Your account number is printed on your checks and visible in the online banking portal
Your Bank of America account number is a unique identifier for your specific account. It appears in multiple places, and the fastest route depends on whether you have online access or need it right now.
If you are already logged into your Bank of America account online or in the mobile app, your account number is visible on the account summary page. If you have checks, the number is printed at the bottom left of each check. If you need it without logging in, you can call the customer service number on the back of your debit card or visit a branch in person with your ID.
Key Takeaways
- Your account number appears at the bottom left of your checks, before the routing number.
- In the Bank of America app or website, the account number shows on your account summary page and in the account details section.
- You can call the customer service number on your debit card to have a representative read your account number to you.
- A Bank of America branch can print your account number on a receipt if you visit in person with a valid ID.
Finding your account number in the mobile app or website
Log into your Bank of America account through the app or at bankofamerica.com. On the home screen, you will see a list of your accounts. Click or tap on the account you need the number for—the account number will display on the account summary page, usually near the account name and balance.
If you do not see it on the main summary, select "Account Details" or "View Details" for that account. The full account number will appear there, along with the routing number and other account information. Write down or screenshot the number for your records.
Locating the account number on your checks
Look at the bottom of any check from your Bank of America account. You will see three sets of numbers printed in a special magnetic ink character recognition (MICR) format. The first set on the left is your routing number (nine digits). The middle set is your account number (typically 10 to 12 digits). The third set on the right is the check number.
The account number on your checks is the same number used for all transactions on that account, whether you are setting up direct deposit, making a wire transfer, or providing it to a creditor. If you no longer have checks or they are not handy, the other methods are faster.
Calling Bank of America customer service
Call the customer service number printed on the back of your Bank of America debit card. A representative will ask you to verify your identity—usually your Social Security number, date of birth, and the last four digits of the phone number on file. Once verified, they can read your account number to you over the phone.
This method works even if you have forgotten your online password or do not have your checks available. The call typically takes five to ten minutes. Have a pen ready to write down the number, or ask the representative to repeat it slowly.
Getting your account number at a Bank of America branch
Visit any Bank of America branch with a valid government-issued ID—a driver's license, passport, or state ID card. Tell the teller you need your account number. They will look it up in the system and can print it on a receipt or write it on a piece of paper for you.
This is useful if you need the number when ready and do not have online access. Branch hours vary by location, so check the hours for your nearest branch before you go. You do not need an appointment for this request.
Understanding the difference between account number and routing number
Your routing number identifies the specific Bank of America branch or processing center where your account is held. Your account number identifies your individual account within the bank. Both are needed together for certain transactions like setting up direct deposit or receiving wire transfers.
Bank of America's routing number varies depending on your state and the type of account you have. The account number, by contrast, is unique to you and does not change unless you close the account and open a new one. If you are unsure which number you need for a particular transaction, the organization requesting the information will usually tell you.
What to do if you cannot find your account number
If you have tried the methods above and still cannot locate your account number, contact Bank of America directly. Call the number on your debit card, visit a branch, or use the find message feature in your online account to reach customer service. They will verify your identity and provide the number.
Do not share your account number with anyone unless you initiated the contact and trust the recipient. Scammers sometimes call claiming to be from the bank and ask for account numbers. Bank of America will never ask for your account number unsolicited—they already have it on file.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your debit card number is printed on the front of your card and is different from your account number. The account number is used for bank transfers and direct deposits, while the card number is used for purchases and ATM withdrawals. Both are linked to the same account, but they are separate numbers.
Can I change my account number?
You cannot change your existing account number. If you need a new account number for security reasons, you would need to close the current account and open a new one. Bank of America can walk you through this process at a branch or over the phone if you have concerns about your account security.
Why do I need my account number?
You need your account number to set up direct deposit from your employer, receive wire transfers, pay bills through your bank, or provide proof of account ownership. Some creditors and service providers also request it to link payments to your account. It is different from your card number and is used for bank-to-bank transactions.
Is it safe to write down my account number?
It is generally safe to write down your account number and keep it in a find place. Your account number alone cannot be used to withdraw money or make purchases without additional information like your PIN or online password. However, do not share it with anyone you do not trust or anyone who contacts you unsolicited.