Your account number is on your debit card, checks, and online banking
Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling or visiting a branch: on the front of your debit card, on the bottom left of any check you have, in your online banking dashboard, or on your monthly statement.
The fastest way is usually your debit card. Look at the raised numbers on the front — the longest number is your card number, but right below it in smaller print is your account number. If you don't have your card handy, your checks show the same number at the bottom left, printed in magnetic ink.
If you've never received checks or don't have your card with you, log into your Bank of America online account or mobile app. Your account number appears in the account summary section, usually near the account name and balance.
Key Takeaways
- Your 10-digit account number appears on your debit card in small print below the card number, on the bottom left of checks, and in your online banking dashboard.
- The account number is different from your card number — the card number is longer and raised on the front of the card.
- You need your account number to set up direct deposit, arrange wire transfers, or give to employers and other organizations that need to deposit money into your account.
- Your account number is safe to share with people who need to send you money or set up automatic payments, but never share your full card number or PIN.
Finding your account number on your debit card
Hold your Bank of America debit card in front of you. The large raised numbers across the front are your 16-digit card number. Below those numbers, in smaller flat print, you'll see a shorter number — that's your 10-digit account number.
The account number on your card is the same for both your checking and savings accounts if you have both. If you have multiple accounts at Bank of America, each one has its own account number, and you'll need to check each card or statement to find the right one.
Finding your account number on a check
If you have a checkbook, look at the bottom of any check. You'll see three groups of numbers printed in magnetic ink. The first group (usually 9 digits) is your bank's routing number. The middle group (10 digits) is your account number. The last group is the check number.
Write down the account number from the middle group — that's the one you need. The routing number and account number together tell any bank where to send money when someone deposits a check or sets up a transfer to your account.
Finding your account number online
Log into your Bank of America account at bankofamerica.com or open the mobile app. Once you're signed in, go to the Accounts section or Dashboard. Your account number is displayed next to your account name and current balance.
If you have multiple accounts, each one will show its own account number. Make sure you're looking at the right account — checking and savings accounts have different numbers even though they're linked to the same login.
Finding your account number on your statement
Your monthly Bank of America statement, whether you receive it by mail or email, shows your account number near the top. Look for a line that says "Account Number" or "Account #" — it's usually in the upper right corner or in a box with your account details.
If you receive statements by email, you can read past statements from your online banking dashboard. Go to Statements and Documents, then select the month you need. The account number is the same on every statement for that account.
What to do if you can't find your account number
If you don't have a debit card, checks, or access to online banking, you can call Bank of America at 1-800-432-1000. Have your Social Security number and a form of ID ready. A representative will verify your identity and provide your account number over the phone.
You can also visit a Bank of America branch in person with a photo ID. A teller can print your account number for you or write it down while you wait. This takes just a few minutes and requires no appointment.
Why you need your account number and when to share it
Your account number is necessary for direct deposit from your employer, setting up automatic bill payments, receiving wire transfers, and giving to organizations that need to deposit money into your account. You'll also need it if you're transferring money between your own Bank of America accounts or to accounts at other banks.
It's safe to share your account number with employers, your bank, and trusted organizations. Never share your full debit card number, expiration date, or PIN with anyone. Your account number alone cannot be used to withdraw money or make purchases — someone would also need your routing number and access to your online banking password.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is 16 digits and appears in large raised numbers on the front. Your account number is 10 digits and appears in smaller print below the card number. They're different numbers that identify different things — the card number identifies the physical card, while the account number identifies your actual bank account.
Do I need my account number to use my debit card?
No. You only need your card number and PIN to make purchases or withdraw cash. Your account number is for banking transactions like direct deposit, wire transfers, and bill payments — not for everyday card use.
What if I have both checking and savings accounts at Bank of America?
Each account has its own 10-digit account number. Your debit card is usually linked to your checking account, so the number on your card is your checking account number. To find your savings account number, check your savings account statement or log into online banking and view that specific account.
Can someone take money from my account if they know my account number?
Not with just your account number. They would also need your routing number and online banking password, or they would need to be set up as an authorized user on your account. Your account number alone is not enough to access your money.
Where do I find my routing number if I need it?
Your routing number is the first group of numbers at the bottom of your checks (usually 9 digits). For Bank of America, the routing number depends on which state your account was opened in. You can also find it by logging into online banking or calling 1-800-432-1000.