Your account number appears in four places without logging in
Your Bank of America account number is printed on the bottom left of every check you write. It is the middle set of numbers between the routing number (on the left) and the check number (on the right). If you have checks, you can read it there in seconds.
If you do not have checks in front of you, the fastest route is your debit card. The last four digits of your account number appear on the front of the card, below your name. This is not the full number, but it is enough for many transactions. Your full account number is also printed on your monthly statement — either the paper version mailed to you or the PDF you can read from your online account.
You can also call Bank of America at 1-800-432-1000 and speak to a representative who will verify your identity and read the number to you over the phone. This takes about five minutes and requires your Social Security number and a form of ID.
Key Takeaways
- Your account number is printed on the bottom left of your checks, between the routing number and check number.
- The last four digits appear on your debit card below your name, though you may need the full number for some transactions.
- Your monthly statement — paper or online — shows your complete account number.
- Bank of America customer service can read your account number to you by phone after verifying your identity.
Finding it in your online account
Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you are signed in, go to the Accounts tab or Dashboard. Your account number appears next to each account you hold — checking, savings, or money market.
The number shown online is your full account number, not a shortened version. You can copy it directly from the screen or take a screenshot if you need to use it for a wire transfer, direct deposit setup, or other transaction that requires the complete number.
If you have multiple accounts, each one has its own number. Make sure you are looking at the correct account before copying the number, because using the wrong one will send money to the wrong place.
Reading it from your statement
Open your most recent Bank of America statement, either the paper copy or the PDF from your online account. Your account number is listed at the top of the first page, usually in the upper right corner near your account type and the statement date.
The statement also shows your account number on every transaction line, so if you lose track of it on the first page, you can find it anywhere on the document. Paper statements are mailed monthly, and you can read past statements from your online account going back several years.
What the account number is used for
Your account number is required to set up direct deposit from an employer or government agency. It is also needed when you want to receive a wire transfer from another bank, when you are paying a bill by check or bank transfer, or when you are setting up automatic payments from your account.
You may also need it when you call Bank of America customer service, though the representative can usually look it up using your Social Security number and other identifying information. Providing the number speeds up the call because the representative does not have to verify which account you are calling about.
Do not share your full account number with anyone unless you initiated the transaction or you are certain the person or organization is legitimate. Scammers sometimes call claiming to be from your bank and ask for your account number as part of a fake verification process.
The difference between account number and routing number
Your account number identifies which specific account you hold at Bank of America. Your routing number identifies Bank of America itself — it is the same for every Bank of America customer in your region. Both numbers appear on the bottom of your checks, and you need both to set up direct deposit or receive a wire transfer.
Bank of America's routing number varies by state and by account type. The most common routing number for Bank of America checking accounts is 026009593, but yours may be different depending on where you opened the account. If you are unsure, check the bottom of a check or call customer service.
If you cannot find your account number
Call Bank of America at 1-800-432-1000 and have your Social Security number and a government-issued ID ready. The representative will verify your identity and provide your account number. This process usually takes five to ten minutes.
You can also visit a Bank of America branch in person with your ID. A teller can print out your account information or write the number down for you on the spot. Bring a photo ID and your debit card if you have it, as this speeds up the verification process.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is different from your account number. The last four digits of your account number appear on your debit card, but the full account number is separate. You need the account number for bank transfers and direct deposit, not the card number.
Can I use just the last four digits of my account number?
For some transactions, yes. Many organizations use the last four digits as a reference or for partial verification. However, direct deposits, wire transfers, and ACH payments typically require your full account number. When in doubt, provide the complete number.
What if I see different account numbers listed online?
If you have multiple accounts at Bank of America, each one has its own account number. Make sure you are looking at the correct account type — checking, savings, or money market — before using the number. The account type is listed next to the number in your online account.
Is it safe to write my account number on a check?
Yes. Your account number is already printed on every check you write, and checks are designed to be shared with others. The account number alone cannot be used to withdraw money without a signature or authorization. However, do not share your account number by email or text unless you initiated the transaction.
Can I change my account number?
Bank of America does not allow you to change your account number. If you are concerned about fraud or unauthorized access, contact customer service when ready. They can freeze your account, issue a new debit card, or help you open a new account if necessary.