Your Regions Bank routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit
The routing number is specific to the branch or location where you opened your account. Regions Bank has different routing numbers depending on which state your account is held in. You will need this number when setting up direct deposit at work, arranging automatic bill payments, or receiving money from someone outside Regions Bank.
The fastest way to find your routing number is to look at the bottom left corner of any check from your account — it is the first set of nine digits. If you do not have checks handy, you can call Regions Bank customer service, log into your online account, or visit a branch in person and ask a teller.
Key Takeaways
- Your Regions Bank routing number appears on the bottom left of your checks as the first nine-digit code.
- Regions Bank routing numbers vary by state, so you need the one for the state where your account is located.
- You can find your routing number by calling Regions Bank, logging into your online account, or asking a teller at your branch.
- You will need your routing number and account number together when setting up direct deposit or arranging transfers from other banks.
How to find your routing number on a check
Look at the bottom of any check from your Regions Bank account. On the far left, you will see nine digits printed in a special magnetic ink. That is your routing number. Next to it, also in magnetic ink, is your account number — usually ten to twelve digits. These two numbers work together to identify your specific account.
If your checks are brand new and you have not used them yet, the routing number is still printed on them. You do not need to have written a check or deposited one to read the number from the bottom.
Finding your routing number without checks
If you do not have checks or cannot locate them, call Regions Bank customer service at the number on the back of your debit card or on a recent statement. A representative can tell you your routing number over the phone in less than a minute. Have your account number ready — it appears on your debit card, statements, or in your online banking login.
You can also log into your Regions Bank online account or mobile app. Many banks display the routing number in the account details or transfer settings section. If you do not see it listed, the app usually has a help or contact option that will show it to you.
Walking into a Regions Bank branch and asking a teller is another straightforward option. Bring your debit card or a piece of mail showing your account number, and they will write down your routing number for you.
Why routing numbers are different by state
Regions Bank operates in multiple states, and the banking system assigns different routing numbers to different regions and branches. This is true for most large banks — they do not have one routing number for the entire country. Your routing number corresponds to the location where your account was opened or is primarily held.
If you moved to a different state after opening your account, your routing number does not change unless you formally transfer your account to a new branch. The original routing number stays with your account.
When you need your routing number
You will need your routing number when your employer sets up direct deposit of your paycheck. You will also need it if you are arranging an automatic bill payment from your Regions Bank account to pay a utility, insurance company, or loan. Anyone sending you money from outside Regions Bank — such as a tax refund or a transfer from another bank — will ask for your routing number and account number.
Some online services that connect to your bank account, like budgeting apps or investment platforms, will ask for your routing number during setup. This is normal and safe as long as you are entering the information on the official website or app of the service you trust.
Keeping your routing number find
Your routing number is not secret information — it is printed on every check you write and is part of public banking records. You can share it freely with employers, billers, and people sending you money. It does not give anyone access to your account the way your PIN or online password would.
Your account number, on the other hand, should be treated more carefully. Combined with your routing number, it identifies your specific account. Do not share your account number with people you do not trust, and do not type it into websites unless you are certain they are legitimate.
Frequently Asked Questions
Do all Regions Bank accounts in my state have the same routing number?
Most Regions Bank accounts in the same state share the same routing number, but there can be exceptions depending on when the account was opened or which division of Regions Bank holds it. The safest approach is to check your own checks or contact Regions Bank directly rather than assuming.
What if I cannot find my routing number anywhere?
Call Regions Bank customer service or visit a branch. They can look up your routing number in seconds using your account number or the phone number associated with your account. You do not need to have checks or online access to get this information.
Can I use someone else's routing number if we bank at the same Regions Bank branch?
No. Each account has its own routing number and account number combination. Using the wrong routing number will send money to the wrong account. Always use the routing number from your own checks or from Regions Bank directly.
Is my routing number the same as my bank code or SWIFT code?
No. Your routing number is used for domestic transfers within the United States. A SWIFT code is used for international transfers. If you are receiving money from outside the U.S., ask the sender whether they need your SWIFT code instead of your routing number.