Bank of America branches close at different times depending on the location and day of the week
Most Bank of America branches close between 4 p.m. and 6 p.m. on weekdays, but the exact time for your branch depends on where it is. Some locations stay open until 7 p.m. or later, and a few close as early as 4 p.m. Weekend hours are shorter — Saturday closing times typically fall between 1 p.m. and 5 p.m., and many branches are closed on Sunday entirely.
The fastest way to find your specific branch's closing time is to use Bank of America's branch locator tool on their website or mobile app. You enter your address or zip code, and the tool shows you the exact hours for that location, including whether it's open today. You can also call the branch directly — the phone number appears in the same search result.
If you need to do banking after normal branch hours, Bank of America operates ATMs 24/7, and you can handle many transactions through their mobile app or online banking without visiting a branch at all.
Key Takeaways
- Bank of America branch hours vary by location, with most closing between 4 p.m. and 6 p.m. on weekdays.
- The branch locator on the Bank of America website or app shows the exact closing time for your nearest location.
- Calling your branch directly is the quickest way to confirm today's hours if you need to visit in person.
- ATMs are available 24/7, and many transactions can be completed through the mobile app or online banking outside branch hours.
- Saturday hours are typically shorter, and most branches are closed on Sunday.
How to find your branch's closing time online
Go to bankofamerica.com and look for the "Locations" or "Find a Branch" link, usually in the top navigation or footer. Enter your zip code or address, and the tool will display all nearby branches with their hours listed for each day of the week. The current day's hours appear at the top of the result.
The Bank of America mobile app has the same locator feature. Open the app, tap the menu icon, select "Locations," and search by zip code or address. This method is useful if you're already out and need to know whether you can make it to a branch before it closes.
Both the website and app show whether a branch is open right now, so you don't have to calculate the time yourself. If a branch is temporarily closed for renovation or staffing, that information appears in the search result as well.
Calling your branch directly for today's hours
The branch locator tool displays the phone number for each location. Call that number and ask about today's closing time — the staff can tell you when ready and can also let you know if the branch is unusually busy or if certain services are unavailable.
If you're calling outside business hours, the automated message typically lists the branch's regular hours. Some branches have a voicemail option that lets you leave a message, though you won't get a response until the next business day.
What you can do outside branch hours
Bank of America ATMs are available 24/7 for cash withdrawals, deposits (at ATMs equipped with deposit capture), balance inquiries, and PIN changes. If your branch has a drive-through ATM, you can use it even when the building is closed.
The Bank of America mobile app and online banking portal let you transfer money between accounts, pay bills, deposit checks by taking a photo, and review your account activity at any time. You can also set up direct deposit, request a new debit card, and lock or unlock your card through the app.
For questions that require speaking to someone, Bank of America's customer service phone line operates beyond branch hours. The number is on the back of your debit card or on your account statements.
Weekend and holiday hours
Saturday hours vary widely — some branches open at 9 a.m. and close at 1 p.m., while others stay open until 4 p.m. or 5 p.m. A few high-traffic locations may have extended Saturday hours. Most Bank of America branches are closed on Sunday.
On federal holidays, branches are typically closed. The bank observes New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Check the branch locator tool or call ahead if you're planning to visit on or near a holiday.
What to do if your branch is closed when you need it
If you need to deposit a check and your branch is closed, use mobile check deposit through the app — you photograph the front and back of the check, and the funds are usually available within one business day. For cash deposits, use an ATM equipped with deposit capture, or wait until the branch reopens.
If you need to speak to someone urgently, Bank of America's customer service line is available by phone outside branch hours. For account issues, fraud concerns, or questions about transactions, calling customer service is often faster than waiting for a branch to open.
Some Bank of America branches are located inside grocery stores or other retail locations, and those may have different hours than standalone branches. The branch locator tool shows the exact location and hours for each branch, so you can find one that fits your schedule.
Frequently Asked Questions
Can I deposit a check at a Bank of America ATM after the branch closes?
Yes, if the ATM has deposit capture technology. You insert the check, and the funds are typically available within one business day. Not all ATMs have this feature, so check the branch locator tool or call ahead to confirm the ATM at your location accepts deposits.
What if I need to withdraw cash but the branch is closed?
Use any Bank of America ATM — they're available 24/7. If you need more cash than the ATM daily limit allows, you'll have to wait until the branch reopens or visit a different bank's ATM and pay any out-of-network fees.
Are all Bank of America branches open on Saturday?
Most are, but hours vary. Some close as early as 1 p.m., while others stay open until 5 p.m. Use the branch locator tool to check Saturday hours for your specific location before you go.
Can I do everything online that I can do at a branch?
Most routine transactions — transfers, bill payments, check deposits, card requests — can be done through the app or online banking. Some services like opening a new account type, getting a notarized document, or resolving complex disputes may require an in-person visit.
What's the best way to confirm my branch is open today?
Use the branch locator tool on the Bank of America website or app — it shows whether the branch is open right now. Calling the branch directly is the second-fastest option if you want to confirm hours or ask about wait times.