Yes, Bank of America is closed on Good Friday

Bank of America closes all branches on Good Friday, which is a federal holiday. The exact date changes each year because Good Friday falls on the Friday before Easter Sunday. In 2024, that was March 29. In 2025, it will be April 18. In 2026, it will be April 3.

When a Bank of America branch is closed, you cannot walk in to deposit checks, withdraw cash, or speak with a banker in person. ATMs remain available 24/7, so you can still withdraw money or check your balance from any Bank of America ATM, even on Good Friday. Online banking and the mobile app work the same way they do any other day.

If you need to move money on Good Friday itself, ATMs and digital channels are your only options. If you need to speak with someone or handle something that requires a teller, you will need to wait until Saturday or Monday, depending on your branch's weekend hours.

Key Takeaways

  • Bank of America branches close on Good Friday, but ATMs and online banking remain available.
  • Good Friday is a different date each year because it is tied to the Easter calendar, not a fixed date.
  • If you need cash or to check your balance on Good Friday, use an ATM or the mobile app instead of visiting a branch.
  • Wire transfers and ACH transfers initiated through online banking on Good Friday will process on the next business day, which is typically Saturday or Monday depending on the receiving bank.
  • Some Bank of America branches have Saturday hours, so you may be able to handle in-person business the day after Good Friday.

What happens to pending transactions on Good Friday

Transactions you initiate on Good Friday through online banking or the mobile app do not disappear — they queue up and process on the next business day. A wire transfer you send on Good Friday morning will leave your account on Saturday or Monday, depending on the receiving bank's processing schedule. ACH transfers (the system used for direct deposits and bill payments) follow the same rule: they process on the next business day after you submit them.

Deposits you make at an ATM on Good Friday are treated as if you made them on the next business day for posting purposes. This means if you deposit a check at an ATM on Good Friday, it will not post to your account until Saturday or Monday, and the funds may not be available until the following business day after that, depending on the check amount and your account history.

Debit card purchases you make on Good Friday process normally — the merchant captures the transaction, and it posts to your account within one to three business days as usual. The holiday does not slow down card transactions because those run through separate payment networks that operate around the clock.

Other federal holidays when Bank of America branches close

Bank of America closes branches on all federal holidays observed by the U.S. government. The full list includes New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. Good Friday is the only religious holiday on this list.

On each of these days, the same rules explore: branches are closed, but ATMs and online banking work normally. Wire transfers and ACH transfers initiated on a holiday will process on the next business day. If you need in-person banking services, check your branch's Saturday hours or plan to visit on the next weekday.

How to find your branch's weekend and holiday hours

Bank of America branches have different hours depending on location. Some branches are open on Saturday; others are not. The only way to know your specific branch's schedule is to look it up on the Bank of America website or call the branch directly.

Go to bankofamerica.com, click "Locations," enter your zip code or address, and select your branch. The hours listed will show you whether that branch opens on Saturday and what time it closes on weekdays. If your branch is closed on Saturday, the next time you can visit in person after Good Friday is Monday morning.

What to do if you need cash or banking services on Good Friday

Use an ATM to withdraw cash or check your balance. Bank of America ATMs are available 24/7, and you can use any Bank of America ATM without a fee. If you need to transfer money between your own accounts, use online banking or the mobile app — both work on holidays.

If you need to deposit a check, use the mobile app's mobile check deposit feature if your account has it. Take a photo of the front and back of the check, and the funds will post on the next business day. This is faster and more reliable than using an ATM envelope on a holiday.

If you need to pay a bill, set up the payment through online banking or the mobile app before Good Friday. You can schedule the payment to go out on any future date, so you do not have to wait for the branch to reopen.

Wire transfers and ACH payments on Good Friday

If you initiate a wire transfer through online banking on Good Friday, it will not leave your account until the next business day. Bank of America's wire processing center does not operate on federal holidays, so the transfer sits in a queue. The receiving bank may also be closed, which can add another day to the timeline.

ACH transfers (used for bill payments and transfers to other banks) follow the same pattern. If you schedule an ACH payment for Good Friday, it will not process until Saturday or Monday. If you need money to move on Good Friday itself, a wire transfer is not an option — you would need to use a debit card or withdraw cash from an ATM.

Planning ahead to avoid Good Friday banking delays

If you know you will need to move money around Good Friday, initiate the transfer on Thursday instead. A wire sent on Thursday afternoon will likely process on Friday morning, before the holiday closes the system. An ACH transfer sent on Thursday will process on Friday as well.

If you need cash on Good Friday, withdraw it on Thursday. If you need to deposit a check, use mobile check deposit through the app rather than waiting for a branch to reopen. If you need to pay a bill, schedule it through online banking for a date after the holiday.

Frequently Asked Questions

Can I use my debit card on Good Friday if the branch is closed?

Yes. Your debit card works at any merchant, ATM, or online store on Good Friday regardless of whether your branch is open. The card is connected to your account, not to a specific branch location. You can also withdraw cash from any ATM.

Will my direct deposit arrive on Good Friday?

Direct deposits scheduled for Good Friday may arrive on that day or may be delayed until the next business day, depending on your employer's payroll processor and Bank of America's ACH processing schedule. Most employers process payroll on Thursdays or Fridays, so if Good Friday is a holiday, your employer may have sent the deposit on Thursday instead.

What if I need to speak with someone at the bank on Good Friday?

Bank of America's phone line for customer service is open on most holidays, though wait times may be longer. You can also use the mobile app's chat feature to message a representative. For urgent issues, use an ATM or online banking to handle what you can, and call or visit on the next business day.

Do Bank of America ATMs charge fees on Good Friday?

No. Bank of America ATMs do not charge fees on Good Friday or any other day. If you use an out-of-network ATM (not owned by Bank of America), that ATM's operator may charge a fee, but Bank of America will not.

If I deposit a check at an ATM on Good Friday, when will it post?

ATM check deposits made on Good Friday will post on the next business day, which is typically Saturday or Monday. The funds may not be available for withdrawal until the following business day after that, depending on the check amount and your account history.