Bank of America branches are closed on Good Friday
Bank of America observes Good Friday as a federal holiday and closes all branches nationwide on that day. You will not be able to visit a physical location, speak to a banker in person, or conduct business that requires a branch visit. The exact date changes each year because Good Friday is calculated based on the lunar calendar — it falls between March 22 and April 25.
What you can still do on Good Friday depends on the type of transaction. Online banking, mobile app access, and ATM withdrawals work normally because these services run 24/7 and do not depend on branch staff. Wire transfers, loan applications, account disputes, and anything requiring a banker's decision will have to wait until the next business day.
If you need cash before Good Friday, withdraw it from an ATM the day before. If you have a time-sensitive issue — a fraud claim, a payment that needs to post, a check deposit — contact Bank of America before the holiday closes or plan to handle it the day after.
Key Takeaways
- All Bank of America branches close on Good Friday; the date changes yearly but falls between late March and late April.
- ATMs, online banking, and the mobile app remain open and functional on Good Friday.
- Transactions requiring a banker — disputes, wire transfers, loan decisions — cannot be processed until the next business day.
- Withdraw cash and make deposits before Good Friday if you know you will need them during the holiday.
- Check your local branch's hours the day before to confirm closure, as some branches may have different holiday schedules.
What you can do without visiting a branch
Bank of America's digital services do not stop on Good Friday. You can log into your account online or through the mobile app, check balances, transfer money between your own accounts, pay bills, and deposit checks using mobile check deposit. These functions are available around the clock and do not require branch staff.
ATM withdrawals and deposits work on Good Friday just as they do any other day. You can use any Bank of America ATM or an ATM in the Allpoint network to withdraw cash. If your ATM card is lost or stolen, you can still report it through the app or online banking, and a temporary card can be ordered to arrive after the holiday.
If you need to move money to another bank or person, you can set up a wire transfer or external transfer through online banking on Good Friday, though the transfer may not process until the next business day depending on the receiving bank's schedule.
Transactions that must wait until after Good Friday
Anything that requires a decision from a Bank of America employee cannot happen on Good Friday. This includes opening a new account, explore for a credit card or loan, disputing a charge, reporting fraud, stopping a check, or changing account settings that require verification. These services resume the next business day.
If you discover fraud or an unauthorized transaction on Good Friday, report it through the app or online banking when ready. Bank of America will timestamp your report, and an investigation will begin once branches reopen. Do not wait until after the holiday if you believe your account has been compromised — the sooner you report it, the sooner the clock starts on your fraud protection window.
Check deposits made at a branch or ATM on Good Friday will be processed the next business day. If you use mobile check deposit through the app, the deposit is submitted when ready but will not clear until the next business day or later, depending on the check amount and your account history.
When Bank of America reopens after Good Friday
Branches reopen on the next business day after Good Friday, which is typically the following Monday. Standard branch hours resume — usually 9 a.m. to 5 p.m. on weekdays, with shorter hours on Saturday and closed on Sunday. Hours vary by location, so check your branch's schedule online or call ahead if you have a specific time in mind.
If you have a dispute or fraud claim pending from Good Friday, contact the branch or call the customer service number on the back of your card as soon as they reopen. Have your account number and details of the transaction ready. Bank of America has specific timelines for investigating disputes — the sooner you report, the sooner the investigation clock starts.
Planning ahead for Good Friday
If you know Good Friday is coming and you have banking needs that require a branch visit, handle them the business day before. Withdraw cash, make deposits, ask questions about accounts or services, and resolve any pending issues while staff are available.
If you receive a paycheck that normally deposits on Good Friday, check with your employer about whether the deposit will post on that day or be delayed to the next business day. Most employers adjust payroll schedules around federal holidays, but some do not — the deposit may still go through electronically even though the branch is closed, and it will straightforward be available the next morning.
For recurring payments or bills due on Good Friday, set them up a few days early through online banking. Automatic payments scheduled for Good Friday will typically process on the next business day, but it is safer to schedule them for a weekday to avoid any delays.
Good Friday dates for the next several years
| Year | Good Friday Date |
|---|---|
| 2024 | March 29 |
| 2025 | April 18 |
| 2026 | April 3 |
| 2027 | March 26 |
| 2028 | April 14 |
Frequently Asked Questions
Can I use my debit card on Good Friday if the branch is closed?
Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday. Branch closure does not affect card transactions. If your card is declined for a reason unrelated to the holiday, you will need to contact customer service the next business day to investigate.
Will my direct deposit post on Good Friday?
Most direct deposits post on schedule even on federal holidays because the electronic transfer happens automatically. However, some employers delay payroll to avoid processing on holidays. Check with your employer's payroll department if you are unsure whether your deposit will arrive on Good Friday or the next business day.
What if I need to report fraud on Good Friday?
Report it when ready through the Bank of America app or online banking, or call the fraud number on the back of your card. Your report will be timestamped and logged, and an investigation will begin when the branch reopens. Do not wait — early reporting protects you under fraud liability rules.
Can I transfer money to another bank on Good Friday?
You can initiate an external transfer through online banking on Good Friday, but it will not process until the next business day or later, depending on the receiving bank. The transfer request is submitted when ready, so you are not delayed by starting on the holiday.
Are Bank of America ATMs open on Good Friday?
Yes. ATMs operate 24/7 and are not affected by branch closures. You can withdraw cash, deposit checks, and check your balance on Good Friday at any Bank of America or Allpoint ATM.