Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a unique identifier for your specific account. It appears in multiple places, and the fastest route depends on what you have in front of you right now. If you have your debit card, checks, or access to online banking, you can find it in under a minute. If you do not have those things, you can call Bank of America directly or visit a branch.
The account number is not the same as your routing number (which identifies Bank of America itself) or your card number (which is for the debit card only). You need the account number when you set up direct deposit, arrange wire transfers, or give payment instructions to an employer or creditor.
Key Takeaways
- Your debit card shows your account number on the front, usually as a 10-digit number below your card number.
- Personal checks display your account number in the bottom left corner, printed alongside the routing number.
- Bank of America online banking and the mobile app show your account number in the account details section.
- If you do not have a card or checks, call Bank of America at 1-800-432-1000 and have your Social Security number and identification ready.
- A Bank of America branch can print your account number on the spot if you bring a photo ID.
Finding your account number on your debit card
Look at the front of your Bank of America debit card. Below the 16-digit card number, you will see a shorter number — usually 10 digits. That is your account number. The card number and account number are different; the card number is tied to the physical card, while the account number identifies the underlying account itself.
If your card is damaged, expired, or you no longer have it, move to one of the other methods below. A replacement card will have the same account number printed on it.
Checking your personal checks
If you have Bank of America checks, open a checkbook and look at the bottom left corner of any check. You will see three numbers printed in a specific order: the routing number (9 digits), then your account number (10 digits), then the check number. The account number is the middle set of numbers.
The routing number for Bank of America varies by state and account type, but the account number stays the same across all your checks. If you have not ordered checks yet or your supply is depleted, this method will not work, but the information is the same on every check you have ever received.
Logging into online banking or the mobile app
Go to bankofamerica.com or open the Bank of America mobile app and sign in with your username and password. Once you are logged in, navigate to the account details or account information section — the exact location varies slightly depending on whether you are on a computer or phone, but it is usually labeled "Account Details," "Account Information," or "View Account."
Your account number will be displayed there in full. You can also see it on your account statements, which you can access through the same login. This method works even if you do not have a physical card or checks in front of you.
Calling Bank of America customer service
Call Bank of America at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. A representative will verify your identity and provide your account number over the phone. The call typically takes five to ten minutes.
Bank of America customer service is available 24 hours a day, 7 days a week. If you are calling from outside the United States, check the back of your debit card or Bank of America's website for the international phone number.
Visiting a Bank of America branch in person
Walk into any Bank of America branch with a photo ID. Tell a representative you need your account number. They will look it up and can print it on a piece of paper or write it down for you on the spot. This takes just a few minutes and requires no advance notice.
You do not need an appointment. If the branch is busy, you may wait, but this is usually the fastest method if you are already near a location. Find your nearest branch at bankofamerica.com or by searching "Bank of America near me."
What to do if you cannot find your account number
If none of the above methods work — for example, if you have lost your card and checks, cannot access online banking, and do not have a phone — visit a branch. Bring any form of identification you have. A representative can verify who you are and provide your account number without needing to confirm it through other channels first.
If you are locked out of online banking because you forgot your password, you can reset it on the Bank of America website before logging in, or call 1-800-432-1000 to have a representative help you regain access. Once you are back in, your account number is visible when ready.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card. Your account number is the 10-digit number printed below it. They are linked, but they are different. If you lose your card and get a replacement, your card number changes but your account number stays the same.
Can I find my account number on a bank statement?
Yes. Bank statements show your account number at the top or in the account details section. You can view statements online through your Bank of America login, or if you receive paper statements in the mail, it will be printed there as well.
What is the routing number, and how is it different from my account number?
The routing number identifies Bank of America as the bank. It is the same for all Bank of America customers in a given state or region. Your account number identifies your specific account within the bank. You need both when setting up direct deposit or wire transfers.
Do I need my account number to use my debit card at a store?
No. You only need your card number, expiration date, and CVV to make purchases or withdraw cash. The account number is used for banking transactions like direct deposit, bill pay, or transfers between accounts — not for everyday card use.
Will my account number change if I close and reopen an account?
If you close your account and open a new one, you will receive a new account number. The old account number is no longer active. If you are keeping the same account open, your account number never changes.