Bank of America branches close on Presidents Day

Bank of America closes all of its branches on Presidents Day, which falls on the third Monday in February. In 2024, that is February 19. In 2025, it is February 17. The bank treats it as a federal holiday, the same way it closes on Thanksgiving, Christmas, and New Year's Day.

If you need to visit a branch on that day, you will not be able to. However, you can still use ATMs, mobile banking, and online banking services — those do not shut down for holidays. You can also call customer service at the number on the back of your card, though wait times are often longer on holidays.

If you have a time-sensitive transaction planned for that week, plan to do it the day before or the day after. If you need cash and do not have it on hand, you can withdraw from any Bank of America ATM or an ATM in the Allpoint network, which Bank of America customers can use without a fee.

Key Takeaways

  • Bank of America branches close on Presidents Day, which is the third Monday in February each year.
  • ATMs, online banking, and mobile banking remain open and working on Presidents Day.
  • Customer service phone lines are open but typically have longer wait times on federal holidays.
  • You can withdraw cash from any Bank of America ATM or Allpoint network ATM without paying a fee.
  • Plan any in-person banking needs for the business day before or after the holiday.

What you can and cannot do on Presidents Day

You cannot walk into a Bank of America branch and speak to a teller on Presidents Day. You also cannot use the branch's services like opening a new account, getting a cashier's check, or depositing a check in person. If you need to do any of those things, you will need to visit on a different day.

What you can do: withdraw cash from an ATM, transfer money between your own accounts using the mobile app or website, pay bills online, deposit checks using mobile check deposit (if your account has that feature), and check your balance. You can also call customer service, though you may wait longer than usual.

If you have a check to deposit and cannot wait until the next business day, use the mobile deposit feature in the Bank of America app if you have it. Take a photo of the front and back of the check, and it will be processed when the bank reopens.

Planning ahead for holiday closures

Bank of America closes on the same federal holidays every year: New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Thanksgiving, and Christmas. If you have a regular banking routine that involves visiting a branch, check the calendar a few days before a holiday to make sure you do not show up to a closed location.

If you have automatic bill payments or direct deposits scheduled, those continue to process normally on holidays. The bank's systems do not stop — only the physical branches and the people who work in them.

For transactions that require a person — like disputing a charge, getting a new debit card, or asking about a loan — plan to do them on a business day. If something urgent comes up on a holiday, call the customer service number on the back of your card. They can often help with account questions and fraud reports even when branches are closed.

Using Bank of America services without a branch

The mobile app and website let you do most banking tasks without visiting a branch at all. You can transfer money, pay bills, deposit checks by photo, set up alerts, and change your PIN. These services work 24 hours a day, including holidays.

If you need to speak to someone, you can call customer service at the number on your card. Wait times are longer on holidays, but the lines do operate. You can also use the chat feature in the mobile app or on the website, though response times may be slower than usual.

For cash withdrawals, use any Bank of America ATM or any ATM in the Allpoint network. Allpoint ATMs are in grocery stores, pharmacies, and convenience stores across the country. Bank of America customers do not pay a fee to use them.

What to do if you need cash before the holiday

If Presidents Day is coming up and you know you will need cash over the weekend, withdraw it from an ATM before the holiday. This is the simplest way to make sure you have what you need without having to find an ATM on the holiday itself.

If you wait until Presidents Day and realize you need cash, you can still get it from any ATM. Bank of America ATMs are in most branches, but they are also in many other locations. Use the ATM locator on the Bank of America website or app to find one near you.

If you do not have a Bank of America card but need to withdraw cash from a Bank of America ATM, you may be charged a fee by your own bank. Check with your bank about their ATM network before the holiday.

Frequently Asked Questions

Can I deposit a check on Presidents Day?

You cannot deposit a check in person at a branch on Presidents Day. However, if your account has mobile check deposit, you can photograph the check using the Bank of America app and deposit it that way. The check will be processed when the bank reopens the next business day.

Will my direct deposit or automatic payment go through on Presidents Day?

Yes. Automatic transactions like direct deposits and bill payments continue to process on federal holidays. The bank's computer systems run 24 hours a day. Only the physical branches and their staff are closed.

What if I need to report fraud on Presidents Day?

Call the customer service number on the back of your card. Customer service is open on holidays and can help you report fraud, freeze your card, or dispute a charge. You do not have to wait until the branch reopens.

Can I open a new account on Presidents Day?

You cannot open an account in person at a branch on Presidents Day. However, you may be able to open certain accounts online through the Bank of America website. Check the website to see which account types can be opened online, or call customer service to ask about your options.

Where can I find an ATM on Presidents Day?

Use the ATM locator on the Bank of America website or mobile app. You can also use any Allpoint network ATM without a fee. Allpoint ATMs are in grocery stores, pharmacies, and convenience stores nationwide.