Your account number appears in three places in the Bank of America app

Open the Bank of America app and tap Accounts at the bottom of the screen. Your account number shows on the account card itself — it's the string of digits below your account name. You can also find it by tapping the specific account you want, then looking for the account details section, which displays the full number. A third option is to tap the menu icon (three horizontal lines) in the upper left, select Settings, then Account Information, where all your linked accounts and their numbers appear in one list.

The fastest route for most people is the first one: just open the app, go to Accounts, and look at the card. The number is printed right there, usually in a smaller font below the account type (like "Checking" or "Savings"). You don't need to dig into menus or settings unless you want to see all your accounts at once.

Key Takeaways

  • Your account number displays on the account card in the Accounts tab without any extra steps.
  • You can view the full number by tapping the individual account, then looking at the account details section.
  • The Settings menu under Account Information shows all linked accounts and their numbers together.
  • The app shows the same account number that appears on your checks and statements, so you can use it for wire transfers, direct deposit, or bill payments.

What the account number is used for

Your Bank of America account number is the identifier the bank uses to route money to or from your account. You'll need it when you set up direct deposit with an employer, arrange automatic bill payments, or provide banking details to someone sending you money via wire transfer or ACH (automated clearing house) transfer. It's different from your routing number, which tells the sending bank which Bank of America location to send the funds to.

The account number alone is not enough for someone to transfer money out of your account — they also need your routing number, and even then, the transfer goes through the banking system's verification process. Sharing your account number with your employer, your landlord, or a utility company is safe and expected.

If you can't see the number in the app

Some older versions of the Bank of America app display the account number differently or hide it behind additional taps. If you open Accounts and don't see a number on the card, try tapping the account itself to open its detail page. The number should appear there, often labeled as "Account Number" or "Full Account Number."

If the app still doesn't show it, you have other options. Your account number appears on any check you have from that account — it's the second set of numbers at the bottom of the check, after the routing number. You can also log into Bank of America online at bankofamerica.com, go to Accounts, and view the number there. If you're locked out of both the app and the website, call Bank of America at 1-800-432-1000 and a representative can read your account number to you after verifying your identity.

Copying and sharing your account number safely

The Bank of America app lets you copy your account number by pressing and holding on the number itself (on most phones), or by tapping a copy icon if one appears next to it. Once copied, you can paste it into an email, a form, or a message to send to your employer or another party who needs it. This is faster and more accurate than typing it out by hand.

When you share your account number, make sure you're sending it through a find channel — your employer's official payroll system, a bill payment website you recognize, or a direct message to someone you know. Don't paste it into a text message with a stranger or into a chat with someone who contacted you first claiming to be from your bank. Bank of America will never ask you for your account number via email, text, or phone call.

The difference between account number and other identifiers

Bank of America uses several numbers to identify you and your accounts. Your account number is specific to one account — if you have a checking account and a savings account, each has its own number. Your routing number is the same for all your Bank of America accounts and tells other banks which Bank of America location to route transfers to (it's usually 026009593 for most Bank of America customers, but varies slightly by region). Your customer ID or online user ID is what you use to log into the app or website.

For direct deposit and bill payments, you need both your account number and your routing number. For wire transfers, you may also need the bank's SWIFT code if you're sending money internationally. The app shows your account number but not always your routing number — you can find that on a check or by calling the bank.

Viewing account numbers for joint accounts

If you have a joint account with another person, both of you see the same account number in the app. The account number doesn't change based on who's logged in — it's the account's identifier, not the person's. If you're the primary account holder and you want to know whether a joint owner can see the account number, they can — anyone with access to the account through the app or online banking can view it.

If you have concerns about what a joint owner can see or do, you can contact Bank of America to discuss account permissions. Some account types allow you to restrict certain actions, though viewing the account number itself is not usually something you can hide from a joint owner.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is a separate 16-digit number printed on the front of your card. Your account number is usually shorter (around 10 digits) and is tied to the account itself, not the card. If you get a new debit card, the card number changes but your account number stays the same.

Can I change my account number?

No, Bank of America does not allow you to change your account number. It's assigned when you open the account and remains the same for the life of the account. If you're concerned about fraud or unauthorized access, contact the bank to discuss your options, which may include closing the account and opening a new one.

What if I see multiple account numbers in the app?

Each account you own or have access to has its own account number. If you see more than one, you likely have multiple accounts — for example, a checking account, a savings account, or a money market account. Each one is a separate account with a separate number. Tap each one to confirm which is which.

Do I need my account number to use the app?

No. You log into the Bank of America app with your username and password, not your account number. Once you're logged in, the app shows your accounts and their numbers automatically. You only need the account number when you're setting up direct deposit, paying bills outside the app, or giving your banking details to someone else.