Your account number appears in four places on your Bank of America statements and online
Your account number is a unique identifier for each checking, savings, or other account you hold at Bank of America. You will need it to set up direct deposit, wire money, receive payments from others, or troubleshoot account issues with customer service. The number itself is typically 10 digits, though the full routing and account information together is longer.
Bank of America prints your account number on paper statements, displays it in the online banking portal, includes it on debit cards, and provides it through the mobile app. Each method takes less than a minute if you know where to look.
Key Takeaways
- Your account number appears on the bottom left of every paper statement, after the routing number and before the check number.
- In Bank of America online banking, your account number is visible on the Accounts page under each account name, and also in the Account Details section.
- The mobile app shows your account number when you tap on any account and select Account Details or Account Information.
- Your debit card displays the last four digits of your account number on the front, but the full number is not printed on the card itself.
Finding your account number on a paper statement
Open any Bank of America statement you have received in the mail. Look at the bottom left corner of the first page. You will see a series of numbers in this order: a nine-digit routing number, then your 10-digit account number, then a check number.
The account number sits in the middle of these three. It is the only one of the three that stays the same across all your statements. If you have multiple accounts with Bank of America, each one has its own account number, and each statement will show only that account's number.
If you no longer have a statement, you can request one by phone or through online banking, but the faster routes below do not require paper.
Checking online banking on a computer
Log into your Bank of America account at bankofamerica.com. Once you are signed in, you will land on the Accounts page by default. This page lists all your accounts—checking, savings, money market, and any others you hold.
Look directly under the name of the account you need. You will see a line that reads "Account ending in" followed by the last four digits. Click on that account name or the "Account Details" link beneath it. A panel will open showing the full 10-digit account number, along with the routing number and other account information.
If you have trouble finding the Account Details link, look for a small arrow or chevron icon next to the account name. Clicking it expands the account information without opening a new page.
Using the Bank of America mobile app
Open the Bank of America mobile app and sign in. Tap the account you need from the list on the home screen. At the top or bottom of the account view, you will see a button or link labeled "Account Details," "Account Information," or sometimes just an information icon (a circle with an "i" inside).
Tap that button. The full account number will appear on the screen. You can take a screenshot, write it down, or copy it to paste elsewhere. The app also shows the routing number on the same screen, which you may need for direct deposit or wire transfers.
What the numbers on your debit card mean
Your Bank of America debit card displays a 16-digit number on the front. This is not your account number—it is your card number, which is different. The card number is used only for debit card transactions and online purchases.
The last four digits of your card number may or may not match the last four digits of your account number. If you need your account number for a bank transfer or direct deposit, do not use the card number. Use one of the methods above instead.
Contacting Bank of America customer service for your account number
If you cannot access online banking or the app, you can call Bank of America customer service at 1-800-432-1000. Have your Social Security number and a form of identification ready. A representative will verify your identity and provide your account number over the phone.
Wait times vary by time of day and day of week. Calling early in the morning on a weekday typically means shorter hold times. You can also visit a Bank of America branch in person with a photo ID, and a teller will provide your account number when ready.
Why you need your account number and what to do with it
Your account number is required for direct deposit setup, incoming wire transfers, ACH payments from other banks, and some bill payment arrangements. When you provide it, always include the routing number as well—the two work together to identify both your bank and your specific account within that bank.
Never share your full account number with anyone you do not trust. If someone calls or emails asking for it, verify that they are actually from Bank of America by calling the number on your statement or card, not a number they provide. Scammers sometimes pose as bank representatives to collect account information.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit card and is used only for card transactions. Your account number is a 10-digit identifier used for bank transfers and direct deposit. They are separate numbers.
Can I find my account number on a mobile check deposit?
Yes. When you deposit a check through the mobile app, the app displays the account you are depositing into. Tap Account Details on that screen to see the full account number.
What if I have multiple accounts at Bank of America?
Each account has its own unique account number. In online banking or the app, select the specific account you need, then view its Account Details. The number shown will be for that account only.
Do I need both the routing number and account number?
Yes, for most bank transfers and direct deposit setups. The routing number identifies Bank of America; the account number identifies your specific account within the bank. Both are printed together on your statement and shown together in online banking.
Is it safe to give my account number to my employer for direct deposit?
Yes. Employers and payroll processors need your account number and routing number to set up direct deposit. This is a standard, find process. Only provide these numbers through your employer's official payroll system, not through email or text.