When Bank of America branches open and close

Most Bank of America branches open at 9 a.m. and close at 5 p.m. Monday through Friday. Saturday hours are typically 9 a.m. to 1 p.m., and branches are closed on Sunday. Some locations in urban areas or inside grocery stores stay open later — until 6 p.m. or 7 p.m. on weekdays — and a few open on Sunday from 11 a.m. to 3 p.m. The only way to know your specific branch's hours is to check directly, because they vary by location.

You can find your branch's exact hours three ways: call 1-800-432-1000, visit bankofamerica.com and use the branch locator tool, or open the Bank of America mobile app and search for nearby locations. The locator shows hours for that day and the next six days, plus whether the branch is currently open or closed.

If you need to do banking outside these hours, Bank of America's online platform and mobile app work 24/7. You can transfer money, pay bills, deposit checks by photo, and check balances at any time. ATMs are also available around the clock at Bank of America locations and at partner networks.

Key Takeaways

  • Standard weekday hours are 9 a.m. to 5 p.m., but many branches open earlier or stay open later depending on location.
  • Saturday hours are usually 9 a.m. to 1 p.m., and most branches are closed Sunday, though some locations have limited Sunday hours.
  • The Bank of America website, mobile app, and ATMs operate 24 hours a day, seven days a week.
  • Use the branch locator on bankofamerica.com or call 1-800-432-1000 to confirm hours for the specific branch you plan to visit.

Why branch hours matter for different types of transactions

Some banking tasks require a person behind the counter. If you need to deposit cash, get a cashier's check, open a new account, or discuss a loan, you have to visit during branch hours. You cannot do these things online or at an ATM. If you are planning to handle one of these transactions, check hours before you go — arriving five minutes before closing means the branch may not have time to help you.

Other transactions work fine outside branch hours. Transferring money between your own accounts, sending money to someone else's account, paying bills, and depositing checks by photo all happen through the app or website when ready or within one business day. If your need is urgent but the branch is closed, the app is usually your fastest option.

How to find hours for a specific branch location

Go to bankofamerica.com, click "Locations" at the top of the page, and enter your zip code or address. The results show every Bank of America branch and ATM near you, with hours listed for today and the next week. You can also filter by service — for example, if you need a branch that handles mortgage applications, the locator will show which ones do.

The mobile app has the same tool. Open it, tap the menu icon, select "Locations," and search by zip code or address. The app shows whether a branch is currently open or closed, which is useful if you are out and need to know right now.

If you do not have internet access, call 1-800-432-1000 and give the representative your zip code. They can tell you hours for branches near you and whether a specific service is available at a location you have in mind.

Extended hours and weekend banking options

Some Bank of America branches in major cities stay open until 6 p.m. or 7 p.m. on weekdays to serve working customers. A few locations also open on Sunday from 11 a.m. to 3 p.m. These extended-hour branches are not the norm — they exist mainly in downtown areas, shopping districts, and inside grocery stores in high-traffic locations. The branch locator will show you if your nearest branch has these hours.

If no nearby branch has weekend or evening hours that work for you, the mobile app and website let you handle most banking needs at any time. You can also use Bank of America ATMs 24/7 to withdraw cash, deposit checks, and transfer money between accounts.

What to do if you cannot reach a branch during business hours

Bank of America customer service is available by phone 24/7 at 1-800-432-1000. Representatives can answer questions about your account, help you report fraud, and walk you through some transactions. However, they cannot process cash deposits, issue cashier's checks, or handle certain account changes that require in-person verification.

For urgent issues that need a person in the branch, some locations have appointment scheduling. Use the branch locator on bankofamerica.com to see if your branch offers appointments, and book one for a time that works for you. This guarantees someone will be available to help when you arrive, rather than waiting in line during busy hours.

Holiday hours and closures

Bank of America branches close on federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. On these days, branches are closed but ATMs and online banking remain available.

Some branches may also close early on the day before a major holiday or have reduced hours during holiday weeks. Check the branch locator a few days before a holiday if you need to visit in person, because hours sometimes change on short notice.

Frequently Asked Questions

Can I do everything I need to do online instead of visiting a branch?

Most transactions work online or through the mobile app: transfers, bill payments, check deposits by photo, and balance checks. You cannot deposit cash, get a cashier's check, or open certain account types online. If your task is one of these, you need to visit during branch hours.

What if I need to visit a branch but it closes before I finish work?

Some branches in urban areas stay open until 6 or 7 p.m. on weekdays. Check the branch locator to see if a location near you has extended hours. You can also schedule an appointment at many branches to may provide someone is available when you arrive.

Are Bank of America ATMs available 24 hours?

Yes. ATMs at Bank of America locations work around the clock for withdrawals, deposits, transfers, and balance checks. You can also use ATMs at partner banks and networks if you are away from a Bank of America location.

Do all Bank of America branches have the same hours?

No. Hours vary by location. Most open at 9 a.m. and close at 5 p.m. on weekdays, but some open earlier, stay open later, or have Saturday and Sunday hours. Use the branch locator on bankofamerica.com to find hours for the specific location you plan to visit.

What happens if I try to visit a branch when it is closed?

You will not be able to enter. However, ATMs outside the branch work 24/7. If you need to speak to someone, call 1-800-432-1000 or schedule an appointment for the next business day through the branch locator.