When Bank of America branches close
Most Bank of America branches close at 5 or 6 p.m. on weekdays, though some locations stay open until 7 p.m. Saturday hours are typically 9 a.m. to 1 p.m., and most branches are closed on Sundays. The exact closing time depends on your specific branch location — a downtown branch in a major city may have different hours than a suburban one.
You can find your branch's exact hours by visiting the Bank of America website, entering your address or zip code, and selecting your location. The hours listed there are the most reliable source, since individual branches set their own schedules within Bank of America's framework.
If you need to handle banking outside regular branch hours, Bank of America offers 24/7 phone support, online banking, and ATM access. Many transactions that once required a teller — deposits, transfers, bill payments — can now be done through the mobile app or website at any time.
Key Takeaways
- Most Bank of America branches close between 5 and 6 p.m. on weekdays, with some locations open until 7 p.m.
- Saturday hours typically run from 9 a.m. to 1 p.m., and the vast majority of branches are closed on Sundays.
- You can find your specific branch's hours by searching your location on the Bank of America website.
- Phone banking and online services are available 24/7, so you can handle many transactions outside branch hours.
- ATMs are accessible around the clock for withdrawals, deposits, and balance checks.
How to find your branch's closing time
Go to bankofamerica.com and click "Locations" or use the branch locator tool. Enter your zip code or address, and the results will show each nearby branch with its full hours of operation. The page also displays which services each location offers — some branches have limited services or are drive-through only.
If you are already a Bank of America customer, you can also call 1-800-432-1000 and ask a representative for your branch's hours. This is useful if you need to confirm hours before making a trip or if the website information seems outdated.
Banking outside of branch hours
Bank of America's mobile app and website let you deposit checks by taking a photo, transfer money between accounts, pay bills, and check your balance at any time. These services do not require a visit to a physical branch.
ATMs are available 24/7 at most Bank of America locations and at partner networks. You can withdraw cash, deposit checks or cash, transfer funds, and check your balance without speaking to anyone. If you use an out-of-network ATM, you may be charged a fee — Bank of America's own ATMs are always free for account holders.
For questions that require a person, Bank of America's phone line is staffed around the clock. Call 1-800-432-1000 for account questions, fraud concerns, or to report a lost card. Wait times are usually shorter late at night or early in the morning.
Holiday hours and closures
Bank of America branches are closed on federal holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. On these days, ATMs and phone banking remain open, but you cannot visit a branch or speak to a teller in person.
Some branches may also close early on the day before a major holiday. Check the Bank of America website or call ahead if you need to visit a branch around a holiday.
Drive-through and limited-service locations
Some Bank of America locations are drive-through only, meaning you cannot enter a building but can conduct transactions from your car. These locations often have different hours than full-service branches — some stay open later in the evening or open earlier in the morning to serve commuters.
Other locations are limited-service branches that handle only basic transactions like deposits and withdrawals. These may have shorter hours than full-service branches. The branch locator on the Bank of America website will tell you what type of location each branch is and what services it offers.
What to do if you need banking after hours
If you need to deposit a check after your branch closes, use the mobile app's mobile check deposit feature. Take a photo of the front and back of the check, and the funds will typically be available within one business day.
If you need to withdraw cash and it is after hours, find the nearest ATM using the Bank of America website or app. The locator shows ATM locations and whether they accept deposits.
For urgent account issues — a lost card, suspected fraud, or a locked account — call 1-800-432-1000. A representative can help you when ready, even if it is midnight on a Sunday.
Frequently Asked Questions
Are all Bank of America branches open at the same time?
No. While most branches close between 5 and 6 p.m. on weekdays, some stay open until 7 p.m., and a few may close earlier. Saturday and Sunday hours vary by location. Check your specific branch on the Bank of America website to confirm.
Can I deposit a check after the branch closes?
Yes. Use the mobile app to deposit checks by photo at any time, and the funds will be available within one business day. You can also deposit checks at an ATM during the hours that ATM is accessible, though not all ATMs accept deposits.
Is Bank of America customer service open on weekends?
Yes. Phone banking is available 24/7, including weekends and holidays. Call 1-800-432-1000 to speak with a representative. Online banking and ATMs are also available around the clock.
What happens if I try to visit a branch after it closes?
You will not be able to enter the building. However, if there is an ATM in the vestibule or outside the branch, you may still be able to access it. For any transaction that requires a teller, you will need to return during business hours or use online banking or the mobile app.
Do Bank of America branches have different hours during the holiday season?
Some branches may close early on certain days before major holidays, but this varies by location. Branches are fully closed on federal holidays like Thanksgiving and Christmas. Check your branch's hours on the website or call ahead if you are planning a visit around a holiday.