Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card, on the bottom left of any check you have, in your online banking dashboard, or on your monthly statement.
The fastest route is your debit card. Look at the raised numbers on the front — the longest number is your card number, but just below it or on the back you'll see a shorter 10-digit number. That's your account number. If you don't have your card handy, any check from that account works the same way.
If you're online already, log into your Bank of America account at bankofamerica.com or through the mobile app. Your account number appears at the top of your account overview page, usually next to your account type (like "Checking" or "Savings").
Key Takeaways
- Your Bank of America account number is a 10-digit code printed on your debit card, checks, and statements.
- The quickest way to find it is to look at your physical debit card or any check from that account.
- If you're already logged into online banking, your account number appears on your account overview page.
- You can also call Bank of America at 1-800-432-1000 and verify your identity to have a representative read it to you.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. You'll see a long number embossed (raised) across the middle — that's your card number, not your account number. Below or near that number, you should see a shorter 10-digit number. That's your account number.
The position varies slightly depending on which card design you have, so if you don't see it on the front, flip the card over. Some versions print the account number on the back near the signature strip. The account number will always be exactly 10 digits.
Finding your account number on a check
If you have a checkbook, look at the bottom of any check. You'll see three groups of numbers separated by colons or special symbols. The first group is your routing number (9 digits), the middle group is your account number (10 digits), and the last group is the check number.
The account number is always in the middle position. Write it down exactly as it appears — don't add or drop any zeros. This is the same account number that appears on your debit card and in online banking.
Finding your account number in online banking
Go to bankofamerica.com and sign in with your username and password. Once you're logged in, you'll land on your accounts overview page. Look for the account you need — it will show the account type (Checking, Savings, Money Market, and so on) and your account nickname if you've created one.
Your 10-digit account number is displayed right next to or below the account name. You can also click on the specific account to open its details page, where the account number appears at the top. The mobile app shows the same information — open the app, sign in, and tap the account you need.
Finding your account number on your statement
Your monthly Bank of America statement — whether you receive it by mail or view it online — displays your account number near the top of the page. It's usually printed next to your name and address on paper statements, or in the account details section of online statements.
If you receive statements by mail, you don't need to wait for the next one. Log into online banking and read a recent statement as a PDF. The account number will be in the same place on every statement you've ever received.
What to do if you can't find your account number
If you don't have access to your debit card, checks, or online banking, you can call Bank of America directly at 1-800-432-1000. Have your Social Security number and a form of ID ready. A representative will verify your identity and read your account number to you over the phone.
You can also visit a Bank of America branch in person with a photo ID. Any teller can look up your account number and write it down for you. This takes just a few minutes and requires no appointment.
Why you need your account number
Your account number is required when you set up direct deposit for paychecks or benefits, arrange automatic bill payments, or transfer money between your own accounts at different banks. It's also needed if you're receiving a wire transfer or ACH payment from someone outside your bank.
Your account number is safe to share with people who need to send you money or set up payments on your behalf. It's different from your card number, PIN, or online banking password — those should never be shared. Your account number alone cannot be used to withdraw money or make purchases.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the long number embossed on the front of your debit card. Your account number is a separate 10-digit code printed below it or on the back. You can have the same account number with multiple cards, or replace a card and keep the same account number.
Can someone use my account number to steal money?
Your account number alone cannot be used to withdraw money or make purchases. Someone would also need your PIN, online banking password, or routing number to move money. It's safe to give your account number to employers, benefits programs, or people sending you money.
What if my account number doesn't match what I see on different documents?
Double-check that you're looking at the right account — you may have multiple checking or savings accounts. If the numbers genuinely don't match across your card, checks, and online banking, contact Bank of America at 1-800-432-1000 to verify which number is correct.
Do I need my account number to log into online banking?
No. You log in with your username and password. Your account number is something you find after you're already logged in. You only need your account number when you're setting up payments or transfers, not for signing in.