Bank of America branch hours vary by location, so you need to check your specific branch
Bank of America does not have a single closing time across all branches. Each location sets its own hours, and they differ by day of the week, by region, and sometimes by season. A branch in Manhattan may close at 6 p.m., while one in a suburban shopping center might close at 5 p.m. or stay open until 7 p.m. on Fridays. The only way to know when your branch closes today is to look up that specific location.
Most Bank of America branches are open Monday through Friday, with shorter hours on Saturday and closed on Sunday. But "most" is not the same as "all." Some branches in urban areas or inside grocery stores operate on different schedules. Holiday hours also shift the times you see on a regular Tuesday.
Key Takeaways
- Bank of America branch hours are set by individual location, not by a central schedule, so you must look up your specific branch to know when it closes today.
- The Bank of America website and mobile app both show real-time hours for any branch you search, updated for holidays and temporary closures.
- Most branches close between 5 p.m. and 6 p.m. on weekdays, but some stay open later or have different weekend schedules.
- If you need to reach your branch by phone before it closes, calling the branch directly is faster than calling the main customer service line.
How to find your branch's closing time right now
Go to bankofamerica.com and use the "Find a Branch or ATM" tool in the top navigation. Type in your address, zip code, or the branch name you want to visit. The search results show each location's hours for today and the rest of the week. The mobile app has the same tool—tap the menu icon, select "Locations," and search the same way.
The hours displayed are current and account for holidays. If a branch is closed today for a federal holiday or a local observance, the listing will show it as closed rather than displaying regular hours. If a branch has temporary reduced hours due to staffing or renovation, that also appears in the search results.
You can also call your branch directly. The phone number appears in the search results. Calling takes less time than navigating the website if you just need a quick answer, and the person who answers can also tell you whether a specific service (like notary or safe deposit box access) is available before closing time.
Typical Bank of America branch hours by day
| Day | Typical Hours | Notes |
|---|---|---|
| Monday–Friday | 9 a.m. to 5 p.m. or 6 p.m. | Most branches; some urban locations stay open until 6 p.m. or later |
| Saturday | 9 a.m. to 1 p.m. or 2 p.m. | Shorter hours; some branches in malls or shopping centers may stay open later |
| Sunday | Closed | All Bank of America branches are closed on Sunday |
| Federal Holidays | Closed | Includes New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, Christmas |
These are the most common patterns, but your branch may differ. A location inside a grocery store might have extended weekday hours to match store hours. A branch in a financial district might close earlier on Saturday or have different Friday hours. Always check your specific location rather than assuming it follows the typical schedule.
What to do if your branch closes before you can get there
Bank of America ATMs are available 24 hours at most locations, so you can withdraw cash, deposit checks, or transfer money between your own accounts at any time. ATMs do not require the branch to be open. You can also use any Bank of America ATM nationwide—you are not limited to your home branch.
For transactions that require a person—opening an account, explore for a loan, getting a cashier's check, or speaking to someone about a problem with your account—you have other options. You can visit a different Bank of America branch that is still open today. You can call customer service at 1-800-432-1000 to handle many account questions without visiting a branch. You can also use the mobile app to deposit checks, pay bills, or transfer money without going in.
If you need to speak to someone at your specific branch about a local issue, ask when they open tomorrow and plan to go then, or call ahead to schedule an appointment. Many branches now allow you to book a time slot through the app or website so you do not have to wait.
Bank of America holiday closures and schedule changes
Bank of America closes all branches on New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, and Christmas Day. On these days, ATMs remain open, but you cannot visit a branch or speak to staff in person.
Some branches also close on additional local holidays depending on the state or region. For example, some branches in states that observe Juneteenth as a paid holiday may close on that day. The "Find a Branch" tool on the website shows whether your branch is closed on any specific date, so check there if you are planning a visit around a holiday.
Bank of America occasionally adjusts branch hours for renovations, staffing changes, or seasonal needs. These temporary changes appear in the branch search results with a note about the duration. If you visit a branch regularly, it is worth checking the hours once a month to catch any changes before you make a trip.
Using Bank of America services when branches are closed
Most of what you need to do with your Bank of America account does not require a branch to be open. You can deposit checks using mobile check deposit in the app—take a photo of the front and back of the check, and it posts to your account within one business day. You can transfer money between your own accounts when ready through the app or website. You can pay bills, check your balance, and dispute transactions without leaving home.
If you need cash and it is after hours, any Bank of America ATM dispenses it. If you need a cashier's check or a notarized document, those do require a visit during business hours, so plan ahead. If you have a question about your account that the app cannot answer, call 1-800-432-1000 and speak to a representative—customer service is available seven days a week, though wait times are longer on weekends.
Frequently Asked Questions
Can I deposit a check at a Bank of America ATM after the branch closes?
Yes. Bank of America ATMs accept check deposits 24 hours a day. The check posts to your account the next business day. You do not need the branch to be open to use the ATM.
What if I need to speak to someone and the branch is closed?
Call 1-800-432-1000 to reach customer service. Representatives are available seven days a week, though hours vary by service type. You can also schedule an appointment at your branch through the mobile app or website to may provide a time slot the next business day.
Do all Bank of America branches have the same hours?
No. Each branch sets its own hours based on location and local demand. A branch in a downtown area may have different hours than one in a suburb. Always check your specific branch using the "Find a Branch" tool on bankofamerica.com.
Is Bank of America open on Sundays?
No. All Bank of America branches are closed on Sundays. ATMs are open 24 hours, but you cannot visit a branch or speak to staff on Sunday.
What happens if I try to visit a branch after it closes?
The doors will be locked and no staff will be available. You can use the ATM outside if there is one, but you cannot enter the branch or conduct business that requires a person.