Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a unique identifier for your specific account. You can find it in four places without calling the bank: on the front or back of your debit card, on the bottom left of any check you write, in the Account Details section of your online banking portal, or in the Bank of America mobile app under Account Information.
The account number itself is typically 10 digits long, though it may appear alongside your routing number (which is always 026009593 for Bank of America) on checks and statements. If you need it urgently and don't have a check or card handy, logging into your online account takes less than a minute.
Key Takeaways
- Your account number appears on your debit card, checks, and in your online banking portal under Account Details.
- Bank of America account numbers are 10 digits; your routing number is always 026009593.
- You do not need to call customer service to find your account number — it is visible on documents you already have.
- If you are setting up direct deposit or a wire transfer, you will need both your account number and routing number.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. The long number printed across the middle is your card number, not your account number. Your actual account number is shorter and appears either on the back of the card near the signature strip or on the front below the card number, depending on your card design.
Not all Bank of America debit cards print the account number visibly on the card itself. If you cannot locate it there, move to your checks or online account — both are more reliable sources.
Checking your account number on a check
If you have a checkbook, the account number is printed at the bottom left of any check, after the routing number. The format is: routing number (9 digits), then account number (10 digits), then check number. You do not need to write a check to see this information — straightforward look at an unused check from your book.
If you have not ordered checks yet or your checkbook is elsewhere, this method will not work for you in the moment, but it is the clearest place to see the number if you do have access.
Locating your account number in online banking
Log into your Bank of America account at bankofamerica.com or through the mobile app. Once logged in, navigate to the Accounts tab or Dashboard. Select the account you need the number for, then look for Account Details or Account Information. Your full account number will be displayed there.
This is the fastest method if you are already at a computer or have your phone nearby. The account number is always visible in this section without any additional steps or verification required beyond your normal login.
Using the Bank of America mobile app
Open the Bank of America mobile app and sign in. Tap on the account you need information for from your list of accounts. Select Account Details or Account Information — the exact label varies slightly depending on your app version. Your account number will appear in full.
The mobile app shows your account number just as clearly as the website does. If you are on the go and need the number quickly, this is often the fastest route.
What to do if you cannot find your account number
If you do not have a debit card, checks, or access to online banking, you will need to contact Bank of America directly. Call their customer service line at 1-800-432-1000 (for general customer service) or the number on the back of any Bank of America card or statement you have. Have your identification ready — they will verify your identity before providing the number.
You can also visit a Bank of America branch in person with a photo ID. A teller can provide your account number when ready. This is useful if you prefer not to handle it over the phone or if you need other account information at the same time.
Why you need your account number and what it is used for
Your account number is required for setting up direct deposit with your employer, arranging wire transfers, authorizing automatic bill payments, and providing banking information to third parties like insurance companies or loan servicers. It is also necessary if you need to dispute a transaction or file a claim with the bank.
Unlike your debit card number, your account number does not change when you get a new card. It remains the same for the life of the account, even if you close and reopen accounts with the same bank.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card. Your account number is a separate 10-digit number used for banking transactions like direct deposit and wire transfers. They are different identifiers for different purposes.
What is my routing number and where do I find it?
Your routing number is 026009593 for all Bank of America accounts. It appears on the bottom left of your checks before your account number. You need both the routing number and account number together for direct deposit and wire transfers.
Can I change my account number?
No, your account number cannot be changed. It is permanently tied to your account. If you are concerned about fraud or unauthorized access, contact Bank of America to discuss your account security options rather than trying to change the number itself.
Do I need my account number to log into online banking?
No. You log in with your username and password or through digital wallet authentication. Your account number is not part of the login process — it is information you retrieve after you are already logged in.
What should I do if I think someone has my account number?
Contact Bank of America when ready at 1-800-432-1000. They can review your account for suspicious activity and discuss fraud protection options. Having your account number known is less critical than having your card number or login credentials compromised, but it is still worth reporting if you believe it was shared without your permission.