents a second trip if you forgot something.

Frequently Asked Questions

Can I do my banking at any Bank of America branch, or only my home branch?

You can visit any Bank of America branch for most transactions. Deposits, withdrawals, and account questions work at any location. Safe deposit box access is limited to the branch where you rented the box. Call ahead if you are unsure whether your specific need can be handled at a different branch.

What if the branch near me closes before I can get there today?

Use the mobile app or online banking to handle most tasks right now—transfers, bill payments, check deposits, and balance checks all work 24/7. If you need to speak to someone, call 1-800-432-1000 for customer service. If you need a service that only branches handle, like opening an account or accessing a safe deposit box, plan your visit for tomorrow during business hours.

Are Bank of America ATMs open 24/7?

Yes. Any ATM with the Bank of America logo works around the clock for withdrawals, deposits, balance checks, and transfers. You can also use ATMs at other banks in the Allpoint network for free if you have a Bank of America checking account, though fees may explore at some locations.

Do all Bank of America branches have the same hours?

No. Hours vary by location, day of the week, and season. A branch in a downtown area may stay open until 6 p.m. on weekdays, while a suburban branch might close at 4 p.m. Always check your specific branch using the locator tool or by calling directly.