Bank of America branch hours vary by location, but most branches close between 4 p.m. and 6 p.m. on weekdays

Bank of America does not set a single closing time across all branches. Each location has its own schedule based on local demand and staffing. Most branches open at 9 a.m. on weekdays and close between 4 p.m. and 6 p.m., with Saturday hours typically from 9 a.m. to 1 p.m. or 2 p.m. Many branches are closed on Sundays, though some in high-traffic areas stay open.

The only way to know your specific branch's hours is to check directly. Bank of America publishes hours on its website, in the mobile app, and through Google Maps. Calling the branch directly is the fastest method if you need same-day service.

Key Takeaways

  • Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but hours differ by location and can change seasonally.
  • You can find your branch's exact hours on the Bank of America website, mobile app, or by calling the branch directly.
  • Saturday hours are usually 9 a.m. to 1 p.m. or 2 p.m., and most branches are closed Sundays and federal holidays.
  • If you need to deposit money or handle a transaction after hours, ATMs and mobile deposit through the app are available 24/7.
  • Bank of America's 24/7 customer service line at 1-800-432-1000 can help with account questions and issues that do not require an in-person visit.

How to find your branch's closing time

Go to bankofamerica.com and use the branch locator tool. Enter your zip code or address, and the site will show every Bank of America location near you with its hours listed directly. The hours shown are current as of the date you check, though they can change seasonally or without notice.

The Bank of America mobile app also has a branch locator with the same information. Open the app, tap the menu, select "Find a location," and search by zip code or address. You can also call your branch directly—the phone number appears in both the website and app results. Speaking to someone at the branch is the fastest way to confirm hours if you plan to visit that day.

What to do if you need service after closing time

Bank of America ATMs work 24/7 for withdrawals, deposits, and balance checks. If you have a Bank of America debit card, you can use any ATM in the network at any hour. Mobile deposit through the app lets you photograph checks and submit them without visiting a branch—funds typically post within one business day. This method works at any time, including nights, weekends, and holidays.

For questions or problems that require a person, Bank of America's phone line is open 24/7 at 1-800-432-1000. You will reach a customer service representative who can help with account issues, fraud reports, card locks, or questions about your account. This line is slower during business hours but available any time. If your issue is urgent and cannot wait until the branch reopens, this is your fastest option.

Weekend and holiday hours

Saturday hours vary widely. Some branches open at 9 a.m. and close at 1 p.m.; others stay open until 2 p.m. or 3 p.m. A few branches in major cities have extended Saturday hours or even limited Sunday service. Your branch locator will show the exact Saturday schedule for your location, so check before you plan a weekend visit.

Most Bank of America branches are closed on Sundays and major federal holidays (New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas). If you need to handle a transaction on a holiday, use an ATM or call customer service. Some branches may have modified hours on the day before or after a holiday, so check the locator if you are planning around a holiday weekend.

Planning ahead for time-sensitive transactions

If you need to deposit a check or handle a transaction in person, plan to visit during weekday business hours when staff are available and lines are typically shorter. Early morning (9 a.m. to 11 a.m.) and mid-afternoon (2 p.m. to 4 p.m.) are usually less busy than lunch hours. Visiting at these times means shorter waits and faster service.

For transactions that do not require a teller—such as deposits, withdrawals, or balance checks—use an ATM instead. This avoids the need to time your visit to branch hours and works any time of day or night. If you are depositing a check, mobile deposit is even faster and does not require you to leave your home.

What happens if you arrive after closing

If you arrive at a branch after it closes, you will not be able to enter. The doors lock at closing time, and no staff will be available inside. If you have an urgent issue, call the 24/7 customer service line at 1-800-432-1000 to see if the problem can be resolved over the phone or through the app.

If you need to deposit a check after hours, use mobile deposit through the app instead of waiting until the branch reopens. This is faster and avoids the risk of losing the check or forgetting to deposit it later. For cash deposits, use an ATM if your branch location has one that accepts cash deposits—not all do, so check your branch's ATM capabilities on the locator.

Frequently Asked Questions

Are all Bank of America branches open at the same time?

No. Each branch sets its own hours based on local demand and staffing. Most close between 4 p.m. and 6 p.m. on weekdays, but some close earlier or stay open later. Check your specific branch's hours on the website, app, or by calling the location directly.

Can I deposit money after the branch closes?

Yes. Use mobile deposit through the Bank of America app to photograph and submit checks 24/7. You can also use an ATM to deposit cash or checks at any hour if your branch ATM accepts deposits. Mobile deposit is the fastest option and works any time.

What if I need to talk to someone after hours?

Call Bank of America's 24/7 customer service line at 1-800-432-1000. A representative can help with account questions, fraud reports, card issues, or other problems that do not require visiting a branch in person.

Do Bank of America branches have different hours on Saturdays?

Yes. Most branches are open Saturdays from 9 a.m. to 1 p.m. or 2 p.m., but some have different hours or extended service. Check your branch's schedule on the website or app to confirm before you visit.

What should I do if I need to visit on a holiday?

Most Bank of America branches are closed on federal holidays. Use an ATM for deposits and withdrawals, or call 1-800-432-1000 if you need to speak with someone. Check the branch locator to see if your location has modified hours around the holiday.