Bank of America branches open at 9 a.m. on weekdays, but Saturday and Sunday hours vary by location
Most Bank of America branches open at 9 a.m. Monday through Friday and close at 5 p.m., though some locations stay open until 6 p.m. Saturday hours are typically 9 a.m. to 1 p.m., and many branches are closed on Sunday. The exact hours depend on which branch you visit — a downtown location may have different hours than one in a shopping center, and hours can change seasonally or without notice.
The fastest way to find your specific branch's hours is to use the Bank of America branch locator on their website or call the branch directly. You can also use Google Maps to search "Bank of America near me" and see hours listed there, though the information is sometimes outdated. If you are planning a trip to deposit money or speak with someone in person, checking ahead takes two minutes and saves a wasted trip.
Key Takeaways
- Weekday hours are usually 9 a.m. to 5 p.m., but some branches close at 6 p.m. or open earlier.
- Saturday hours are typically 9 a.m. to 1 p.m., and most branches are closed on Sunday.
- The Bank of America website branch locator shows exact hours for your location and is updated regularly.
- Calling your branch directly is the most reliable way to confirm hours before you go, especially around holidays.
- Many Bank of America services — deposits, transfers, bill pay — can be done online or through the mobile app at any time.
How to find your branch's exact hours
Go to bankofamerica.com and use the "Find a Branch or ATM" tool at the top of the page. Enter your address or zip code, and the locator will show all nearby branches with their hours listed for each day of the week. The hours shown are current, though they can change without notice during holidays or for special circumstances.
If you do not have internet access, call Bank of America's main customer service line at 1-800-432-1000 and ask for the hours of your nearest branch. A representative can also tell you whether the branch offers specific services you need — for example, some branches have a safe deposit box area, and others do not.
Why hours matter less than they used to
You no longer need to visit a branch during business hours for most banking tasks. You can deposit checks using your phone's camera through the mobile app, transfer money between accounts, pay bills, and check your balance at any time of day or night. ATMs are available 24/7 for cash withdrawals and deposits at most locations.
The main reasons to visit a branch in person are to speak with someone about a problem, open a new account, explore for a loan, or handle something that requires a signature. If you need to do one of those things, calling ahead to confirm hours and ask whether you need an appointment is worth the time — some branches now require appointments during busy periods.
Holiday hours and seasonal changes
Bank of America branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Hours may also be reduced the day before or after a major holiday. The branch locator on the website usually reflects these changes, but calling ahead during holiday weeks is safer than assuming normal hours.
Some branches also adjust hours seasonally or for special events. If you are planning a visit during a holiday week or around a major event in your area, checking the branch locator or calling is the only way to be certain.
What to do if your branch is closed
If you need to deposit money and your branch is closed, use an ATM in the Bank of America network — most accept check deposits and cash deposits. If you need to speak with someone, you can call customer service at 1-800-432-1000 and speak with a representative by phone, or use the mobile app to message a representative during business hours.
If you have a time-sensitive problem — for example, a fraudulent charge or a locked account — call the customer service number on the back of your debit card. That line has representatives available outside normal branch hours and can often solve problems without requiring a visit.
Using Bank of America services outside branch hours
The Bank of America mobile app and website let you do most things a branch does: deposit checks, transfer money, pay bills, set up alerts, dispute charges, and change your PIN. You can also use any Bank of America ATM to withdraw cash, check your balance, or deposit checks and cash.
If you need to open a new account, you can start the process online and finish it by phone with a representative, or visit a branch in person. For loans and credit products, you can start an process online or by phone, though you may need to visit a branch to sign final documents.
Frequently Asked Questions
Are all Bank of America branches open at the same time?
No. Most open at 9 a.m. on weekdays, but some open at 8 a.m. or 10 a.m. depending on location. Saturday and Sunday hours vary widely — some branches open at 9 a.m. on Saturday, others at 10 a.m., and many are closed on Sunday. Use the branch locator to check your specific location.
Can I deposit money after the branch closes?
Yes. You can deposit checks and cash at any Bank of America ATM 24/7. The ATM will process your deposit when ready, and the funds usually appear in your account the next business day. Check your receipt to confirm the amount was recorded correctly.
What if I need to speak to someone and the branch is closed?
Call 1-800-432-1000 to reach customer service by phone. Representatives are available during extended hours, and they can help with most issues without requiring a branch visit. For urgent fraud or security issues, call the number on the back of your debit card.
Do I need an appointment to visit a Bank of America branch?
Some branches require appointments, especially for account openings or loan applications. Call your branch ahead of time to ask whether you need one. Walk-ins are usually welcome for straightforward tasks like deposits or speaking with a representative about a question.
What happens to my money if I deposit it after hours?
Money deposited at an ATM after hours is processed the next business day. The funds are held securely in the ATM until Bank of America staff collect and process them. Your receipt shows the deposit amount, and you can check your account online to confirm when the funds post.