Where to find your account number on statements and cards
Your Bank of America checking account number appears in three places you can reach right now. The fastest is your debit card: the account number is printed on the front, usually below your name. It is typically 10 digits long.
Your monthly statement shows the account number at the top of the first page, next to your account type. If you have statements from the past few months, any of them will have it. Online banking also displays it—log in, go to your account details or account summary, and the number appears there alongside your routing number.
If you have checks, the account number is printed at the bottom. It sits between the routing number (on the left) and the check number (on the right), separated by colons or special symbols. The account number on a check is always the same as the one on your card and statement.
Key Takeaways
- Your Bank of America checking account number is printed on your debit card, monthly statements, and checks.
- The account number is 10 digits and appears in your online banking profile under account details.
- You do not need to visit a branch or call customer service to find a number you already have.
- If you have lost access to all these sources, calling Bank of America at 1-800-432-1000 will connect you to someone who can verify your identity and read it to you.
Getting your account number through online banking
Log into your Bank of America online account at bankofamerica.com. Once you are signed in, select "Accounts" or "Account Summary" from the main menu. Your checking account will be listed with its full account number displayed next to the account name.
If you use the Bank of America mobile app, the process is the same. Open the app, sign in, and tap the checking account you want. The account number appears on the account details screen. You can take a screenshot or write it down from there.
Calling Bank of America to confirm your account number
If you cannot locate your account number through any of the methods above, call Bank of America's customer service line at 1-800-432-1000. Have your Social Security number and a form of identification ready. The representative will verify your identity and read your account number to you over the phone.
Wait times vary depending on the time of day and day of the week. Calling early in the morning on a weekday usually means shorter hold times. You can also use the Bank of America website to schedule a callback instead of waiting on hold.
What you need the account number for
Your account number is required when you set up direct deposit, arrange wire transfers, or authorize someone else to send money to your account. Employers, government agencies, and other financial institutions ask for it to route funds correctly to your checking account.
You may also need it to pay bills through a third-party service, to link your Bank of America account to another bank's system, or to provide proof of account ownership. Never share your full account number with someone you do not trust, and be cautious about typing it into unfamiliar websites.
The difference between account number and routing number
Your account number identifies your specific checking account at Bank of America. Your routing number identifies Bank of America itself as the bank. Both are necessary for direct deposit and wire transfers, but they serve different purposes.
Bank of America's routing number is 026009593 for most accounts. You can confirm this on any check or by calling customer service. The routing number is the same for all Bank of America customers; your account number is unique to you.
Protecting your account number
Your account number is semi-public information—it appears on every check you write and on statements you may share. However, someone with only your account number cannot withdraw money without also having access to your online banking password or your debit card PIN.
Be cautious about sharing your account number via email or text, especially if you did not initiate the request. Legitimate Bank of America representatives will not ask you to confirm your account number by email. If someone claims to be from Bank of America and asks for it, hang up and call the official customer service number on the back of your debit card.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is different from your account number. Both appear on your card, but they are separate. The account number is what you use for direct deposit and wire transfers. The card number is what you use to make purchases.
Can I change my account number?
Bank of America does not allow you to change your account number. If you are concerned about fraud or unauthorized access, contact Bank of America when ready. They can freeze your account, issue a new debit card, or help you open a new account if necessary.
What if I see multiple account numbers in my online banking?
If you have more than one checking account with Bank of America, each one has its own account number. Make sure you are using the correct number for the account you intend. Your statement or debit card will show which number belongs to which account.
Do I need my account number to call Bank of America customer service?
No. You can call without it. The representative will ask for your Social Security number and other identifying information to pull up your account. However, having your account number handy can speed up the process.