How to check if Bank of America is open right now
Bank of America publishes its hours on its website and in the mobile app. The fastest way to check is to search "Bank of America hours" plus your city name, which pulls the hours for the nearest branch. You can also go directly to bankofamerica.com, click "Locations" at the top, enter your address or zip code, and the site shows you every branch within a radius, along with today's hours and whether it's currently open or closed.
The mobile app works the same way: tap the menu icon, select "Locations & ATMs", enter your location, and you see the branch details including whether it's open now. Both the website and app update in real time, so if a branch has closed early or opened late due to staffing or weather, that change shows up when ready.
If you're calling ahead, Bank of America's general customer service line is 1-800-432-1000. They can tell you the hours for a specific branch, but the website or app is usually faster because you get the answer without waiting on hold.
Key Takeaways
- Bank of America's website and mobile app show real-time hours for any branch — search by your zip code or address to find the nearest one.
- Most Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., but hours vary by location and some branches stay open later or open on Saturday.
- If a branch closes early or opens late due to weather, staffing, or other reasons, the website and app update that same day.
- You can reach customer service at 1-800-432-1000 to confirm hours, but the online lookup is faster and does not require a phone call.
Standard Bank of America branch hours by day
Most Bank of America branches operate Monday through Friday from 9 a.m. to 5 p.m., with some locations staying open until 6 p.m. or later. Saturday hours vary widely — some branches open at 9 a.m. and close at 1 p.m., while others stay open until 4 p.m. or 5 p.m. Many branches are closed on Sunday, though some locations in urban areas or shopping centers may have limited Sunday hours.
The hours you see on the website or app for your specific branch are the ones that explore to you. Do not assume your branch keeps the same hours as another one across town — even branches in the same city can have different schedules based on staffing and local demand.
What to do if the branch is closed
Bank of America ATMs are available 24 hours a day, seven days a week. You can withdraw cash, deposit checks (at machines equipped with mobile check deposit), transfer money between accounts, and check your balance without entering the branch. If you have a Bank of America debit card or credit card, you can use any Bank of America ATM without a fee.
For transactions that require a teller — such as opening a new account, getting a cashier's check, or discussing a loan — you will need to visit during branch hours. If the branch is closed today and you need to speak with someone, you can call 1-800-432-1000 to reach a representative by phone, or use the mobile app to message a banker and schedule a callback.
Holiday closures and early closings
Bank of America closes on federal holidays, including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. On these days, all branches are closed and ATMs are the only way to access your account.
Some branches may also close early on the day before a holiday or on certain religious observances. The website and app will show these closures in the branch details, so check before you travel to a branch on or near a holiday.
Using Bank of America services without visiting a branch
You can handle most banking tasks without stepping into a branch. The mobile app lets you transfer money, pay bills, deposit checks by taking a photo, and monitor your accounts. Online banking through bankofamerica.com offers the same features plus the ability to set up automatic payments and manage multiple accounts.
If you need to speak with someone, Bank of America offers phone banking at 1-800-432-1000 and video banking through the app, where you can schedule a call with a banker during business hours. For urgent issues outside normal hours, the phone line has options for fraud reporting and account lockouts.
Finding a Bank of America location near you
Bank of America has roughly 4,300 branches across the United States. To find the one closest to you, use the location search on bankofamerica.com or the mobile app — both show branches, ATMs, and drive-through locations with their hours and services. You can filter by service type if you need a specific offering, such as a mortgage specialist or wealth management.
If you are traveling or moving, the same search tool works for finding branches in a new city. You can also see which branches have drive-through service, which matters if you need to deposit cash or checks without leaving your car.
Frequently Asked Questions
What time does Bank of America open in the morning?
Most branches open at 9 a.m. on weekdays, but some open at 8 a.m. or 10 a.m. depending on location. Check your specific branch's hours on the website or app — do not assume all branches in your area open at the same time.
Is Bank of America open on Saturday?
Many branches are open on Saturday, usually from 9 a.m. to 1 p.m. or 9 a.m. to 5 p.m., but some are closed. Search your branch on the website or app to see whether it's open this Saturday and what time it closes.
Can I use Bank of America ATMs when the branch is closed?
Yes. Bank of America ATMs work 24 hours a day, seven days a week. You can withdraw cash, deposit checks, transfer money, and check your balance at any ATM without visiting a branch.
What should I do if I need to see a banker but the branch is closed?
Call 1-800-432-1000 to speak with someone by phone, or use the mobile app to message a banker and request a callback during business hours. For routine questions, the app and website handle most tasks without needing to speak to anyone.
Does Bank of America close on holidays?
Yes. All Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas. ATMs remain available 24 hours. Check the website or app for your branch's specific holiday schedule.