Bank of America is closed on Presidents Day
Bank of America branches close on Presidents Day, which falls on the third Monday in February each year. In 2024, that's February 19. In 2025, it's February 17. The bank treats it as a federal holiday, the same way it handles Thanksgiving, Christmas, and New Year's Day.
If you need to do banking on Presidents Day itself, you won't be able to visit a branch or speak to someone in person. However, you can still use ATMs to withdraw cash, check your balance, and move money between your own accounts. Online banking and the mobile app work the same way they do any other day.
The day after Presidents Day, branches reopen at their normal hours. If you have something that can't wait until then, plan ahead or use digital banking instead.
Key Takeaways
- All Bank of America branches close on Presidents Day, which is the third Monday in February.
- ATMs remain available 24/7 on Presidents Day, so you can withdraw cash or transfer money between your own accounts.
- Online banking and the mobile app work normally on the holiday.
- If you need to speak with someone or conduct business that requires a teller, plan to visit on a different day.
- Branches reopen the day after Presidents Day at their regular hours.
What you can and cannot do on Presidents Day
ATMs are your main option if you need cash or want to check your balance. You can withdraw money, deposit checks (if your ATM has mobile deposit or a check slot), transfer funds between your own accounts, and change your PIN. These functions don't require a person on the other end—the machine connects directly to the bank's system.
You cannot visit a branch, speak to a teller, open a new account, explore for a loan, or get help with a problem that requires a person's judgment. If you're locked out of your account or need to dispute a transaction, those things have to wait until the branch reopens.
Online banking and the Bank of America mobile app work normally. You can pay bills, transfer money, deposit checks by phone camera, and review your statements. If you have a question that needs an answer from customer service, you can try calling, but wait times on holidays are often longer than usual.
Planning ahead for Presidents Day banking
If you know you'll need something from a branch—a cashier's check, a new debit card, a signature on a document—do it the day before or the day after. Don't wait until Presidents Day morning hoping to squeeze it in.
If you're expecting a check deposit or a payment to post, remember that nothing processes on the holiday itself. A check you deposit on Friday will typically post on Tuesday (after the Monday holiday), not Monday. Payments you schedule to go out on Presidents Day will usually process the next business day instead.
If you're traveling and think you might need cash, withdraw it before the holiday. ATMs are available, but if the machine runs out of cash or malfunctions, you won't be able to get help until Tuesday.
Calling Bank of America on Presidents Day
Bank of America's customer service phone line operates on holidays, but you may experience longer wait times. If you call, expect to wait longer than you would on a regular business day. Automated systems (like checking your balance by phone) work normally.
If your issue is urgent and you can't resolve it through the app or ATM, calling is worth trying. Just be prepared for a wait. For non-urgent questions, it's usually faster to call on Tuesday.
Presidents Day dates for the next few years
Presidents Day is always the third Monday in February. Here are the dates you should mark:
- 2025: February 17
- 2026: February 16
- 2027: February 15
- 2028: February 21
If you're unsure whether a particular day is a holiday, you can check Bank of America's website or call ahead. Some branches may have different hours during other holidays, so it's worth confirming if you're planning a visit around any federal holiday.
Other Bank of America holidays
Bank of America closes on all federal holidays. The full list includes New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. On each of these days, branches are closed but ATMs remain available.
The bank may also close early on certain days like Christmas Eve or the day before Thanksgiving, depending on the branch location. If you're planning a visit near a holiday, check your specific branch's hours online or call ahead.
Frequently Asked Questions
Can I deposit a check on Presidents Day?
If your ATM has a check deposit slot or mobile deposit through the app, yes. If you need a teller to handle the deposit, you'll have to wait until Tuesday. Checks deposited on Presidents Day won't post until the next business day anyway.
Will my bill payment go through on Presidents Day?
If you schedule a payment for Presidents Day through online banking, it will usually process the next business day instead. The system recognizes the holiday and delays the transaction automatically. If you need a payment to reach someone by a specific date, schedule it for the day before.
What if I need cash and the ATM is broken?
You won't be able to get help until the branch reopens on Tuesday. This is why it's smart to withdraw cash before the holiday if you know you'll need it. If you're in an emergency, look for another bank's ATM or a store that offers cash back with a debit card purchase.
Is Bank of America open on any other Mondays in February?
Yes. Only the third Monday (Presidents Day) is closed. All other Mondays in February operate on regular hours. Check your branch's specific hours online if you're unsure.
Can I open a new account on Presidents Day?
Not at a branch. You may be able to open an account online through the Bank of America website, but you won't be able to visit in person or speak to someone about which account type suits you best. If you need guidance, wait until Tuesday.