Bank of America branch hours vary by location, but most open at 9 a.m. on weekdays

Bank of America does not have a single opening time across all branches. Most locations open at 9 a.m. Monday through Friday, but some open at 8 a.m., and a few open as late as 10 a.m. Saturday hours typically start at 9 a.m. or 10 a.m., and many branches close on Sunday entirely. The only way to know your specific branch's hours is to look them up by location.

Closing times also vary. Most branches close between 4 p.m. and 6 p.m. on weekdays, with Saturday hours ending between 1 p.m. and 5 p.m. Holiday schedules differ from regular hours, and some branches may close early or stay closed on federal holidays.

Key Takeaways

  • Most Bank of America branches open at 9 a.m. on weekdays, but hours vary by location and some open at 8 a.m. or 10 a.m.
  • You can find your branch's exact hours by searching the Bank of America locator tool on their website or calling the branch directly.
  • Saturday hours typically run 9 a.m. to 5 p.m., but many branches close on Sunday.
  • Holiday schedules often differ from regular hours, so check before visiting on or around a federal holiday.
  • If you need banking services outside branch hours, Bank of America offers 24/7 phone support and online banking.

How to find your branch's specific hours

The fastest way to check hours is the Bank of America branch locator on their website. Enter your zip code or city, and the tool displays all nearby branches with their hours, phone numbers, and services offered. Each branch listing shows Monday through Sunday hours separately, so you can see at a glance whether a location is open on the day you plan to visit.

You can also call your branch directly. The phone number appears in the locator tool, and staff can confirm hours and tell you if the branch has any temporary closures or schedule changes. If you have a Bank of America account, you can also log into your online banking portal—some account dashboards include a branch finder with hours built in.

Weekday hours and what they mean for your visit

Weekday hours are when most branches operate at full capacity. A 9 a.m. opening means tellers and loan officers are available, and you can handle transactions like deposits, withdrawals, account changes, and loan applications. If your branch opens at 8 a.m., you have an extra hour before the standard 9 a.m. start time, which can mean shorter lines during that window.

Closing time matters if you work a standard schedule. A 4 p.m. close means you need to visit during lunch or take time off work. A 5 p.m. or 6 p.m. close gives you more flexibility to stop by after work. Some branches in downtown areas or shopping centers stay open until 6 p.m. or later to serve working customers.

Weekend and holiday schedules

Saturday hours are shorter than weekday hours. Most branches that open on Saturday do so at 9 a.m. or 10 a.m. and close between 1 p.m. and 5 p.m., depending on location. Branches in high-traffic areas like shopping centers tend to stay open later on Saturday than branches in residential neighborhoods.

Many Bank of America branches do not open on Sunday. If you need banking services on Sunday, you will need to use an ATM, online banking, or call customer service. On federal holidays like Thanksgiving, Christmas, New Year's Day, and Independence Day, most branches close entirely. Some holidays like Presidents' Day may also affect hours, so check the locator tool or call ahead if you are planning a visit around a holiday.

What to do if you cannot visit during branch hours

Bank of America operates 24/7 phone support for account holders. You can call to ask questions, report fraud, dispute transactions, or get help with your account. The phone number is on your debit card and in your online banking portal. Wait times vary depending on call volume, but you do not need to visit a branch for most account questions.

Online banking and the Bank of America mobile app let you handle many transactions without visiting a branch at all. You can transfer money between accounts, pay bills, deposit checks by taking a photo, and view your balance and transaction history anytime. ATMs are available 24/7 for cash withdrawals and deposits at most locations. If you need to speak to someone in person for a complex transaction like explore for a loan or opening a new account type, you will need to visit during branch hours.

Drive-through and ATM access outside branch hours

Some Bank of America branches have drive-through windows with hours that extend beyond the main branch hours. A drive-through might open at 8 a.m. and close at 7 p.m. on weekdays, even if the branch itself closes at 5 p.m. The locator tool shows drive-through hours separately from branch hours, so check there to see if your location offers extended drive-through service.

ATMs are always available. You can withdraw cash, deposit checks, transfer money, and check your balance at any Bank of America ATM or at ATMs in the Allpoint network, which includes thousands of machines worldwide. ATM transactions do not require a teller, so you can bank outside of branch hours without limitation.

Frequently Asked Questions

Do all Bank of America branches have the same hours?

No. Hours vary by location based on customer traffic, staffing, and local demand. A busy downtown branch may open at 8 a.m. and close at 6 p.m., while a smaller suburban branch might open at 9 a.m. and close at 4 p.m. Always check your specific branch in the locator tool.

What if I need to visit a branch and mine is closed?

You can visit any Bank of America branch, not just your home branch. Use the locator tool to find a nearby branch with hours that work for you. You will need your ID and account information, but any branch can help with most transactions.

Can I do everything online instead of visiting a branch?

Most routine transactions—transfers, bill pay, check deposits, balance checks—work online or through the mobile app. Loan applications, account disputes, and some account changes may require a branch visit or phone call to a representative. Check your specific need in the online banking portal or call customer service to confirm.

Are Bank of America hours the same on all federal holidays?

Most federal holidays result in branch closures, but not all. Major holidays like Christmas and Thanksgiving close all branches. Some holidays like Presidents' Day may have reduced hours at certain locations. Check the locator tool or call your branch if you are planning a visit around a holiday.

What time does the drive-through close?

Drive-through hours are longer than branch hours at most locations but vary by branch. Check the locator tool, which lists drive-through hours separately from the main branch hours. You can also call your branch to confirm drive-through closing time.