Bank of America branch hours vary by location, so you need to check your specific branch

Bank of America does not have a single closing time across all branches. Each location sets its own hours based on local demand, staffing, and regional patterns. A branch in downtown Manhattan may stay open until 6 p.m., while a suburban location might close at 5 p.m., and a small-town branch might shut down at 4 p.m. The only way to know when your branch closes today is to look up that specific location.

You have three ways to find your branch's closing time right now. The fastest is the Bank of America website branch locator, which shows hours for today and the rest of the week. You can also call the branch directly — the number appears in that same locator. If you are already at or near the branch, the hours are posted on the door or window.

Key Takeaways

  • Bank of America branch hours differ by location and are not uniform across the company.
  • The Bank of America website branch locator shows today's closing time for your specific location in seconds.
  • Most branches close between 4 p.m. and 6 p.m. on weekdays, but some stay open later in urban areas.
  • Calling your branch directly gives you the most current information, especially if holiday schedules or staffing changes are in effect.
  • ATMs and online banking are available 24/7, so you can handle many transactions outside branch hours.

How to find your branch's hours on the Bank of America website

Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the top navigation or footer. Enter your zip code or city name. The search results show every Bank of America branch near you, listed with today's hours, tomorrow's hours, and the full week ahead.

The locator also shows whether the branch offers in-person services today — some locations have reduced hours or are closed for maintenance. If you need a specific service like a safe deposit box or notary, check the branch details to confirm it is available at that location.

Typical Bank of America branch hours and what changes them

Most Bank of America branches open at 9 a.m. on weekdays. Closing times typically fall between 4 p.m. and 6 p.m., depending on the branch. Urban branches in major cities often stay open until 5 or 6 p.m. Suburban and rural branches more commonly close at 4 or 4:30 p.m. Saturday hours are usually 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m. Most branches are closed on Sunday.

Holiday schedules change these hours. On federal holidays like Thanksgiving, Christmas, New Year's Day, and Independence Day, Bank of America branches close entirely. Some branches also close on Presidents' Day, Memorial Day, and Labor Day. The branch locator on the website reflects these closures, so always check before making a trip on or around a holiday.

What to do if your branch is closed

Bank of America ATMs work 24/7, so you can withdraw cash, deposit checks, and transfer money between your own accounts at any hour. If you need to speak with someone, you can call Bank of America customer service at 1-800-432-1000. Phone lines are open Monday through Friday 8 a.m. to 9 p.m. Eastern time, and Saturday 9 a.m. to 5 p.m. Eastern time.

For many routine tasks — paying bills, checking balances, moving money between accounts, or depositing checks via mobile app — you do not need a branch at all. Bank of America's online banking and mobile app handle these transactions when ready. If you need to open a new account, explore for a loan, or discuss investment options, you can schedule an appointment with a banker online or by phone, and many of these meetings can happen by video call rather than in person.

Using the mobile app to check hours on the go

If you have the Bank of America mobile app installed, you can find branch hours without opening a web browser. Open the app, tap the menu icon, and select "Find a Branch or ATM." Enter your location or allow the app to use your current location. The app shows hours for today and upcoming days, plus which services are available at each location.

The app also lets you schedule an appointment at a branch if you need to meet with a banker. This is useful if you want to may provide someone is available when you arrive, rather than waiting in line during busy hours.

Why branch hours matter less than they used to

Bank of America customers complete the vast majority of transactions outside branch hours now. Mobile check deposit, bill pay, transfers, and balance inquiries happen through the app or website. Wire transfers, which once required a trip to the branch, can now be initiated online. Even account opening can happen entirely online for many product types.

The main reasons to visit a branch in person are: opening certain types of accounts, discussing complex financial products, getting a cashier's check or money order, accessing a safe deposit box, or handling disputes that require a signature. For everything else, the 24/7 ATM network and online banking handle the work.

Frequently Asked Questions

Can I deposit a check at a Bank of America ATM after the branch closes?

Yes. Bank of America ATMs accept check deposits 24/7. The check is usually processed the next business day. If you deposit before midnight on a weekday, it typically posts by the following morning. Weekend deposits post on Monday.

What if I need cash and the branch is closed?

Use any Bank of America ATM, available around the clock. If you do not have a Bank of America card, you can withdraw cash at ATMs in the Allpoint network, which includes thousands of machines at retailers and other locations nationwide.

Do Bank of America branches have different hours on Saturday?

Yes. Most branches open at 9 a.m. on Saturday but close earlier than weekdays — usually by 1 or 2 p.m. Some locations in busy areas stay open until 3 or 4 p.m. Check your specific branch to confirm.

Can I call my branch to confirm it is open before I go?

Yes. The branch locator on bankofamerica.com shows the phone number for your location. Calling ahead takes 30 seconds and confirms the branch is open and has the service you need.

Are Bank of America branches open on Christmas or Thanksgiving?

No. Bank of America branches close on all federal holidays, including Christmas, Thanksgiving, New Year's Day, Independence Day, and others. The branch locator shows closures for upcoming holidays.