Where to find your routing number in the Bank of America app
Open the Bank of America mobile app and sign in. Tap the menu icon (three horizontal lines) in the bottom right corner, then select "Account Details" or "Accounts." Choose the checking or savings account you need the routing number for. Scroll down until you see "Routing Number" listed — it will be a nine-digit code displayed directly on the screen.
The routing number appears in the same section where you see your account number and other account information. You can take a screenshot, write it down, or copy it to use for direct deposit, wire transfers, or setting up automatic payments.
If you cannot find the Account Details section, try tapping on the specific account tile itself — some versions of the app show routing information when you select an individual account from your list.
Key Takeaways
- Your Bank of America routing number is a nine-digit code found in the Account Details section of the mobile app.
- The routing number is the same for all Bank of America customers in your region, regardless of which branch you use.
- You need your routing number plus your account number to set up direct deposit or receive wire transfers.
- The app shows your routing number when ready — you do not need to call customer service or visit a branch.
What a routing number is and why you need it
A routing number is a code that identifies your specific bank and the location where your account is held. Think of it as the bank's address in the financial system. When someone sends you money through direct deposit or a wire transfer, they use your routing number to make sure the funds go to the right bank.
You will need your routing number when you set up direct deposit for paychecks, arrange automatic bill payments, or receive money from another bank. It is different from your account number — the account number identifies your specific account, while the routing number identifies the bank itself.
Routing number vs. account number: what is the difference
Your account number is unique to you and identifies your specific checking or savings account. Your routing number is the same for all Bank of America customers in your region. Together, they work like a mailing address: the routing number is the city and state, and the account number is your specific house.
When you give someone your banking information, you typically provide both numbers. The routing number tells the sending bank where to send the money, and the account number tells that bank which of your accounts to deposit it into.
Other ways to find your routing number if the app is not working
If you cannot access the app or prefer another method, your routing number appears on the bottom left corner of your checks. The first nine digits printed at the bottom of a check are your routing number — the next set of digits is your account number.
You can also find your routing number on the Bank of America website by logging into your account online and navigating to Account Details, or by calling Bank of America customer service at the number on the back of your debit card. The website method works the same way as the app: sign in, find your account, and look for the routing number in the account information section.
What to do if you see multiple routing numbers
Bank of America uses different routing numbers depending on which state your account is based in. If you have accounts in different states or have moved, you might see different routing numbers for different accounts. Always use the routing number that matches the account you are sending money to or from.
The app will show you the correct routing number for each account when you select it. If you are unsure which account a payment should go to, check the account details for that specific account rather than using a routing number from a different one.
Using your routing number for direct deposit and transfers
Once you have your routing number and account number, you can give them to your employer to set up direct deposit. You will typically fill out a form with both numbers, and your paychecks will then deposit automatically on payday.
You can also use your routing number to set up automatic bill payments through your bank or through a biller's website. Some billers ask for your routing number and account number; others ask only for your account number if you are paying through Bank of America's own bill pay system. When in doubt, provide both numbers — the receiving organization will use whichever one it needs.
Frequently Asked Questions
Is my routing number the same for checking and savings accounts?
Your routing number is based on your bank and the state where your account is held, not the type of account. If you have both a checking and savings account at the same Bank of America branch in the same state, they will have the same routing number. However, the account numbers will be different.
Can I use someone else's routing number to send them money?
Yes. If you are sending money to someone else's account, you need their routing number and their account number. The routing number tells your bank where to send the money, and the account number tells their bank which account to deposit it into. You do not need to know their name or any other information beyond these two numbers.
What if the app shows a different routing number than my checks?
Check the state listed in your account details. Bank of America uses different routing numbers by state. If your account is in a different state than where you live now, or if you moved and did not update your address, the routing numbers might not match. The number in the app is the correct one for your current account.
Do I need to memorize my routing number?
No. You can look it up in the app whenever you need it, take a screenshot, or write it down. Most people do not memorize it. Just make sure you have it available when you need to set up direct deposit or make a transfer.