Bank of America branch hours vary by location, but most branches open at 9 a.m. and close between 5 and 6 p.m. on weekdays

Bank of America does not have a single closing time across all branches. Each location sets its own hours within the company's general framework. Most branches open Monday through Friday at 9 a.m., but closing time ranges from 5 p.m. to 6 p.m. depending on the branch. Saturday hours are typically 9 a.m. to 1 p.m., and most branches are closed on Sunday.

The easiest way to find your specific branch's hours is to visit the Bank of America website, enter your zip code in the branch locator, and click on the branch name. The hours appear when ready. You can also call the branch directly or use Google Maps, which usually shows accurate hours for Bank of America locations.

If you need to handle banking outside regular branch hours, Bank of America offers 24/7 phone banking at 1-800-432-1000 and online banking through their website and mobile app. ATMs are available around the clock at most Bank of America locations.

Key Takeaways

  • Most Bank of America branches close at 5 or 6 p.m. on weekdays, but hours vary by location and you should check your specific branch.
  • Saturday hours are usually 9 a.m. to 1 p.m., and branches are typically closed on Sunday.
  • The branch locator on the Bank of America website shows exact hours for any location you search.
  • Phone banking and online banking are available 24 hours a day, seven days a week for account access outside branch hours.
  • ATMs at Bank of America locations operate around the clock regardless of branch hours.

How to find your branch's exact closing time

Go to bankofamerica.com and select "Locations" from the main menu. Enter your zip code or city name in the search box. The results will show all nearby branches with their full hours listed below each address. Click on any branch name to see more details, including holiday hours, which may differ from regular schedules.

If you prefer to call, dial 1-800-BANK-BOA (1-800-225-5262) and a representative can tell you the hours for your nearest branch. This is also the number to use if you want to confirm whether a specific branch is open on a particular day, since some locations may have adjusted hours for holidays or staffing reasons.

Weekend and holiday hours

Saturday hours at most Bank of America branches run from 9 a.m. to 1 p.m., though some high-traffic locations may stay open until 2 p.m. Very few branches are open on Sunday. If you need banking services on a weekend, check your specific branch first—do not assume it will be open.

Bank of America branches are closed on major U.S. holidays, including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Presidents' Day and other federal holidays. The branch locator on the website shows holiday hours for each location, usually updated several weeks in advance.

What you can do when the branch is closed

Bank of America's phone banking line operates 24 hours a day, 7 days a week. You can check your balance, transfer money between accounts, pay bills, report a lost or stolen card, and handle many other transactions by calling 1-800-432-1000. You will need your account number or the phone number associated with your account to log in.

Online banking through bankofamerica.com and the mobile app also works around the clock. You can deposit checks by taking a photo with your phone, transfer money, pay bills, and view your account history without visiting a branch. If you need to deposit cash or withdraw a large amount, you will have to wait until the branch reopens, but ATMs accept deposits and withdrawals at any time.

ATM access outside branch hours

Bank of America ATMs are available 24 hours a day at most branch locations and many other places. You can withdraw cash, deposit checks, deposit cash (at most machines), and check your balance at any ATM. If you use an ATM outside the Bank of America network, you may be charged a fee by both Bank of America and the other bank.

To find an ATM near you, use the branch locator on the Bank of America website or search "Bank of America ATM" in Google Maps. The map will show which machines are nearby and whether they accept deposits. Some ATMs have limited functions—for example, some only allow withdrawals—so check the details before you go.

What to do if you need to speak to someone in person

If your branch is closed and you need to speak to someone in person, you have a few options. Some Bank of America locations have extended hours at certain branches in busy areas—check the locator to see if a nearby branch stays open later. You can also visit a different Bank of America branch in your area if one location is closed.

For most routine questions or transactions, phone banking or online banking will solve the problem faster than waiting for a branch to reopen. If you have a complex issue that requires in-person help, call 1-800-432-1000 to ask whether you can schedule an appointment at your branch or whether a phone representative can handle it over the phone.

Frequently Asked Questions

Are all Bank of America branches open at the same time?

No. Each branch sets its own hours within Bank of America's general framework. Most open at 9 a.m. and close between 5 and 6 p.m. on weekdays, but some branches in busy areas may have different hours. Check the branch locator for your specific location.

Can I deposit cash at an ATM after the branch closes?

Yes. Most Bank of America ATMs accept cash deposits 24 hours a day. The money will be added to your account, though it may not post until the next business day. Check the ATM screen to confirm it accepts deposits before you insert your cash.

What if I need to speak to someone but the branch is closed?

Call 1-800-432-1000 for 24/7 phone banking. A representative can help with most transactions, answer questions, and handle account issues. If you need in-person help, ask whether you can schedule an appointment or visit a different branch location.

Do Bank of America branches have different hours on holidays?

Yes. Branches are closed on major federal holidays like Thanksgiving and Christmas. Some branches may also close on Presidents' Day and other holidays. Check the branch locator on the website for holiday hours specific to your location.

Can I transfer money or pay bills after the branch closes?

Yes. Online banking and phone banking are available 24/7. You can log into your account on bankofamerica.com or the mobile app to transfer money and pay bills anytime. Phone banking is available at 1-800-432-1000.