Where to find your routing number in the Bank of America app
Open the Bank of America mobile app and tap the menu icon (three horizontal lines) in the bottom right corner. Select Account Details or Account Information — the exact label depends on your app version. Your routing number appears on the account details screen, usually listed as Routing Number or ABA Number. It is a nine-digit code specific to your Bank of America branch location.
If you cannot find Account Details in the menu, try tapping on the account itself from your accounts list, then scrolling down to see more information. Some versions of the app show routing information under a separate Transfer Funds or Wire Transfer section, since you often need the routing number when setting up external transfers.
The routing number shown in the app is the same one printed on the bottom left of your physical checks. If you have multiple accounts with Bank of America, each account may have the same routing number — it depends on which branch holds your account, not the account type itself.
Key Takeaways
- Your routing number appears in the Account Details section of the Bank of America app, accessible from the menu in the bottom right.
- The routing number is a nine-digit code that identifies your specific Bank of America branch location.
- If you cannot locate it in Account Details, check the Transfer Funds or Wire Transfer sections of the app.
- The routing number in the app matches the one on your physical checks and is the same for all your Bank of America accounts at that branch.
What the routing number is used for
You need your routing number when setting up direct deposit, receiving wire transfers, or linking your Bank of America account to another bank or payment service. It tells the sending bank or employer which Bank of America location to send money to. Without the correct routing number, transfers can be delayed or sent to the wrong account.
The routing number is different from your account number. Your account number identifies your specific account within Bank of America; the routing number identifies the bank and branch. Both are needed for most external transfers, but only the routing number is the same across all your accounts at that branch.
If the app does not show your routing number
Some older versions of the Bank of America app do not display routing information in the Account Details section. If you cannot find it after checking Account Details and Transfer sections, update your app to the latest version from the Apple App Store or Google Play Store. Updated versions typically include routing number information in a more accessible location.
If updating does not help, you can find your routing number on a check you have written — it is the first nine-digit number printed at the bottom left of the check. You can also call Bank of America customer service at the number on the back of your debit card, and they will provide your routing number over the phone.
Routing numbers for different Bank of America locations
Bank of America uses different routing numbers depending on which state your account is held in. If you opened your account in California, your routing number will be different from someone who opened theirs in New York. The app shows the correct routing number for your specific account location, so you do not need to search for a state-specific code.
If you moved to a different state and want to know whether your routing number changed, check the app or your most recent statement. Bank of America does not automatically change your routing number when you move — it stays tied to the branch where you originally opened the account unless you close and reopen it at a new location.
Using your routing number for direct deposit
When you set up direct deposit with an employer or government agency, you will need both your routing number and your account number. Enter the routing number exactly as shown in the app — all nine digits with no spaces or dashes. If you enter it incorrectly, your paycheck may be delayed or deposited to the wrong account.
After you submit your direct deposit information, most employers verify the account within one or two pay periods. If there is a problem with the routing number, you will usually see a failed deposit notification in your Bank of America app, and you can correct it before the next payment cycle.
Sharing your routing number safely
Your routing number is safe to share — it is not sensitive financial information the way your account number or PIN is. Banks and employers need your routing number to send you money, so you can provide it over the phone, email, or in person without risk. However, always verify you are communicating with a legitimate employer or financial institution before sharing any account details.
Do not share your full account number or PIN along with your routing number unless you are certain the recipient needs both. Many scams start by asking for "account information" when only the routing number is actually required. If someone asks for more than your routing number and account number, ask why they need it before providing anything else.
Frequently Asked Questions
Is my routing number the same for checking and savings accounts?
Yes. If both accounts are held at the same Bank of America branch, they share the same routing number. The routing number identifies the branch location, not the account type. Your account number is what distinguishes between your checking and savings accounts.
Can I use the routing number from my checks if I just opened my account?
Yes. The routing number on your checks is the same one shown in the app. If you have not received checks yet, you can find the routing number in the app or by calling Bank of America customer service.
What if I see different routing numbers in different places?
Bank of America sometimes lists different routing numbers for different transaction types (wire transfers versus ACH transfers, for example). The app typically shows the main routing number for your branch. If you are setting up a specific type of transfer, confirm with the receiving institution which routing number they need.
Do I need to update my direct deposit if I change Bank of America branches?
Only if you close your account at the old branch and open a new one at the new branch. If you keep the same account and just change which branch you visit, your routing number stays the same and your direct deposit continues without interruption.