Bank of America's standard hours and holiday closures
Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. Most branches are closed on Sundays. However, these are baseline hours — individual branches vary, and some locations stay open later or open on Sunday. The only way to know if your specific branch is open today is to check directly.
Bank of America closes all branches on federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. If today is one of these dates, your local branch will be closed regardless of what day of the week it falls on.
Even on regular business days, branches sometimes close early for staff training or building maintenance. The only reliable source is the branch locator on Bank of America's website or a direct phone call to your branch.
Key Takeaways
- Standard Bank of America branch hours are Monday to Friday 9 a.m. to 5 p.m. and Saturday 9 a.m. to 1 p.m., but your specific branch may differ.
- All Bank of America branches close on the 11 federal holidays, including Thanksgiving, Christmas, and Independence Day.
- The fastest way to confirm your branch is open today is to use the branch locator at bankofamerica.com or call the branch directly.
- ATMs and online banking work 24/7 even when branches are closed, so you can handle many transactions without visiting in person.
How to find your branch's hours right now
Go to bankofamerica.com and select "Locations" or "Find a Branch." Enter your zip code or city. The search results show each nearby branch with its hours listed directly — hours are updated in real time, so if your branch has an unusual closure today, it will show there.
If you do not have internet access, call Bank of America's customer service line at 1-800-432-1000. They can tell you whether your specific branch is open and what time it closes. Have your zip code or branch address ready to speed up the call.
If you are already at the branch and the doors are locked, check the window or door for a posted notice. Bank of America posts closure information on the branch entrance when a location closes unexpectedly.
What you can do when branches are closed
Bank of America's ATMs work around the clock, even on holidays and after hours. You can withdraw cash, deposit checks using the mobile app or ATM, transfer money between accounts, and check your balance at any time. ATM transactions process when ready or within one business day depending on the type.
Online banking through the Bank of America website or mobile app is also available 24/7. You can pay bills, transfer funds between your own accounts, send money to other people through Zelle, and review your transaction history without visiting a branch.
If you need to speak with someone, Bank of America's phone line (1-800-432-1000) operates outside branch hours, though wait times are typically longer on weekends and holidays. For urgent issues, the mobile app has a chat feature that connects you to a representative during extended hours.
Federal holidays when Bank of America closes
| Holiday | Typical Date |
|---|---|
| New Year's Day | January 1 |
| Martin Luther King Jr. Day | Third Monday in January |
| Presidents' Day | Third Monday in February |
| Memorial Day | Last Monday in May |
| Juneteenth | June 19 |
| Independence Day | July 4 |
| Labor Day | First Monday in September |
| Columbus Day | Second Monday in October |
| Veterans Day | November 11 |
| Thanksgiving | Fourth Thursday in November |
| Christmas | December 25 |
Why branch hours matter less than they used to
Most banking tasks no longer require a branch visit. Deposits, transfers, bill payments, and account changes can all happen through the app or website. The main reasons people still need in-person service are opening a new account, getting a cashier's check, discussing a loan, or handling a dispute that requires a signature.
If you need one of those services and your branch is closed, you have two options: wait until it reopens, or visit a different Bank of America branch. Any Bank of America branch can handle most transactions for any customer, so you are not limited to your home branch.
Frequently Asked Questions
Can I deposit a check when the branch is closed?
Yes. Use the Bank of America mobile app to photograph the front and back of the check and deposit it directly. The app is available 24/7. The check typically posts to your account within one business day. You can also deposit checks at any Bank of America ATM that has a deposit slot.
Do Bank of America branches close early on any regular days?
Some branches close at 4 p.m. instead of 5 p.m., and a few close at 3 p.m. This varies by location. The branch locator on bankofamerica.com shows the exact closing time for your branch. If you are unsure, call ahead before making the trip.
What if I need cash and the ATM is out of service?
Bank of America ATMs occasionally run out of cash or malfunction. If this happens, use a different Bank of America ATM — there are thousands nationwide. If no Bank of America ATM is nearby, you can withdraw cash at most grocery stores, pharmacies, and convenience stores using your debit card, even if you do not make a purchase.
Are Bank of America branches open on the day after Thanksgiving?
Yes. The day after Thanksgiving (the Friday after the fourth Thursday in November) is a regular business day. Bank of America branches open at their normal time. Only Thanksgiving Day itself is a closure.
Can I get a cashier's check online or through the app?
No. Cashier's checks must be ordered at a branch or by phone through customer service. If you order by phone, the check is mailed to you — it does not arrive the same day. If you need a cashier's check urgently, visit a branch during business hours.