When Bank of America branches are open

Most Bank of America branches are open Monday through Friday from 9 a.m. to 5 p.m., and Saturday from 9 a.m. to 1 p.m. Branches are closed on Sundays and federal holidays. However, hours vary by location — some branches stay open until 6 p.m. on weekdays, and a few open on Sunday afternoons. The only way to know your specific branch's hours is to check directly.

You can find your branch's exact hours by visiting bankofamerica.com, using the branch locator tool, and entering your zip code or address. The locator shows hours for that specific location, holiday closures, and whether the branch has a drive-through. You can also call the branch directly or use the Bank of America mobile app, which displays hours when you search for nearby locations.

Key Takeaways

  • Standard branch hours are Monday through Friday 9 a.m. to 5 p.m. and Saturday 9 a.m. to 1 p.m., but individual branches vary.
  • The Bank of America branch locator on their website shows the exact hours for your nearest location.
  • Phone banking and customer service are available 24/7, even when branches are closed.
  • ATMs and mobile banking work around the clock, so you can deposit checks, transfer money, and check balances outside branch hours.
  • Some branches close for lunch or have different weekend hours, so always confirm before making a trip.

Phone and online banking hours

Bank of America's phone banking line is open 24 hours a day, 7 days a week. You can call 1-800-432-1000 to speak with a representative about accounts, transfers, payments, or general questions. The automated system for checking balances, paying bills, and transferring money between your own accounts also runs 24/7.

Online banking through bankofamerica.com and the mobile app has no set hours — you can log in, check balances, transfer money, and pay bills at any time. However, transactions submitted after business hours or on weekends may not process until the next business day. Wire transfers and bill payments to other banks typically post the next business day if submitted before the bank's cutoff time, usually around 5 p.m. Eastern time on weekdays.

ATM and drive-through access

Bank of America ATMs are available 24 hours a day. You can withdraw cash, deposit checks and cash, transfer money between accounts, and check your balance at any ATM, whether it's at a branch or a standalone location. The mobile app lets you find nearby ATMs and see real-time availability.

Drive-through windows at branches that have them typically operate during the same hours as the branch itself — usually 9 a.m. to 5 p.m. weekdays and 9 a.m. to 1 p.m. Saturday. Some branches with high traffic may have extended drive-through hours. Check your branch's specific hours on the locator tool to see if drive-through service extends beyond regular lobby hours.

What to do if you need help outside branch hours

If you need to speak with someone and your branch is closed, call 1-800-432-1000 for phone banking support. Representatives can help with account questions, fraud concerns, lost cards, and general banking needs. For urgent issues like a lost or stolen card, you can report it when ready through the app or phone line, and the bank will freeze your account right away.

If you need to deposit a check outside business hours, use mobile check deposit through the app — you photograph the front and back of the check, and it posts to your account within one business day. For cash deposits, use an ATM if your branch has one, or wait until the branch reopens. Some Bank of America branches are located inside grocery stores or other retailers with extended hours, which may give you access during times when standalone branches are closed.

Holiday closures and special hours

Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on other holidays depending on local observance. Phone banking and ATMs remain open on holidays, so you can still access your money and speak with a representative if needed.

During the week of Thanksgiving and the week between Christmas and New Year's, some branches may have reduced hours or close early. Check the branch locator tool in November and December to see if your location has special holiday hours. The bank's website typically posts holiday schedules in advance.

Finding your nearest branch and confirming hours

The fastest way to confirm your branch's hours is to visit bankofamerica.com/locations and enter your zip code or address. The tool shows you the nearest branches, their exact hours, services available at each location, and directions. You can also filter by services — for example, if you need a safe deposit box or a financial advisor, the locator shows which branches offer those services.

If you don't have internet access, call 1-800-432-1000 and a representative can tell you the hours of your nearest branch. You can also text "BRANCH" to 62262 from a Bank of America customer's phone to get branch information sent to you.

Frequently Asked Questions

Are all Bank of America branches open the same hours?

No. While most branches follow a standard Monday–Friday 9 a.m. to 5 p.m. and Saturday 9 a.m. to 1 p.m. schedule, individual branches vary. Some stay open until 6 p.m., some open on Sunday, and some close for lunch. Always check your specific branch's hours on the locator tool or by calling ahead.

Can I do banking on weekends?

Yes, but it depends on what you need. ATMs work 24/7, online banking and the mobile app work anytime, and phone banking is available 24/7. However, most physical branches are closed on Sunday, and some close Saturday afternoon. Transactions submitted on weekends usually process on the next business day.

What if I need to deposit cash after hours?

If your branch has an ATM, you can deposit cash there 24/7. If not, you'll need to wait until the branch reopens. Some Bank of America branches are inside grocery stores or pharmacies that stay open late, so you might find one with extended hours near you.

Is phone banking really available 24/7?

Yes. Call 1-800-432-1000 anytime to speak with a representative or use the automated system to check balances, transfer money, and pay bills. This line never closes, including holidays.

How do I know if my branch is closed for a holiday?

Check the branch locator on bankofamerica.com — it shows holiday closures for your specific location. You can also call the branch directly or phone 1-800-432-1000. ATMs and phone banking remain open on all federal holidays.