Your account number is on your debit card, checks, and online banking

Your Bank of America account number appears in multiple places, and the fastest route depends on what you have in front of you right now. If you have your debit card, look at the bottom left—the account number is the second set of digits, after the routing number. If you have a checkbook, it's printed on the bottom left of any check. If you're online, log into your Bank of America account and the number displays on your account summary page.

The account number is 10 digits long and is different from your routing number (which is 9 digits) and your card number (which is 16 digits). Knowing which number you need matters because banks and creditors ask for different ones depending on what you're doing—setting up direct deposit, paying a bill, or disputing a charge.

Key Takeaways

  • Your debit card shows your account number as the second set of digits at the bottom, right after the routing number.
  • Any check from your account prints the account number on the bottom left, in the same location as on your card.
  • Bank of America's online banking portal displays your account number on the account summary page once you log in.
  • The account number is 10 digits; the routing number is 9 digits and appears first on both cards and checks.

Finding it on your debit card

Open your wallet and look at the bottom of your Bank of America debit card. You'll see a series of numbers printed there. The first nine digits are your routing number. The next 10 digits are your account number. The 16-digit number across the front of the card is your card number—not your account number, and not what you need for most banking tasks.

If your card is damaged, expired, or you've never received one, this method won't work. Bank of America will send you a replacement card, but you don't need to wait for it to find your account number—the other methods below are faster.

Finding it on a check

If you have a checkbook, pull out any check. Look at the bottom left corner. You'll see three groups of numbers separated by colons or vertical lines. The first group is the routing number (9 digits). The second group is the account number (10 digits). The third group is the check number.

This method works even if you haven't used checks in years—as long as the checks are from your current Bank of America account, the numbers are valid. Checks don't expire, so old checks from the same account will have the same account number.

Finding it online through Bank of America

Log into your Bank of America account at bankofamerica.com or through the mobile app. Once you're signed in, go to your account summary or dashboard. Your account number displays prominently near the top of the page, usually next to your account type (like "Checking" or "Savings"). You can also find it by clicking on the specific account you need information for.

If you've forgotten your login credentials, use the "Forgot Username or Password" link on the Bank of America homepage. You'll need to verify your identity using your Social Security number, date of birth, and other personal information. This process typically takes a few minutes.

Finding it by calling Bank of America

Call Bank of America's customer service line at 1-800-432-1000. Have your debit card, Social Security number, and date of birth ready. A representative will verify your identity and provide your account number over the phone. This usually takes fewer than five minutes.

If you're calling from a phone number that's not on file with your account, the verification process may take longer. Bank of America may ask additional security questions or ask you to visit a branch in person. Calling is most useful if you don't have access to your card, checks, or online account at that moment.

Finding it at a Bank of America branch

Walk into any Bank of America branch with a government-issued ID. A teller can look up your account number in seconds. Bring your Social Security number if you don't have an ID with you, though the teller will ask for photo identification before providing account details.

This method is slowest but most useful if you need other account information at the same time—like your routing number for a wire transfer, or confirmation of your current balance. Branches are typically open Monday through Friday during business hours, with limited Saturday hours at some locations.

What to do if you can't find your account number

If you've lost your card, don't have checks, can't log in online, and can't reach customer service by phone, visit a Bank of America branch in person. Bring your Social Security number and a government-issued ID. The branch can print your account information on the spot.

If you're locked out of online banking because you've entered the wrong password too many times, use the password reset link on the Bank of America homepage. You'll need to verify your identity using your Social Security number and other personal details. This usually unlocks your account within minutes, and you can then see your account number online.

Frequently Asked Questions

Is my account number the same as my card number?

No. Your card number is the 16 digits across the front of your debit card. Your account number is 10 digits printed at the bottom left of the card, right after the routing number. They're different numbers tied to the same account.

Can I find my account number on a Bank of America statement?

Yes. Paper statements and digital statements both show your account number near the top, usually next to your account type. If you receive statements by mail, check the upper right corner of the first page.

What if I have multiple Bank of America accounts?

Each account has its own 10-digit account number. Your debit card is tied to one account, so it shows only that account's number. Log into online banking to see the account numbers for all your accounts, or call customer service and ask for each one by account type (checking, savings, etc.).

Do I need my account number to use my debit card?

No. You need your card number (16 digits) and expiration date to make purchases online or over the phone. You need your account number only for banking tasks like setting up direct deposit, making wire transfers, or disputing a charge.

Is it safe to share my account number?

Your account number alone is not enough for someone to withdraw money from your account—they also need your routing number and usually additional verification. It's safe to give your account number to your employer for direct deposit, to creditors for bill payments, or to Bank of America itself. Never share it with someone who contacts you unsolicited.