Your account number is on your debit card, checks, and online
Your Bank of America checking account number is a 10-digit code that identifies your specific account. You can find it in four places without calling the bank: on the front of your debit card, on any checks you have, in your online banking portal, or on your monthly statement.
The fastest route is usually your debit card. Look at the raised numbers on the front — the longest number (usually 16 digits) is your card number, but your account number is separate. On Bank of America cards, your account number appears below the card number in smaller print, or sometimes on the back near the signature strip.
If you do not have your card handy, a check works just as well. The account number is the middle set of numbers at the bottom of the check, between the routing number on the left and the check number on the right.
Key Takeaways
- Your Bank of America checking account number is a 10-digit code printed on your debit card, checks, and statements.
- On your debit card, the account number appears in smaller print below or near the main card number.
- On a check, your account number is the middle set of numbers at the bottom, between the routing number and check number.
- You can also find your account number by logging into your Bank of America online account or calling customer service at the number on the back of your card.
Finding it on your debit card
Bank of America debit cards display your account number in one of two locations depending on when your card was issued. On newer cards, the account number appears as a smaller set of digits printed directly below the main 16-digit card number on the front of the card. On older cards, you may need to flip the card over and look near the signature strip on the back.
The account number will always be exactly 10 digits long. If you see a longer number, you are looking at your card number instead. Write down only the 10-digit account number when you need it for a wire transfer, direct deposit setup, or other banking purpose.
Finding it on a check
If you have a checkbook, the account number is printed at the bottom of every check. Look at the bottom left area of the check where the numbers are printed in a special magnetic ink format. You will see three separate groups of numbers: the routing number (9 digits) on the far left, your account number (10 digits) in the middle, and the check number (4 to 5 digits) on the right.
This layout is the same on every Bank of America check, so you can use any check from your book to find the number. You do not need to write on the check or do anything with it — just read the numbers from the bottom.
Finding it in your online account
Log into your Bank of America account at bankofamerica.com using your username and password. Once you are signed in, look for a section labeled "Accounts" or "Account Details." Your checking account will be listed with its full account number displayed next to the account name.
If you cannot find it on the main dashboard, click on the specific checking account you want information about. A details page will open showing your account number, routing number, and other account information. You can also view your most recent statement from this page, which will also display your account number.
Finding it on your monthly statement
Bank of America prints your account number on every monthly statement, usually in the upper right corner or near the top of the page. The statement shows your account number in full, along with the statement period and your account type.
If you receive statements by mail, check the most recent one you have. If you have gone paperless and receive statements by email, you can read the PDF and look for the account number in the same location. Statements are usually available to view online for at least seven years.
When you need your account number
You will need your account number when setting up direct deposit for a paycheck, arranging a wire transfer, paying bills through a third-party service, or giving banking information to an employer or creditor. Always have your account number ready before you call a company or start an online form, because you will be asked for it.
Your account number is not the same as your routing number, which is also 9 digits and identifies your bank branch. Bank of America's routing number is 121000248 for most accounts, but your account number is unique to you. Some situations require both numbers, so keep them separate.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit card. Your account number is a separate 10-digit code printed below it or on the back. They are different numbers that serve different purposes.
What is my routing number, and how is it different?
Your routing number identifies Bank of America as your bank. It is always 121000248 for most Bank of America accounts. Your account number identifies your specific account within the bank. You need both numbers for wire transfers and direct deposit.
Can I change my account number?
No. Your account number is permanent and tied to your account. If you close this account and open a new one, you will receive a new account number. You cannot request a different number for an existing account.
Is it safe to share my account number?
Your account number alone cannot be used to withdraw money or make purchases. You can safely share it with your employer for direct deposit, with your bank for wire transfers, or with companies you pay bills to. Never share your PIN, password, or full card number.
What if I cannot find my account number anywhere?
Call Bank of America customer service at the number on the back of your debit card or at 1-800-432-1000. Have your ID ready. A representative can tell you your account number over the phone and can also mail you a new statement if you need a written record.