How to check if Bank of America is open right now
The fastest way to know if your local Bank of America branch is open today is to go to bankofamerica.com, click "Locations" at the top, enter your zip code or city, and look at the branch hours listed for that specific location. Hours vary by branch — some open at 9 a.m., others at 10 a.m., and some close at 5 p.m. while others stay open until 6 p.m. or later on weekdays. Weekend and holiday hours are different from weekday hours.
You can also call your branch directly. The phone number appears on the location page next to the hours. A live person can tell you when ready whether someone is there right now and whether they can help with what you need.
If you need to do banking outside branch hours, Bank of America offers 24/7 phone banking at 1-800-432-1000 and a mobile app that lets you deposit checks, transfer money, and pay bills any time of day or night.
Key Takeaways
- Bank of America branch hours vary by location, so you must check your specific branch rather than relying on a general schedule.
- The easiest way to find today's hours is through bankofamerica.com/locations or by calling your branch directly.
- Most branches are closed on Sundays and federal holidays, though some locations have limited Sunday hours.
- You can handle many banking tasks 24/7 through the mobile app, phone banking, or ATMs without waiting for a branch to open.
What time Bank of America branches typically open and close
Weekday hours at most Bank of America branches run from 9 a.m. to 5 p.m. or 10 a.m. to 6 p.m., but this is not a rule — some branches open earlier or close later depending on location and customer traffic. Urban branches often have longer hours than suburban ones.
Saturday hours are usually shorter, typically 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Many branches are closed on Sundays entirely, though some locations in major cities do open on Sunday afternoons.
Bank of America is closed on federal holidays including New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. On these days, branches do not open, but ATMs and online banking remain available.
How to find hours for a specific branch
Go to bankofamerica.com and select "Locations" from the top menu. Type in your zip code, city, or street address. The map will show nearby branches with their full hours for today, tomorrow, and the rest of the week. Each listing also shows whether that branch has a safe deposit box, a drive-through, or a wheelchair entrance.
If you do not have internet access, call 1-800-432-1000 and tell the representative your location. They can look up branch hours for you and tell you whether the branch is open right now.
You can also use Google Maps: search "Bank of America near me," click on a branch, and the hours appear on the right side of the screen. Google updates these hours regularly, though occasionally the information lags by a day or two.
What to do if your branch is closed
If your branch is closed and you need to deposit a check, use the mobile app to deposit it remotely — you photograph the front and back of the check, and the funds usually appear in your account within one business day. This works 24/7 and does not require a visit to the branch.
For cash deposits or withdrawals, find an ATM. Bank of America has thousands of ATMs nationwide, and you can locate one through the mobile app or at bankofamerica.com/atm. Most ATMs accept deposits and allow withdrawals at any time.
If you need to speak to someone about a problem or a complex transaction, call 1-800-432-1000. Phone banking representatives are available 24/7 and can handle most requests without you visiting a branch. For issues that truly require in-person help, ask when the branch opens next and whether you can schedule an appointment to avoid waiting.
Holiday closures and special hours
Bank of America observes all federal holidays and closes branches on those days. The list includes New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Independence Day (July 4), Labor Day (first Monday in September), Thanksgiving (fourth Thursday in November), and Christmas (December 25).
When a federal holiday falls on a Saturday or Sunday, the bank typically closes on the nearest weekday. For example, if Independence Day falls on a Saturday, the bank may close on Friday instead.
Some branches may have modified hours around major holidays even when they remain open. Check your specific branch's page on bankofamerica.com a few days before a holiday to confirm hours.
Using Bank of America services when branches are closed
The mobile app is open 24/7 and lets you check balances, transfer money between accounts, pay bills, deposit checks, and send money to other people. You can also set up alerts so you know when large transactions occur or when your balance drops below a certain amount.
ATMs are available around the clock at Bank of America locations and at many partner banks and retailers. You can withdraw cash, deposit checks or cash, transfer money, and change your PIN without visiting a branch.
Phone banking at 1-800-432-1000 operates 24/7 and connects you to a representative who can answer questions, process transactions, report fraud, or help with account issues. You can also reach customer service through the mobile app's chat feature during business hours.
Frequently Asked Questions
Is Bank of America open on Sundays?
Most Bank of America branches are closed on Sundays, but some locations in major cities do open on Sunday afternoons, usually from 12 p.m. to 4 p.m. Check your specific branch on bankofamerica.com/locations to see whether it is open on Sunday.
Can I do banking if the branch is closed?
Yes. You can use the mobile app, ATMs, or phone banking at 1-800-432-1000 any time of day or night. Most routine banking tasks do not require a visit to a physical branch.
What happens if I need to visit a branch but it is closed?
Call your branch to ask when it opens next and whether you can schedule an appointment. For urgent issues, call 1-800-432-1000 to see whether a phone representative can solve the problem without an in-person visit.
Are Bank of America ATMs open 24/7?
Yes. Bank of America ATMs are available 24 hours a day, seven days a week. You can withdraw cash, deposit checks, transfer money, and perform other transactions at any time, even when branches are closed.
What federal holidays does Bank of America close for?
Bank of America closes on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Online banking and ATMs remain available on these days.