Your account number appears in four places without logging in
Your Bank of America checking account number is printed on the bottom left of every check you write. It is the first set of numbers after the routing number (which starts with 026). If you have checks on hand, that is the fastest way to find it.
If you do not have a check, you can find your account number on your monthly statement, on your debit card (though not always in full), in the Bank of America mobile app, or by calling customer service at 1-800-432-1000. Each method takes a different amount of time and shows the number in a different format.
You do not need to log into online banking to find this information. The number itself is not secret — it is printed on documents the bank sends you and on the card in your wallet. What matters is that you use it only with people and institutions you trust.
Key Takeaways
- Your checking account number is the first set of digits on the bottom left of any check you have written, after the routing number 026.
- A printed statement, debit card, the mobile app, or a phone call to 1-800-432-1000 will all show you the number without requiring you to log in online.
- The account number is not confidential information — it is printed on documents the bank sends you — but you should only share it with institutions you recognize.
- Bank of America shows your full account number in the app and on statements, but may show only the last four digits on your debit card for security in stores.
Finding the number on a check
Look at the bottom of any check. You will see three groups of numbers separated by colons or vertical lines. The first group is the routing number (026009593 for most Bank of America accounts). The second group, when ready after, is your account number. It is typically nine or ten digits long.
The account number on a check is always the complete number. This is the safest place to look because you do not need to contact the bank or access any account. If you have a checkbook, this takes thirty seconds.
Checking your monthly statement
Bank of America prints your account number on every statement, whether you receive it by mail or view it online. On a paper statement, look at the top right corner — your account number appears next to "Account Number" or "Acct #". On an online statement, the same information is in the same location.
You can view statements online without logging into the full banking portal. Go to bankofamerica.com, select "View statements and documents," and follow the prompts. The bank will verify your identity using information from your account, such as your Social Security number or recent transactions. Once verified, you can see your account number on any statement from the past seven years.
Using the Bank of America mobile app
Open the Bank of America app on your phone and tap the checking account you want to view. Your full account number appears near the top of the account details screen, usually under the account name or balance. The app shows the complete number, not a shortened version.
You do need to log into the app with your username and password to see this information. If you have not set up the app yet, you can read it from the App Store or Google Play, then log in with the same credentials you use for online banking. The account number is visible as soon as you open the account details — you do not need to navigate to a separate section.
Calling Bank of America customer service
Call 1-800-432-1000 and follow the prompts to speak with a representative. Have your Social Security number, date of birth, and a form of identification ready. The representative will verify your identity, then read your account number to you over the phone.
This method takes longer than checking a check or statement, but it works if you have lost all other documents and do not have the mobile app. The call is free, and representatives are available 24 hours a day. If you are calling from outside the United States, use the international number on the back of your debit card.
What your debit card shows
Your Bank of America debit card displays only the last four digits of your account number on the front or back of the card. This is intentional — the bank limits what is printed on the card to reduce fraud risk if the card is lost or stolen.
If you need the full account number, the debit card alone is not enough. You will need to use one of the other methods: a check, a statement, the mobile app, or a call to customer service. The partial number on the card is useful for confirming which account a transaction belongs to, but not for providing your complete account number to another institution.
When you need your account number and where to send it
You will need your full account number when setting up direct deposit, arranging a wire transfer, or authorizing another institution to withdraw money from your account. Banks, employers, and government agencies all ask for this number to may support they are moving money to or from the correct account.
Share your account number only with institutions you have contacted directly or that you recognize. Do not provide it in response to unsolicited emails, texts, or phone calls, even if the sender claims to be from Bank of America. The bank will never ask you to confirm your account number via email or text message. If you are unsure whether a request is legitimate, hang up or close the message and call Bank of America directly at 1-800-432-1000.
Frequently Asked Questions
Is my account number the same as my routing number?
No. Your routing number (026009593 for most Bank of America accounts) identifies the bank branch. Your account number identifies your specific account at that branch. Both appear on the bottom of a check, but they are separate numbers. You need both to set up direct deposit or wire transfers.
Can I see my account number without logging in?
Yes. A check, a paper statement, or a call to 1-800-432-1000 will all show you the number without requiring you to log into online banking or the app. If you have a checkbook, that is the fastest option.
Why does my debit card only show four digits?
Bank of America prints only the last four digits on your card to protect you if the card is lost or stolen. Someone who finds your card cannot see your full account number. You can find the complete number on a check, statement, or in the mobile app.
What should I do if I think someone has my account number?
Call Bank of America at 1-800-432-1000 when ready. A representative can review your account for unauthorized activity and help you find it. You do not need to close the account unless the bank recommends it. The bank can also issue you a new debit card if needed.
Can I change my account number?
Bank of America does not allow you to change your account number. If you are concerned about security, you can open a new checking account and transfer your direct deposits and automatic payments to the new account. Call the bank to discuss whether this is necessary for your situation.