Where to find your account number right now

Your Bank of America account number is printed on the bottom left of every check you write. If you have checks, look at the first set of numbers after the routing number (which comes first). The account number is typically 10 digits long.

If you do not have checks in front of you, the fastest way is to log into your Bank of America online account or mobile app. Once you are signed in, your account number appears on the account summary page — usually near the top, next to your account type (like "Checking" or "Savings"). You can also call Bank of America customer service at 1-800-432-1000 and provide your name and Social Security number to confirm it over the phone.

If you have a debit card, the account number is not printed on the card itself, so do not rely on that. The card number and account number are different things.

Key Takeaways

  • Your account number appears on the bottom left of your checks, after the routing number, and is usually 10 digits.
  • Log into your Bank of America online account or app to see your account number on the account summary page.
  • Calling 1-800-432-1000 and providing your name and Social Security number will get you your account number over the phone.
  • Your debit card number is not the same as your account number, so do not confuse the two.
  • If you are setting up a direct deposit or wire transfer, you will need both your account number and your routing number (026009593 for most Bank of America accounts).

Using your account number for direct deposits and transfers

Once you have your account number, you will need it to set up direct deposit from your employer or to receive wire transfers. When you provide it to someone outside the bank, always include your routing number as well — Bank of America's routing number is 026009593 for most accounts, though some older accounts may have a different one. If you are unsure, ask Bank of America directly rather than guessing.

For direct deposits, your employer's payroll department will ask for both numbers. For wire transfers, the person sending money will need your account number, your name as it appears on the account, and the routing number. Never send your account number by text or email unless you initiated the request and you are certain you are communicating with your bank or a trusted institution.

What to do if you cannot access your account

If you cannot log into your online account or do not have checks available, calling customer service is your most direct option. Have your Social Security number, date of birth, and a form of ID ready. Bank of America will verify your identity before giving you the account number over the phone.

If you have a Bank of America branch near you, you can also visit in person with a photo ID and ask a teller for your account number. This takes a few minutes and requires no advance notice. If you have lost access to your account due to fraud or a security issue, tell the representative that when you call or visit — they may place a fraud alert on the account and walk you through next steps.

Account numbers for joint accounts and multiple accounts

If you have a joint account with another person, you both share the same account number. The account number identifies the account itself, not the individual. If you have multiple accounts at Bank of America (for example, a checking account and a savings account), each one has its own separate account number.

When you log into your online account, you will see all your accounts listed. Each one shows its own number. If you need to transfer money between your own accounts, you will use the account numbers to tell the bank which account to move money from and which to move it to.

Protecting your account number

Your account number is not as sensitive as your PIN or password, but you should still treat it with care. It is safe to give your account number to your employer for direct deposit, to your bank for transfers, or to trusted institutions that need it for legitimate reasons. Do not share it in response to unsolicited calls, texts, or emails, even if the person claims to be from Bank of America.

Bank of America will never ask you for your account number by email or text. If someone contacts you claiming to be from the bank and asking for your account number, hang up or delete the message and call Bank of America directly at 1-800-432-1000 to report it. Real bank employees already have access to your account number once you have verified your identity — they do not need you to provide it unprompted.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is a 16-digit number printed on the front of your card. Your account number is a 10-digit number that appears on your checks and in your online account. They are separate identifiers for different purposes.

Can I find my account number on a bank statement?

Yes. Your account number appears on every Bank of America statement, usually near the top or in the account details section. If you have a recent statement in paper or PDF form, you can find it there without logging in online.

What is the routing number and do I need it too?

The routing number identifies Bank of America as the bank. For most Bank of America accounts, it is 026009593. You need both the routing number and account number together for direct deposits and wire transfers. Your checks show both numbers at the bottom.

What should I do if I think someone has my account number?

Call Bank of America at 1-800-432-1000 right away. An account number alone does not let someone withdraw money, but it is worth reporting if you are concerned. The bank can monitor your account for suspicious activity and help you understand what steps to take next.