Your account number is on your debit card, checks, and online banking

Your Bank of America account number is a 10-digit code that identifies your specific checking or savings account. You can find it in four places without calling the bank: on the front of your debit card, on the bottom left of any check you write, in the Online Banking portal under Account Details, and on your monthly statement.

The fastest route is your debit card. Look at the raised numbers on the front—the account number is the second set of digits, after the card number itself. If you don't have your card handy, any check from that account will show it in the lower left corner, printed in magnetic ink.

If you need the number right now and don't have physical items in front of you, log into your Bank of America Online Banking account or the mobile app. The account number appears on the account summary page, usually labeled "Account Number" or "Acct #".

Key Takeaways

  • Your account number is a 10-digit code printed on your debit card, checks, and statements.
  • The debit card shows it as the second set of numbers on the front, after the card number itself.
  • Online Banking and the mobile app display your account number on the account summary page without logging into a separate section.
  • Your monthly statement lists the account number at the top, so you can reference it from past mail if you need to verify.

Finding it on your debit card

The front of your Bank of America debit card displays two sets of numbers. The first is your 16-digit card number. Directly below or to the right of that is your 10-digit account number. This is the number you need when setting up direct deposit, making wire transfers, or giving payment instructions to a third party.

If your card is expired or you've ordered a replacement, the new card will have the same account number as the old one—the account itself doesn't change, only the card. If you've lost your card and don't have a replacement yet, move to checks or online banking instead.

Finding it on your checks

Every check from your Bank of America account prints three numbers at the bottom in magnetic ink. From left to right, they are: your routing number (9 digits), your account number (10 digits), and the check number. The account number is always in the middle position.

You don't need a full checkbook to find this information—a single old check is enough. If you've never ordered checks for this account, you won't have this option, but you can use your debit card or online banking instead.

Finding it in Online Banking and the mobile app

Log into Bank of America Online Banking at bankofamerica.com or open the mobile app and sign in with your username and password. Once you're logged in, your account summary page displays your account number prominently. On the web version, it usually appears near the top of the page under your account name. In the mobile app, tap on the account you want to view, and the account number shows on the account details screen.

This method works whether you're looking at a checking account, savings account, or money market account. Each account has its own separate 10-digit number. If you manage multiple accounts, make sure you're viewing the correct one before copying the number down.

Finding it on your monthly statement

Your Bank of America statement—whether you receive it by mail or view it online—prints your account number near the top of the first page. It's usually labeled "Account Number" or "Acct #" and appears alongside the statement date and account type.

If you receive paper statements, you can reference any recent statement in your files. If you've switched to paperless statements, log into Online Banking, go to Statements, and open any recent month. The account number will be visible on the PDF without needing to search through the document.

What to do if you can't find your account number

If none of these methods work—you don't have your card, you've never ordered checks, you can't access Online Banking, and you don't have a statement—call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. A representative can verify your identity and read your account number to you over the phone.

You can also visit a Bank of America branch in person with a government-issued ID. A teller can look up your account number and write it down for you on the spot. This is useful if you prefer to handle it face-to-face or if you have questions about your account at the same time.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is 16 digits and appears on the front of your debit card. Your account number is 10 digits and appears below the card number. They are different identifiers for different purposes—the card number is for card transactions, and the account number is for transfers and direct deposit.

Can I use my account number to make purchases online?

No. Online purchases require your full card number, expiration date, and CVV code. Your account number is used for bank-to-bank transfers, direct deposit setup, and bill payments where you're paying from your bank account rather than using the card itself.

What if I have multiple Bank of America accounts?

Each account has its own separate 10-digit account number. When you log into Online Banking, you'll see all your accounts listed, and each one displays its own number. Make sure you're looking at the correct account before using the number for a transfer or payment.

Is it safe to share my account number?

Your account number alone cannot be used to withdraw money or make purchases—it's not the same as your full card number or online banking password. However, you should only share it with trusted parties like your employer for direct deposit or your bank for legitimate transactions. Never share it in response to an unsolicited email or phone call.