When Bank of America branches close

Most Bank of America branches close at 5 p.m. on weekdays and 1 p.m. on Saturdays. Sunday hours vary by location — some branches open at 11 a.m. and close at 5 p.m., while others are closed entirely. A few branches in major cities stay open until 6 p.m. on weekdays or 2 p.m. on Saturdays, but this is not standard.

The exact closing time for your specific branch depends on its location and whether it's a full-service branch or a smaller financial center inside a retail store. Bank of America does not publish a single closing time that applies everywhere. You need to check your branch directly.

The fastest way to find your branch's hours is to visit bankofamerica.com, click "Locations," enter your zip code or address, and select your branch from the results. The hours appear on the branch detail page. You can also call the branch directly — the phone number is listed on that same page — or use the Bank of America mobile app, which shows hours under the "Locations" tab.

Key Takeaways

  • Standard weekday closing time is 5 p.m., but some branches close at 4 p.m. or stay open until 6 p.m.
  • Saturday hours are typically 9 a.m. to 1 p.m., though some branches close at 12 p.m. or stay open until 2 p.m.
  • Most branches are closed on Sundays, but some in urban areas open 11 a.m. to 5 p.m.
  • The only reliable way to confirm your branch's hours is to search by location on bankofamerica.com or call the branch directly.

How to find hours for your specific branch

Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the top navigation or footer. Enter your zip code, city, or street address. The search results show nearby branches with their full hours, phone numbers, and services offered.

If you use the Bank of America mobile app, tap the menu icon (three horizontal lines), select "Locations," and search the same way. The app also shows which branches have ATMs, drive-through service, or safe deposit boxes.

Calling the branch directly is the fastest option if you need to confirm hours right now. The phone number appears on the location page. Branch staff can also tell you whether they're currently open, whether a service you need is available that day, and whether you need an appointment.

Holiday and temporary hour changes

Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday. Hours are typically shortened the day before or after a major holiday, though this varies by location.

Temporary closures or hour changes happen without notice when a branch undergoes renovation, staffing changes, or system maintenance. If you're planning to visit for a specific service — depositing a large check, opening an account, or accessing a safe deposit box — call ahead to confirm the branch is open and that service is available that day.

After-hours options when branches are closed

Bank of America ATMs are available 24/7 for withdrawals, deposits (at ATMs that accept them), and balance inquiries. You can transfer money between your own accounts, pay bills, and change your PIN at any ATM.

For customer service outside branch hours, call 1-800-432-1000. This line is open Monday through Friday 8 a.m. to 9 p.m. Eastern time, Saturday 8 a.m. to 6 p.m., and Sunday 10 a.m. to 6 p.m. You can report fraud, ask about your account, dispute a transaction, or get general questions answered. Wait times are typically longer on weekends and evenings.

Online banking through bankofamerica.com or the mobile app lets you check balances, transfer money, pay bills, and deposit checks by photo 24 hours a day. You cannot open a new account or access a safe deposit box online, but most routine transactions are available anytime.

Services that require a branch visit

Some transactions cannot be done by phone or online and require you to visit a branch during business hours. These include opening a new checking or savings account, explore for a credit card in person, accessing a safe deposit box, depositing cash in large amounts, obtaining a cashier's check, or closing an account.

If you need one of these services, call your branch first to confirm it's open and that the service is available. Some smaller branches do not offer all services — for example, a financial center inside a grocery store may not have safe deposit boxes or be able to issue cashier's checks. The branch staff can direct you to the nearest location that can help.

Planning your visit around branch hours

Branches are busiest during lunch hours (11 a.m. to 1 p.m.) and right after work (4 p.m. to 5 p.m.). If you want shorter wait times, visit early in the morning when the branch opens or mid-afternoon. Tuesday through Thursday are typically slower than Monday and Friday.

If you expect a long transaction — opening an account, explore for a loan, or resolving a dispute — ask whether you need an appointment. Many Bank of America branches now require appointments for certain services, especially after the branch reopened following pandemic closures. Scheduling ahead guarantees a staff member will be available and can reduce your wait time to near zero.

Frequently Asked Questions

What time does Bank of America open in the morning?

Most branches open at 9 a.m. on weekdays and 9 a.m. on Saturdays. Some branches in busy areas open at 8 a.m. Check your specific branch's hours on bankofamerica.com or call the branch directly to confirm.

Are Bank of America branches open on Sundays?

Most branches are closed on Sundays. Some branches in major cities and high-traffic areas open 11 a.m. to 5 p.m. on Sunday, but this is not standard. Search your branch location on bankofamerica.com to see whether yours is open Sunday.

Can I deposit a check after the branch closes?

Yes, if your branch has a mobile deposit feature through the app or online banking, you can deposit checks 24/7 by taking a photo. If you need to deposit cash or a check in person after hours, use an ATM that accepts deposits — not all do. Call your branch to confirm which ATMs near you accept deposits.

What do I do if I need to visit a branch but it's closed?

Call 1-800-432-1000 to reach customer service and describe what you need. They can tell you the nearest branch that's currently open, whether another location offers the service you need, or whether your request can be handled by phone or online instead.

Do Bank of America hours change during holidays?

Yes. Branches close on federal holidays and may have shortened hours the day before or after. Check bankofamerica.com or call your branch a few days before a holiday to confirm hours, especially if you need a specific service.