Your account number is on your debit card, checks, and online banking

Your account number is a unique identifier for your specific checking or savings account at Bank of America. You need it to set up direct deposit, wire money, or give someone permission to deposit a check into your account. The fastest way to find it is to look at a check from your checkbook — the account number is printed at the bottom in the middle section, between two sets of numbers.

If you don't have checks handy, you can find your account number in three other places: on the back of your debit card, in your online banking dashboard, or by calling Bank of America directly. Each method takes less than a minute.

Key Takeaways

  • Your account number appears at the bottom center of any check you write, between the routing number and the check number.
  • The back of your debit card displays your account number, usually printed below or near the card number.
  • You can view your account number by logging into your Bank of America online account or mobile app under account details.
  • Calling Bank of America at 1-800-432-1000 will connect you to someone who can read your account number aloud after you verify your identity.

Finding your account number on a check

Look at the bottom of any check from your checkbook. You will see three separate groups of numbers printed in a special magnetic ink. The first group on the left is your routing number (nine digits), which tells the banking system which Bank of America branch handles your account. The middle group is your account number (typically 10 digits), and the group on the right is the individual check number.

The account number is always the middle set. Write it down or take a photo if you need to reference it later. This method works even if you have not used checks in years — as long as your checkbook is current, the account number will be correct.

Checking the back of your debit card

Turn your debit card over to the back side. Bank of America prints your account number on the back, usually below the signature strip or in the lower right corner. The exact placement varies slightly depending on when your card was issued, but it will be clearly printed in black text.

Do not confuse this with the long card number on the front — that is your debit card number, not your account number. The account number on the back is shorter (usually 10 digits) and is what you need for banking transactions like setting up direct deposit.

Logging into your online account or mobile app

Go to bankofamerica.com and sign in with your username and password. Once you are logged in, look for a section labeled "Accounts" or "Account Details." Click on the specific account (checking or savings) you need the number for, and your account number will display prominently on that page.

If you use the Bank of America mobile app, the process is the same. Open the app, sign in, and tap on the account you want. Your account number will appear at the top or in a details section. You can usually copy the number directly from the app to paste it elsewhere.

Calling Bank of America to get your account number

Dial 1-800-432-1000 from any phone. A representative will answer and ask you to verify your identity — usually by providing your Social Security number, date of birth, or answers to security questions you set up when you opened your account. Once verified, they will read your account number aloud.

This method is useful if you are having trouble finding your account number through other means or if you need when ready confirmation that you have the correct number. The call is free, and wait times are typically short during business hours.

What to do if you cannot find your account number

If you have lost access to your checks, debit card, and online account, calling Bank of America is your most direct option. You can also visit a Bank of America branch in person with a photo ID, and a teller can provide your account number when ready.

If you recently opened your account and have not yet received your debit card or checks, your account number was included in the welcome materials Bank of America sent you by mail. Check the envelope or any documents that came with your account setup. If you cannot locate those materials, online banking or a phone call will get you the answer within minutes.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is the 16-digit number on the front of your card. Your account number is shorter (usually 10 digits) and appears on the back of the card, on your checks, or in your online account. They are different numbers tied to the same account.

Can I use my account number to make purchases online?

Your account number alone is not enough to make online purchases. Merchants typically ask for your debit card number, expiration date, and CVV (the three-digit security code on the back). Your account number is used for banking transactions like direct deposit or wire transfers, not retail purchases.

Is it safe to share my account number?

Your account number is generally safe to share with people or organizations you trust — like your employer for direct deposit, or a business you are paying by check. However, do not share it with anyone who contacts you unexpectedly claiming to be from your bank. Bank of America will never ask for your account number unsolicited.

What if my account number changed after I closed an account?

If you closed an old Bank of America account and opened a new one, your new account has a different account number. The old number is no longer active. Make sure anyone who needs your account number (like your employer) has your current number for the account you are actively using.