Where to find your checking account number

Your Bank of America checking account number is a unique identifier for your specific account. You can find it in four places: on a check, in the Bank of America mobile app, on your monthly statement, or by calling customer service.

The easiest method is to look at a check from your checkbook. The account number appears at the bottom of the check, in the middle section of numbers. It typically comes after the routing number (which identifies Bank of America itself) and before the check number on the right.

If you don't have checks handy, open the Bank of America mobile app or website, sign in to your account, and select your checking account. The account number displays on the account summary page. You can also tap or click the account details option to see the full number.

Key Takeaways

  • Your account number appears on the bottom of any check you write, in the middle section between the routing number and check number.
  • The Bank of America mobile app shows your account number when you sign in and view your checking account details.
  • Your monthly statement lists the account number at the top or in the account information section.
  • You can call Bank of America customer service at the number on the back of your debit card to confirm your account number over the phone.

Reading the numbers on your check

The bottom of a check contains three groups of numbers separated by vertical lines. The first group is the routing number — this tells the banking system that the check comes from Bank of America. The second group, in the middle, is your account number. The third group on the right is the individual check number.

Your account number on a check is typically 10 digits long, though the exact length can vary. Write down only the middle group of numbers when you need to provide your account number to someone else, such as an employer setting up direct deposit or a company setting up automatic payments.

Using the mobile app or website

Sign into your Bank of America account through the mobile app or at bankofamerica.com. Once you're logged in, you'll see a list of your accounts on the main dashboard. Tap or click on your checking account to open it.

The account summary page displays your account number prominently near the top, usually next to the account name. If you need to copy the number, most apps and websites let you tap or click the account number to copy it to your clipboard. Some versions also show a "View account details" or "Account information" option that displays the full account number along with the routing number.

What your statement shows

Your monthly Bank of America statement includes your account number in the account information section, typically at the top of the first page. Look for a line that says "Account Number" or similar language. The statement also displays your routing number nearby so you have both pieces of information in one place.

Statements arrive by mail or email depending on how you set up your account. If you've chosen paperless statements, you can view them in the mobile app or on the website under a "Statements" or "Documents" section. Older statements remain available for several years, so you can look back if you need to confirm your account number.

Calling customer service

The back of your Bank of America debit card lists a customer service phone number. Call that number and follow the prompts to speak with a representative. You'll need to verify your identity by providing your Social Security number, date of birth, or other personal information before they confirm your account number.

Customer service is available 24 hours a day, seven days a week. If you're calling from outside the United States, check the Bank of America website for the international customer service number for your country.

Why you need your account number

Your account number is necessary for several common banking tasks. Employers use it to set up direct deposit of your paycheck. Utility companies, insurance providers, and other businesses use it to collect automatic payments from your account. If you're sending money to someone else's Bank of America account, you may need their account number along with their routing number.

Keep your account number private, just as you would your Social Security number. Don't share it in unsecured emails or text messages, and don't give it to someone who contacts you unexpectedly claiming to be from the bank. Bank of America will never ask for your account number through an unsolicited call or email.

Frequently Asked Questions

Is my account number the same as my debit card number?

No. Your debit card number is different from your account number. The card number appears on the front of your debit card and is used for purchases and ATM withdrawals. Your account number is used for bank transfers, direct deposit, and automatic payments. Both are linked to the same account, but they serve different purposes.

Can I change my account number?

Bank of America does not allow you to change your account number yourself. If you believe your account number has been compromised or you have concerns about fraud, contact Bank of America customer service. They can discuss your options, which may include closing the account and opening a new one.

What's the difference between my account number and routing number?

Your routing number identifies Bank of America as the bank. Your account number identifies your specific account within that bank. When you set up direct deposit or automatic payments, you typically provide both numbers so the money goes to the right bank and the right account.

Do I need my account number to use the ATM?

No. You use your debit card and PIN at the ATM. Your account number is not required for ATM transactions. However, you may see your account number on the receipt the ATM prints after your transaction.